{"id":1993858,"url":"https://alion.io/job/coface-senior-credit-analyst-2","title":"Senior Credit Analyst","company":{"id":4911,"name":"Coface","domain":"coface.com","url":"https://alion.io/company/coface","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SmartRecruiters","truth_index":{"grade":"B","score":75,"open_postings":38,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":29,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Kuala Lumpur, Malaysia"],"countries":["MY"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":13000,"max_usd":25000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":15},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-07T06:31:50Z","employer_posted_date":"2026-10-07","last_verified_at":"2026-10-30T10:33:33Z","board_verified":true,"closed_at":null,"days_open":23,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":23},"description":"At Coface we make trade happen everyday\nOur 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.\nWith nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.\nJoining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.\nShape the future of trade with us. Join our Happeners!\n MISSION :\nWe are currently seeking a dynamic and results driven credit analyst professional to join our trade credit insurance team in Malaysia - Kuala Lumpur reporting to the Country Manager, Malaysia.\nThis role requires the incumbent to assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Performs control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.\nMAIN RESPONSIBILITIES:\nEnhanced Information and Data Strategy management:\n- Collect company information through research, phone interviews and/or field visits to get in-depth and update financial, business and credit information in order to assess the current situation of the companies.\n- Engage in the review of source information scores and to ensure best quality, accuracy predictability and consistency is achieved.\n- Participate in sensitive buyer visits and in-depth reports and to oversee the quality of assessments by other team member(s).\n- Validate credit rating (DRA) according to group delegation rules. Ensure the information and DRA represent the most up to date position and that group standards have been applied toward frequency and level of information required.\n- Maintain the debtors' shareholding structure in the system (FRG and Legal trees)\n- Manage a portfolio of debtors, in particular on large exposures and sensitive files.\n- Achieve annual target objectives in respect of production and quality.\n- Review suspicious fraud files and prepare Pre-Fraud analysis to the Anti-Fraud officers\n- Negotiate with information suppliers in respect of the local information contract.\n- Manage the quality and effectiveness of (country) outsourced tasks to the back office center(s).\n- Other ad-hoc projects as required\nProcess management and improvement:\n- Prioritize and monitor Worklists and processes to ensure volumes, time and quality standards are achieved and SLA’s are fully respected. Take remedial action when deemed appropriate.\nCommunication and Collaboration:\nTo be part of buyer calls along with staff where applicable for obtaining financial and business information in order to assess their credit quality.\n- Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues.\n- Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant.\n- Reporting/discussion with regional team.\n- Ensure handling of the Complaint process: act in quality of expert for the company in respect of complaints related to information and its use.\nCompliance:\n- Ensure compliance with regulations and procedures as laid down by Coface and external regulators.\n University graduate in Finance, Business, Economics, Banking or equivalent\nMinimum 5 years of work experience in credit risk analysis (Banking, financial services or credit department).\nAdvanced knowledge of reading and understanding and interpreting the company accounts, (audited, management and draft accounts), relating to both limited and public companies, including balance sheets and profit and loss statements, Cash flow statements and understand or calculate key accounting ratios.\nUnderstanding of company law, accounting principles and Legal group structures.\nBasic knowledge of prevailing macroeconomic and industry-sector drivers and trends as a backdrop against which to evaluate a business’s credit worthiness.\nUnderstanding of banking products and how financing works\nPrior experience in trade credit insurance or other financial industries and multicultural/international corporate environment will be a plus\nStrong communication and presentation skills with excellent questioning skills\nPossess Credit or Business research skills\nAbility to work on a team and share information\n Flexible working model after the first month of working from the office will be hybrid\nGreat place to work: central and modern office \nOpportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…\n Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field\n Health care","description_format":"text","description_chars":5291,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Flexible schedule"],"hiring_locations":[{"name":"Malaysia","iso":"MY","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Property & Casualty Insurance","Debt Collection & Recovery","Credit Bureaus & Rating Agencies"],"lifecycle":[{"event":"open","at":"2026-10-07T08:07:42Z"}],"visa":[],"liveness":{"score":45,"band":"ok","label":"Likely open","p_open":1,"p_active":0.599,"p_room":0.75,"age_days":22,"expected_fill_days":29,"reasons":["conf:3","stale_co","velocity","win:late","comp:brand"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/coface-senior-credit-analyst-2","json_url":"https://alion.io/job/coface-senior-credit-analyst-2.json","meta":{"generated_at":"2026-10-30T12:38:04Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":18119,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4911},"rest":"https://alion.io/mcp/rest/get_company?id=4911"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fcoface-senior-credit-analyst-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fcoface-senior-credit-analyst-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fcoface-senior-credit-analyst-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/coface-senior-credit-analyst-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fcoface-senior-credit-analyst-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1993858}},{"tool":"search_jobs","arguments":{"company":"coface.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1993858},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}