{"id":3454692,"url":"https://alion.io/job/deltafunc-business-analyst-associate-product-manager","title":"Business Analyst / Associate Product Manager","company":{"id":4486152,"name":"DeltaFunc","domain":"deltafunc.com","url":"https://alion.io/company/deltafunc","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Product","role_family":"Product","seniority":"junior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Ukraine"],"countries":["UA"],"hiring_countries":["UA"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":15500,"max_usd":44000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":724},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Confluence","optional":false},{"name":"Jira","optional":false},{"name":"PCI DSS","optional":false},{"name":"Rest API","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-19T12:31:04Z","employer_posted_date":null,"last_verified_at":"2026-10-19T12:31:04Z","board_verified":false,"closed_at":null,"days_open":14,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":14},"description":"We are building our own payment gateway. Merchants integrate via our API to accept payments and execute payouts across a dozen regions - cards, mobile money, UPI, Interac, local bank transfers. Fourteen provider integrations are live and new ones are added every month. The product is young but real: money moves through it daily, and much of the roadmap ahead is still undefined, reconciliation, chargebacks, merchant-facing analytics, new regions. Most decisions here are made upstream, not from a finished design: how money moves, what happens when a provider fails mid-transaction, who is allowed to see what.\nRequirements:\n\n3+ years as a BA, Product Analyst or Product Owner in fintech, billing, e-commerce or another domain where money is counted and reconciled.\n\nOwnership Mindset: You bring a recommended option with reasoning, flag what you assumed and what you traded away, and know which decisions are yours and which belong to someone else.\n\nRequirements Writing: Specs with clear scope, acceptance criteria and explicit non-goals - not a list of wishes. User stories, use cases, process modelling.\n\nAPI Literacy: Comfortable with OpenAPI specs, JSON payloads, REST semantics, webhooks and asynchronous callbacks. You don't write code, but you can reason about idempotency and state transitions.\n\nData Skills: SQL at a level that lets you check how a rule behaves on real data before writing it into a spec, and read your own metrics after release.\n\nAsync System Logic: Understanding that transaction states, retries and reconciliation must be specified rather than assumed.\n\nRapid Prototyping: Able to put together a clickable or visual prototype quickly - including with AI tools - to agree a flow with the business and hand a designer something concrete rather than a description.\n\nDocumentation Tooling: Confluence and Jira - specs, epic decomposition, decision log.\n\nLanguage: English B1+ (provider documentation, specs and part of the backlog are in English).\nResponsibilities:\n\nProduct work\n\nOwn Features End to End: Take a business need - merchants can't withdraw their own balance, fees are opaque, a region needs a new provider - and drive it to release. Define the outcome, the scope, and what's explicitly out of scope for the first phase.\n\nScope to a Minimal Complete Scenario: Identify the smallest business flow that works end to end and delivers value - including its provider dependencies, finance dependencies, and the operational procedures that have to exist for it to run in production.\n\nClose Questions, Escalate Risks: Propose a reasoned option rather than a list of alternatives. Document assumptions and trade-offs, resolve questions within agreed authority, and escalate material risks early rather than late.\n\nPrioritise: Argue why this feature before that one, using actual data - transaction volumes, failure rates, support load, provider costs.\n\nWork With Stakeholders: Translate between finance, business development and engineering. Each describes the same problem in a different language.\nAnalysis work:\n\nModel Money Flows: Specify holds, settlements, refunds, fees and ledger entries. Define what happens on cancel, reject, timeout and provider failure - which balance moves, when, and by how much.\n\nSpecify Reconciliation: Define how discrepancies are detected, investigated and corrected - what the system flags, what the operator sees, which adjustments are allowed and who may make them.\n\nWrite Specs That Hold Together: Complete rules, no internal contradictions, explicit non-goals. A spec is done when an engineer can build from it without guessing and a tester can verify against it without asking.\n\nDecompose Epics Into a Critical Path: Split a feature into backend, frontend and admin work, mark blocking dependencies, flag external blockers before the team starts.\n\nDefine Access and Permissions: Specify role-based access, tenant isolation, and exactly what each actor sees and can do - merchant, finance operator, admin.\n\nWork With Provider Documentation: Read integration docs from payment providers and turn them into requirements the team can build against.\nWill be a plus::\n\nPSP & Acquiring Background: 3DS protocols, chargebacks, settlement reconciliation, provider cascades, routing rules.\n\nGreenfield Experience: Building a product area from scratch, where the process doesn't exist yet and has to be designed alongside the feature.\n\nRegulatory Awareness: PCI DSS, AML, sanctions screening - understanding why certain data can't be logged or exported.\n\nCompetitive Analysis: Benchmarking a product against market players and turning gaps into a roadmap.","description_format":"text","description_chars":4619,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"Ukraine","iso":"UA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-29T12:21:41Z"}],"visa":[],"liveness":{"score":66,"band":"ok","label":"Likely open","p_open":0.85,"p_active":0.862,"p_room":0.9,"age_days":14,"expected_fill_days":25,"reasons":["seen:14","velocity","win:mid","comp:junior"],"computed_at":"2026-11-03T05:54:40Z"},"pay":null,"html_url":"https://alion.io/job/deltafunc-business-analyst-associate-product-manager","json_url":"https://alion.io/job/deltafunc-business-analyst-associate-product-manager.json","meta":{"generated_at":"2026-11-03T09:42:13Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13702,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-04T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4486152},"rest":"https://alion.io/mcp/rest/get_company?id=4486152"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fdeltafunc-business-analyst-associate-product-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fdeltafunc-business-analyst-associate-product-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fdeltafunc-business-analyst-associate-product-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/deltafunc-business-analyst-associate-product-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fdeltafunc-business-analyst-associate-product-manager"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3454692}},{"tool":"search_jobs","arguments":{"company":"deltafunc.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3454692},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}