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Location
Hybrid (Taguig, Philippines)
Seniority
Junior · 1+ year exp
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 18, 2026. First seen by Alion on Sep 23, 2026. Coins.ph scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Coins.ph is a digital wallet and exchange founded in 2014 and headquartered in Manila. It combines crypto trading with bill payments, remittances and mobile top-ups, functioning as a general financial application for Filipino users. The company holds virtual asset and electronic money licences from the central bank of the Philippines.

We're looking for a Backend Engineer who wants to grow their career building payment systems used by millions. You'll work with senior engineers and architects in a regional team, and you'll use AI tools every day to build, test, and ship faster.

What You'll Do

  • Build and ship backend services: Design, develop, test, and maintain Java-based microservices that run our payment platform. Contribute to features across the payment lifecycle, including acquiring, clearing, settlement, and ledger accounting.

  • Protect user funds: Help build and improve reconciliation jobs, exception-handling flows, and monitoring that keep every transaction accurate and every peso accounted for.

  • Integrate with partners: Work on integrations with banks, local payment methods, card networks, and international payment partners. Along the way you'll learn how multi-currency and FX flows work.

  • Use AI in your daily work: Use AI-assisted development tools (e.g., code assistants, AI-driven testing, and debugging) to work more productively. Help explore and prototype AI-powered features and internal tools.

  • Improve reliability and performance: Troubleshoot production issues, write clean and well-tested code, and help make our systems more available, scalable, and efficient.

  • Collaborate across teams and regions: Work closely with product, risk, finance, and compliance, as well as Mandarin-speaking engineering and business teams, to deliver secure and compliant solutions.

What We're Looking For

  • 1-5 years of professional backend development experience. Strong fresh graduates with solid internship or project experience are welcome to apply.

  • Hands-on experience with Java (Spring Boot preferred). Experience in other backend languages is a plus if you're willing to work mainly in Java.

  • Familiarity with microservices architecture, RESTful APIs, and relational databases (e.g., MySQL, PostgreSQL).

  • A strong interest in AI, such as regularly using AI coding tools, experimenting with LLMs or AI APIs, or building AI-powered side projects.

  • Proficiency in Mandarin Chinese (spoken and written) is required. You'll work regularly with Mandarin-speaking teams and stakeholders. Business-level English is also required.

  • A good grasp of computer science fundamentals: data structures, algorithms, and basic distributed systems concepts.

  • Strong problem-solving skills, ownership, and eagerness to learn.

Nice To Have

  • Exposure to fintech, payments, banking, e-wallets, or crypto.

  • Experience with message queues (e.g., Kafka, RabbitMQ), caching (e.g., Redis), or containerization (Docker, Kubernetes).

  • Understanding of transaction consistency, idempotency, or reconciliation concepts.

  • Experience with cloud platforms (AWS, GCP, or Alibaba Cloud).

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