{"id":4258548,"url":"https://alion.io/job/credit-direct-backend-engineer-net","title":"Backend Engineer (.Net)","company":{"id":2484947,"name":"Credit Direct","domain":"creditdirect.ng","url":"https://alion.io/company/creditdirect","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SeamlessHiring","truth_index":null},"role":"Backend","role_family":"Backend","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lagos, Nigeria"],"countries":["NG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"ASP.NET Core","optional":false},{"name":"C#","optional":false},{"name":"Git","optional":false},{"name":"Rest API","optional":false},{"name":"SQL","optional":false},{"name":"Apache Kafka","optional":true},{"name":"Docker","optional":true},{"name":"JavaScript","optional":true},{"name":"Kubernetes","optional":true},{"name":"Node JS","optional":true},{"name":"PCI DSS","optional":true},{"name":"React.js","optional":true}],"status":"live","first_seen_at":"2026-11-13T14:30:44Z","employer_posted_date":"2026-11-13","last_verified_at":"2026-11-13T14:30:44Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"We are seeking a skilled Backend Engineer (.NET) work with our Payments and Collections team under the CTO, Platforms. The successful candidates will be responsible for developing, maintaining and supporting payment and collections services, including direct debit processing, loan repayment collections and integrations with banks and payment processors.\nThe role involves building reliable backend systems, ensuring accurate payment processing and reconciliation with core banking systems, and supporting seamless financial transactions. Candidates must be capable of working across core backend development and system integrations to meet evolving business and operational requirements.\nThe candidate will build, integrate and run the services that collect and move money for CDL. The engineer works on both the core logic of our payment services and their connections to payment processors, banks and core banking.\nResponsibilities\nCore development\nBuild and extend payment and collections services: direct debit mandates, repayment schedules and payment workflows.\nBuild an admin configuration centre so payment timing, retry rules and routing can be changed without a software release, with second-person approval, an audit trail and one-step rollback.\nBuild smart routing: record every payment attempt by bank and provider, then choose the best provider for each customer's bank, first by rules set by the business and later automatically.\nImplement safe retry and timing rules, such as debiting around pay dates and never retrying a cancelled mandate.\nIntegrations\nIntegrate payment processors and collection channels, such as Remita, NIBSS, Paystack, Mono and OnePipe, and new providers as CDL adds them.\nTurn each provider's different responses and failure codes into one standard set of statuses and failure reasons.\nBring CDL's separate payment and repayment flows onto shared payment services.\nBuild a reliable, reconciled feed of payments into the core banking system, including handling of webhooks, retries and missed events.\nRequirements\nMust have\n4 or more years building backend services in C# and .NET (ASP.NET Core).\nStrong SQL and relational database design.\nExperience building REST APIs and background or scheduled jobs.\nHands-on experience integrating third-party payment APIs, such as Paystack, Flutterwave, Remita, NIBSS or Mono.\nExperience with financial transactions where correctness matters: idempotency, avoiding duplicate processing, webhooks, retries, reconciliation and audit trails.\nGood habits with Git, pull requests and automated tests.\nNice to have\nExperience with direct debit, mandates or loan repayment collections in Nigeria, including NIBSS direct debit or e-mandate schemes.\nExperience with core banking systems, especially Apache Fineract.\nRules engines, configuration management or feature-flag systems.\nBasic React for internal admin screens, and familiarity with Node.js.\nFamiliarity with message queues such as Kafka, and with Docker and Kubernetes.\nAwareness of payment security and data protection practice (PCI DSS, Nigeria Data Protection Act.\nBenefits\nAt Credit Direct Finance Company Limited, we value our employees and strive to provide a comprehensive benefits package that recognizes their contributions and supports their well-being. As part of our commitment to a positive work environment, we offer the following benefits:\nCompetitive Salary: We offer a competitive salary structure that is commensurate with industry standards and recognizes the skills and experience of our employees.\nQuarterly Performance Pay: We recognize and reward exceptional performance. Our quarterly performance pay program allows employees to earn additional compensation based on their individual and team achievements.\nTransport Subsidy: We understand the importance of accessible transportation for our employees. To assist with commuting expenses, we provide a transport subsidy to help alleviate the financial burden associated with travel to and from work.\nStaff Bus: We offer a convenient and reliable staff bus service for eligible employees, ensuring a comfortable and stress-free commute to the workplace.\nHybrid Work: We believe in providing flexibility and work-life balance. Our hybrid work policy allows eligible employees to work remotely for a certain number of days per week, promoting a healthy work-life integration.\n13th Month Salary: As an additional financial benefit, we provide a 13th-month salary to our employees. This extra payment, usually received at the end of the year, serves as a bonus and acknowledges their dedication and commitment throughout the year.\nLeave Allowance: We recognize the importance of taking time off for rest and relaxation. In addition to annual leave entitlement, we provide a leave allowance to eligible employees, offering financial support during their vacation time.\nProfit Sharing: We believe in sharing our success with our employees. Through our profit-sharing program, eligible employees have the opportunity to receive a share of the company's profits, providing an additional incentive for their dedication and hard work.\nThese benefits are designed to support our employees' financial well-being, work-life balance, and professional growth. We continuously review and enhance our benefits package to ensure that it remains competitive and aligned with the needs and preferences of our valued employees.","description_format":"text","description_chars":5409,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual leave","Hybrid work"],"hiring_locations":[{"name":"Nigeria","iso":"NG","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Wealth Management & Financial Advisors","Financial Software & Embedded Finance"],"lifecycle":[{"event":"open","at":"2026-11-13T14:30:44Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":22,"reasons":["conf:5","win:early"],"computed_at":"2026-11-13T20:28:50Z"},"pay":null,"html_url":"https://alion.io/job/credit-direct-backend-engineer-net","json_url":"https://alion.io/job/credit-direct-backend-engineer-net.json","meta":{"generated_at":"2026-11-13T20:28:50Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":40826,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2484947},"rest":"https://alion.io/mcp/rest/get_company?id=2484947"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fcredit-direct-backend-engineer-net"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fcredit-direct-backend-engineer-net"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fcredit-direct-backend-engineer-net"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/credit-direct-backend-engineer-net\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fcredit-direct-backend-engineer-net"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4258548}},{"tool":"search_jobs","arguments":{"company":"creditdirect.ng","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4258548},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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