{"id":3743255,"url":"https://alion.io/job/credpal-regulatory-compliance-manager","title":"Regulatory Compliance Manager","company":{"id":177265,"name":"CredPal","domain":"credpal.com","url":"https://alion.io/company/credpal","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Zoho Recruit","truth_index":null},"role":"Management","role_family":"Management","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lagos, Nigeria"],"countries":["NG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-11-04T12:24:54Z","employer_posted_date":"2026-11-04","last_verified_at":"2026-11-05T14:10:51Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.\nJob Title: Regulatory Compliance Manager\nJob Type: Full Time/Hybrid\nLevel: Senior - Level\nPurpose Statement\nCredPal is seeking an experienced Regulatory Compliance Manager to oversee and strengthen the Company’s regulatory compliance framework across its credit, lending, investment, FX, cross-border, and other financial services products.\nThe role will be responsible for ensuring compliance with applicable SEC requirements, AML/CFT regulations, consumer credit and lending requirements, investment regulations, foreign exchange and cross-border transaction requirements, regulatory reporting obligations, and other applicable financial services regulations.\nThe successful candidate will provide practical regulatory guidance to Management and business teams, ensure regulatory requirements are embedded into products and operations, and maintain effective relationships with relevant regulatory authorities.\nResponsibilities \nDevelop, implement, and continuously strengthen the Company’s regulatory compliance framework, policies, procedures, and controls.\n\nEnsure regulatory compliance across the Company’s credit, lending, investment, FX, cross-border, and other financial products and services.\n\nEnsure compliance with applicable SEC regulations, guidelines, circulars, licensing requirements, and reporting obligations.\n\nMonitor regulatory requirements governing the Company’s credit and lending activities, including customer disclosures, pricing, collections, consumer protection, and responsible lending practices.\n\nEnsure investment products and related activities comply with applicable capital markets, investment, disclosure, suitability, and regulatory requirements.\n\nMonitor regulatory developments and assess their impact on the Company’s products, operations, partnerships, and strategic initiatives.\n\nInterpret regulatory requirements and translate them into practical policies, processes, product requirements, and operational controls.\n\nCoordinate regulatory filings, returns, notifications, licence renewals, approvals, and other statutory submissions.\n\nServe as a key point of contact for regulatory engagements, inspections, examinations, enquiries, and information requests.\n\nMaintain an up-to-date regulatory obligations register and ensure all regulatory requirements are completed within prescribed timelines.\n\nLead and maintain the Company’s AML/CFT/CPF compliance framework in line with applicable regulatory requirements.\n\nOversee KYC, Customer Due Diligence, Enhanced Due Diligence, beneficial ownership verification, PEP screening, sanctions screening, and customer risk classification.\n\nEnsure appropriate transaction monitoring, investigation, escalation, and regulatory reporting processes are maintained.\n\nEnsure effective controls are in place for higher-risk customers, transactions, products, jurisdictions, and business relationships.\n\nEnsure compliance with applicable regulatory requirements relating to FX and cross-border transactions.\n\nReview cross-border transaction structures, payment flows, settlement arrangements, counterparties, and partnerships from a regulatory compliance perspective.\n\nConduct regulatory assessments for new markets, jurisdictions, transaction corridors, investment products, credit products, and other financial services.\n\nConduct compliance reviews before the launch of new products, services, partnerships, or material changes to existing products.\n\nReview credit product structures, interest and fee disclosures, eligibility requirements, collections processes, and customer communications from a regulatory perspective.\n\nReview investment product structures, investor onboarding, risk disclosures, client suitability, transaction processes, and marketing communications for regulatory compliance.\n\nWork closely with Product, Technology, Credit, Investment, Treasury, Operations, Finance, Legal, Risk, Sales, Collections, and other teams to embed regulatory requirements into business processes.\n\nReview product terms, agreements, disclosures, customer communications, campaigns, and operational processes for regulatory compliance.\n\nConduct periodic compliance monitoring across credit, investment, treasury, collections, operations, and other relevant business activities.\n\nDevelop and execute an annual risk-based compliance monitoring programme.\n\nIdentify regulatory gaps, compliance breaches, control weaknesses, and areas requiring remediation.\n\nTrack and ensure timely closure of regulatory, audit, and compliance findings.\n\nMaintain appropriate compliance registers, regulatory correspondence, breach records, and supporting documentation.\n\nPrepare regular regulatory compliance reports for Executive Management and relevant governance committees.\n\nCoordinate regulatory inspections, compliance reviews, external assessments, and remediation exercises.\n\nDevelop and maintain policies covering AML/CFT, KYC, sanctions, regulatory reporting, consumer credit, lending, investment activities, cross-border transactions, conflicts of interest, market conduct, and other relevant compliance areas.\n\nConduct periodic regulatory and compliance training for employees and Management.\n\nProvide specialist compliance guidance to business teams on regulatory requirements and emerging risks.\n\nPromote a strong culture of compliance, accountability, ethical conduct, and regulatory awareness across the organisation.\n\nRequirements\nRequirements & Qualifications\nBachelor's degree in Law, Finance, Accounting, Economics, Banking & Finance, Business Administration, or a related discipline.\n\nMinimum of 5 years’ relevant experience in Regulatory Compliance, AML/CFT, Risk, Legal, Internal Control, or related financial services functions.\n\nStrong experience within a fintech, SEC-regulated institution, bank, lending business, investment firm, capital market operator, payments company, or other regulated financial institution.\n\nStrong knowledge of SEC regulations and Nigeria’s capital markets regulatory framework.\n\nStrong understanding of regulatory requirements governing credit, lending, consumer finance, and investment products.\n\nStrong practical knowledge of AML/CFT/CPF, KYC, CDD, EDD, PEP screening, sanctions screening, transaction monitoring, and regulatory reporting.\n\nGood understanding of regulatory requirements relating to FX and cross-border financial transactions.\n\nExperience supporting compliance across credit, investments, lending, payments, FX, or cross-border financial products.\n\nStrong understanding of regulatory licensing, reporting, inspection, and compliance monitoring requirements.\n\nExperience managing regulatory engagements, examinations, audits, inspections, and remediation activities.\n\nAbility to conduct regulatory risk assessments for new products, services, partnerships, and markets.\n\nStrong understanding of consumer protection, customer disclosures, responsible lending, collections practices, investment suitability, and market conduct.\n\nStrong analytical and problem-solving skills with the ability to interpret complex regulatory requirements.\n\nAbility to translate regulations into practical business, operational, product, and technology controls.\n\nExcellent stakeholder-management, communication, documentation, and report-writing skills.\n\nAbility to engage confidently with Executive Management, regulators, financial institutions, and external partners.\n\nStrong attention to detail, sound judgement, independence, integrity, and confidentiality.\n\nAbility to balance regulatory requirements with practical business considerations while maintaining appropriate compliance standards.\n\nProfessional Qualifications\nRelevant certifications will be an added advantage, including:\nCAMS\n\nCIS\n\nACA/ACCA\n\nCFA\n\nCISA\n\nRisk or Compliance certifications\n\nRelevant SEC registration or Sponsored Individual status\n\nBenefits\nCompetitive salary and benefits package.\n\nOpportunity to lead and strengthen regulatory compliance within a growing fintech business.\n\nExposure to credit, lending, investments, capital markets, FX, cross-border transactions, and emerging financial products.\n\nProfessional development and regulatory training opportunities.\n\nCollaborative and dynamic work environment.\n\nOpportunity for career growth as the business expands.","description_format":"text","description_chars":8571,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Professional 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