{"id":2900975,"url":"https://alion.io/job/digitide-solutions-credit-officer-5","title":"Credit Officer","company":{"id":2218705,"name":"Digitide Solutions","domain":"digitide.com","url":"https://alion.io/company/digitide","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Oracle","truth_index":{"grade":"B","score":82,"open_postings":31,"ghost_share":0,"stale_share":0.935,"repost_share":0,"time_to_fill_p50_days":7,"computed_at":"2026-11-05T05:54:30Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lucknow, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":7500,"max_usd":18000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":13},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-20T05:55:39Z","employer_posted_date":"2026-10-20","last_verified_at":"2026-11-05T04:51:58Z","board_verified":true,"closed_at":null,"days_open":16,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":16},"description":"As a Credit Officer, you will be responsible for overseeing credit-related activities within the organization. This role involves managing credit applications, evaluating financial data, and making informed decisions regarding credit approvals. You will work closely with the finance and operations teams to ensure smooth credit processes and maintain high standards of customer service. Review and analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.\n Conduct thorough credit risk assessments and make recommendations for credit approvals or rejections.\n Monitor and manage existing credit accounts, ensuring timely payments and addressing any payment issues.\n Develop and implement credit policies and procedures to ensure compliance with regulatory requirements.\n Build and maintain strong relationships with clients, providing excellent customer service and support.\n Collaborate with the finance team to prepare financial reports and analyze credit trends.\n Stay updated on industry trends and best practices in credit management to enhance our credit processes.\n Train and mentor junior credit officers, ensuring a skilled and knowledgeable team.\n Participate in cross-functional projects to improve overall credit operations and efficiency.\n Bachelor's degree in Finance, Business Administration, or a related field.\n Minimum 3 years of experience in a credit officer or similar role, preferably in the BFSI industry.\n Strong analytical skills with the ability to interpret financial data and make informed decisions.\n Excellent communication and interpersonal skills for effective client interaction and team collaboration.\n Proficiency in using credit analysis tools and software, such as credit scoring models and financial analysis software.\n Knowledge of regulatory requirements and compliance standards related to credit operations.\n Ability to work independently and manage multiple tasks simultaneously.\n Strong attention to detail and a commitment to maintaining accurate records.\n Willingness to stay updated on industry trends and best practices in credit management.\n Excellent problem-solving skills and a proactive approach to identifying and resolving credit-related 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