{"id":2199346,"url":"https://alion.io/job/desjardins-credit-risk-modelling-data-scientist","title":"Credit Risk Modelling Data Scientist","company":{"id":8073,"name":"Desjardins","domain":"desjardins.com","url":"https://alion.io/company/desjardins","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":86,"open_postings":21,"ghost_share":0,"stale_share":0.762,"repost_share":0,"time_to_fill_p50_days":16,"computed_at":"2026-10-21T05:46:15Z"}},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Montreal, Canada"],"countries":["CA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":63000,"max_usd":110000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":79},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-09T20:46:22Z","employer_posted_date":"2026-10-09","last_verified_at":"2026-10-21T17:17:12Z","board_verified":true,"closed_at":null,"days_open":12,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":12},"description":"The Data Valorization Department develops, monitors and maintains our credit risk models so that we can offer innovative financing products to our members and clients while ensuring Desjardins’s long-term viability. As an experienced Credit Risk Modelling Data Scientist, you help meet the organization’s needs for risk quantification and credit decision-making, as well as the development and maintenance of models and the understanding of member and client behaviours and credit habits. You lead practitioners on projects that develop and use credit models for the institution’s business activities. Your initiatives require extensive, in-depth knowledge of credit risk, current standards and regulations, and advanced statistical knowledge. You serve as a data use specialist advisor and subject matter expert for practitioners, as well as a resource person and coach for the team. You interact with a wide range of individuals working in related areas of expertise to understand and communicate issues and influence decision-making. More specifically, you will be required to :\nDesign, use and improve mathematical models for risk management and prepare associated documentation diligently \nEnsure alignment and balance between business needs, risk management, and compliance with requirements and best practices \nLead or contribute to projects, initiatives or activities in your field of expertise \nServe as a specialist in your field of expertise for units in the organization and practitioners. Adapt information for different target audiences to make it easier to understand and, where applicable, support decision-making \nMonitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization. \nWhat we offer*\nCompetitive salary and annual bonus\n4 weeks of flexible vacation starting in the first year\nDefined benefit pension plan that provides predictable, stable income throughout retirement\nGroup insurance including telemedicine\nReimbursement of health and wellness expenses and telework equipment\n*Benefits apply based on eligibility criteria.\nWhat you bring to the table\nBachelor’s degree in math, statistics, economics, finance or a related field \nA minimum of six years of relevant experience\nPlease note that other combinations of qualifications and relevant experience may be considered\nExperience in credit risk management and quantification \nKnowledge of French is required\nIntermediate advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients\nProficiency with SAS, SQL and Python programming tools \nKnowledge of Basel standards \nKnowledge of IFRS standards \nAction oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learningEquity, Diversity, Inclusion and Accessibility\nAt Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.\nIf there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!\nTrade Union (If applicable)\nJob Family\nData (FG)Unposting Date\n2026-11-2","description_format":"text","description_chars":3647,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"French","level":"All levels","optional":false},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Equity"],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["RegTech, AML & Compliance","Wealth Management & Financial Advisors","Property & Casualty Insurance","Life Insurance & Annuities"],"lifecycle":[{"event":"open","at":"2026-10-09T20:46:22Z"}],"visa":[],"liveness":{"score":43,"band":"fade","label":"Fading","p_open":1,"p_active":0.574,"p_room":0.75,"age_days":11,"expected_fill_days":16,"reasons":["conf:5","stale_co","velocity","win:late","comp:brand"],"computed_at":"2026-10-21T05:46:15Z"},"pay":null,"html_url":"https://alion.io/job/desjardins-credit-risk-modelling-data-scientist","json_url":"https://alion.io/job/desjardins-credit-risk-modelling-data-scientist.json","meta":{"generated_at":"2026-10-21T22:00:00Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":31302,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":8073},"rest":"https://alion.io/mcp/rest/get_company?id=8073"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fdesjardins-credit-risk-modelling-data-scientist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fdesjardins-credit-risk-modelling-data-scientist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fdesjardins-credit-risk-modelling-data-scientist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/desjardins-credit-risk-modelling-data-scientist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fdesjardins-credit-risk-modelling-data-scientist"}]}