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Deutsche Bahn is the German national railway company, created in 1994 by merging the state railways of the former West and East Germany into a single joint stock company owned by the federal government. It runs long-distance and regional passenger services, operates and maintains the national rail infrastructure through its network subsidiary, and holds a large logistics business in DB Schenker alongside bus operations and international rail freight. Headquartered in Berlin, it employs several hundred thousand people and is engaged in a long programme to renovate the most heavily used corridors of the network.

Job Description:

Job Title: Apprentice Hiring for 2026- 2027

Location: Jaipur, India

About the programme:

This 12-month apprenticeship, under India's National Apprenticeship Training Scheme, provides valuable on-the-job training; Please note, there is no obligation for permanent employment with Deutsche Bank Group upon completion of the Apprenticeship Training tenure.

Role Description

PB Lending Operations (Banking) team is part of Wealth management Operations which takes care of Loan Payments, receivables, Invoice Generations, Auto debit setup, Loan reporting, Collateral bookings and reconciliations for Private clients.

Your key responsibilities

  • Preparing daily activity sheet, processing repricing, rollover, interest, principal paydown, MFFs etc in Loan IQ system.

  • Managing email box and processing funding requests on already set up loans in system.

  • Setting up new deals in Loan IQ system and working on amendment requests.

  • Generating the outstanding Invoices, Fund Transfer, Reconciliation of Accruals vs Outstanding Payments of lending business

  • Sharing the Invoices with Client over e-mails or mails.

  • Adjustments of Interest rates in Deposit account when required.

  • Preparing of automated and manual reports on outstanding Documents and sharing with business,

  • Keeping a track of outstanding document on loan account. Following up with business for submission.

  • Identifying a business risk and report it to respective stakeholders.

  • Prepare an action plan to mitigate risk and close the outstanding risk items withing deadlines.

  • Handling Audits requirements with explaining the process and providing documents

  • Training new staff and keeping documents updated to process and Audit requirement.

Your skills and experience

  • Supporting Private Banking Operations team

  • Will be working on maintaining account details, Garnishment processing of Private Bank clients.

  • Will be exposed to EMEA based Garnishment instructions.

  • Needs to be a self-starter with significant ability to undertake initiatives.

  • Strong interpersonal / good negotiations skills are required.

  • Follow through skills, Effective communication skills, fluency in Microsoft Office skills, ability to confidently handle internal clients, futuristic and innovative approach will be expected.

  • German Language B1/B2 level is must for this role.

  • Ability and willingness to work in night shift is a must.

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

  • Training and development to help you excel in your career.

  • Coaching and support from experts in your team.

  • A culture of continuous learning to aid progression.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

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