{"id":1413467,"url":"https://alion.io/job/dbs-associate-virtual-portfolio-relationship-manager-credit-program-small-small-medium-enterprises","title":"Associate, Virtual Portfolio Relationship Manager, Credit Program Small, Small Medium Enterprises","company":{"id":451141,"name":"DBS","domain":"dbs.com","url":"https://alion.io/company/dbs-4","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":82,"open_postings":249,"ghost_share":0,"stale_share":0.731,"repost_share":0,"time_to_fill_p50_days":40,"computed_at":"2026-10-23T05:54:15Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Mumbai, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":7500,"max_usd":18000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":13},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-05-22T00:00:00Z","employer_posted_date":"2026-05-22","last_verified_at":"2026-10-22T01:51:37Z","board_verified":false,"closed_at":null,"days_open":155,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":154},"description":"Business Function\nCorporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.\nJob Purpose\nBuild a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank.\nRelationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.\nKey Accountabilities\nManage and maintain a portfolio of virtual banking clients, providing personalized financial advisory and investment solutions\nProactively engage with clients to understand their financial goals, risk profiles, and investment preferences\nAnalyze client portfolios, identify opportunities, and recommend appropriate investment strategies\nCollaborate with cross-functional teams to ensure seamless client onboarding and service delivery\nMonitor client portfolios and provide timely updates on market trends and performance\nResolve client inquiries and address concerns in a professional and efficient manner\nContribute to the development and implementation of virtual banking initiatives and best practices\nRequirements\nMinimum 3-5 years of experience in wealth management, investment advisory, or a related field\nStrong analytical and problem-solving skills with the ability to interpret financial data and make informed recommendations\nExcellent communication and interpersonal skills to effectively engage with clients and cross-functional teams\nProficient in the use of financial analysis tools and portfolio management software\nDemonstrated ability to work independently and as part of a team\nCommitment to providing exceptional client service and maintaining high levels of customer satisfaction\nEducation / Preferred Qualifications\nBachelors in finance / Economics/Commerce or MBA or CA\nCore Competencies\nExcellent Communication & Listening Skills, Good Sales & Negotiation Skills\nTechnical Competencies\nWorking Capital Finance Knowledge\nWork Relationship\nManager / Direct Report\nApply Now\nWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.\nLocation:\nMumbaiJob:\nRelationship ManagementSchedule:\nRegularEmployee Status:\nFull time","description_format":"text","description_chars":2795,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Wealth Management & Financial Advisors","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-09-28T19:48:24Z"}],"visa":[],"liveness":{"score":7,"band":"cold","label":"Long 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