{"id":937625,"url":"https://alion.io/job/cross-river-svp-controller","title":"SVP, Chief Accounting Officer","company":{"id":673044,"name":"Cross River","domain":"crossriver.com","url":"https://alion.io/company/crossriver","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":95,"open_postings":8,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":106,"computed_at":"2026-10-28T05:59:10Z"}},"role":"Finance","role_family":"Finance","seniority":"head","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Fort Lee, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":132000,"max_usd":252000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":2103},"experience_years_min":15,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-07-13T15:16:24Z","employer_posted_date":"2026-09-28","last_verified_at":"2026-10-28T18:55:38Z","board_verified":true,"closed_at":null,"days_open":107,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":106},"description":"Who We Are\nCross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.\nOur mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.\nWhat We're Looking For\nWe are seeking a dynamic and experienced Senior Vice President, Chief Accounting Officer to join our Finance leadership team. This critical role reports directly to the Chief Financial Officer and serves as the operational backbone of the company's financial infrastructure. This role requires a seasoned finance executive who thrives in a fast-paced, technology-driven banking environment and can scale financial operations to match the company's rapid growth trajectory.\nKey Responsibilities:\nFinancial Governance\nMaintain and continuously enhance the company's financial governance framework, including internal controls, policies, and procedures over financial reporting\nOversee the design and operating effectiveness of internal controls over financial reporting (ICFR) and ensure SOX-equivalent rigor appropriate for a regulated banking institution (FDICIA)\nLending Reporting\nOversee all financial reporting related to Cross River's lending portfolio, including marketplace lending, Commercial and SBA lending, and principal financing activities\nEnsure accurate and timely loan-level accounting, including origination, servicing, gain-on-sale, fair value measurements, and allowance for credit losses (CECL)\nDirect reporting processes for loan sales, participations, securitizations, and warehouse facility utilization\nEnsure proper treatment of fee income, interest income, and provision expense across all lending verticals\nFinancial & Regulatory Reporting\nServe as the primary owner of the company's accounting policies, ensuring compliance with U.S. GAAP and applicable regulatory accounting standards\nDirect the monthly, quarterly, and annual financial close processes\nManage the end-to-end SEC reporting process, including drafting financial statements, footnotes, and MD&A disclosures, ensuring accuracy and adherence to filing deadlines\nOversee preparation and filing of all regulatory reports, including Call Reports, FR Y-9 filings, and other submissions to the FDIC, Federal Reserve, and state banking regulators\nEnsure timely and accurate delivery of required management reporting packages, and board-level financial presentations, including Audit Committee\nTax & New Product Planning\nOversee the company's tax function, including federal, state, and local income tax compliance, tax provision (ASC 740), and tax planning strategies\nLead tax structuring analysis for new products, partnerships, and business initiatives to optimize tax efficiency while maintaining full compliance\nEvaluate accounting implications of new fintech partnerships, BaaS integrations, and program structures\nProcurement\nBuild and oversee a centralized procurement function that drives cost efficiency, vendor governance, and operational discipline across the organization\nRefine and implement procurement policies, approval workflows, and vendor selection criteria aligned with regulatory expectations for third-party risk management\nBuild reporting and analytics capabilities to provide visibility into organizational spending patterns and budget adherence\nRevenue Management\nServe as the enterprise owner of revenue recognition policies and practices under ASC 606 and other applicable standards (ASC 310, ASC 320, ASC 460)\nOversee the accurate identification, measurement, and reporting of revenue across all business lines - including interchange fees, transaction processing fees, program fees, lending income, gain-on-sale, and SaaS/platform-related revenue streams\nLead revenue assurance processes to ensure completeness and accuracy of revenue capture from complex fintech partner arrangements, embedded finance programs, and multi-element agreements\nLeadership & Strategic Responsibilities\nBuild, mentor, and manage a high-performing controllership organization of 30+ professionals across all seven functions, fostering a culture of accountability, collaboration, and continuous improvement\nAdvise on the financial implications of strategic decisions, M&A activity, capital raises, and potential IPO readiness\nLead the evaluation and implementation of financial systems (ERP, sub-ledgers, automation tools) to support scale and efficiency\nQualifications:\nRequired:\nBachelor's degree in Accounting, Finance, or related field; CPA required\n15+ years of progressive experience in accounting/controllership roles, with at least 7 years in a senior leadership capacity managing multiple functions\nDeep expertise in U.S. GAAP, regulatory accounting for banking institutions (Call Report preparation, FFIEC guidelines), and financial governance best practices\nPrior experience in a regulated banking environment (commercial bank, fintech bank, or BaaS institution); experience with FDIC-regulated entities strongly preferred\nDemonstrated experience building and overseeing internal control frameworks and managing external audit relationships (Big 4 experience a plus)\nStrong understanding of complex financial products including lending (marketplace, SBA, consumer, commercial), payments, card issuing, and capital markets\nPreferred:\nExperience supporting IPO readiness or public company reporting strongly preferred\nExperience with crypto/digital asset accounting and stablecoin-related financial products\nFamiliarity with embedded finance and Banking-as-a-Service (BaaS) business models and their unique accounting complexities\nKnowledge of API-driven banking platforms and their impact on financial reporting and controls\nCECL modeling exposure and familiarity with credit loss accounting frameworks\n#LI-ZN1 #LI-Hybrid #LI-Onsite\nSalary Range: $280,000.00 - $350,000.00\nCross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.\nBy submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. 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