Treasury Manager

At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.

Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration.If you’re looking for a challenge and meaningful role, you’re in the right place.

About You and the Role:

As a Treasury Manager in Navi Mumbai, you will lead Treasury Operations and Planning initiatives, delivering effective processes and solutions. You will support financial planning, liquidity management, and funding strategies by applying Treasury and Finance expertise, leading projects, improving processes, and resolving complex business challenges. As a subject matter expert, you will guide colleagues, use sound judgment and advanced analytical skills, and deliver innovative, value-creating solutions aligned with broader Finance and business objectives.

Primary Responsibilities:

• Manage the FX exposure of the very large and complex In-House Bank and HUBCO portfolio.
• Responsibility of EMEAI legal entities financial and capital structures, including coordination of dividend strategy.
• Accountability and management of Dow Facility Lines, including subsidized loans, local facilities, Letters of Credit and Guaranties, and JV arrangements.
• Coordinate with global Treasury counterparts in Financial Operations, Planning and Funding to optimize liquidity structure, cross-regional cash movements, and forecast accuracy.
• Provide bottom-up cash flow forecasting including liquidity management.
• Management of banking relationships within the region to support alignment to Corporate Treasury strategy.
• Ensure the accuracy, completeness, and timeliness of reports.
• Utilize negotiation and influence skills with other internal and external groups to drive operational efficiencies and optimize Treasury processes and fee structures.
• Lead the development, documentation, and implementation of work process training to improve accuracy and efficiency within Treasury Funding & Liquidity Planning.
• Provide subject matter expertise and issue resolution for complex cash, funding, or banking-related matters; partner cross-functionally to resolve inefficiencies.
• Drive process improvements, innovative solutions, documentation, training development and implementation to improve accuracy, efficiency, and compliance.
• Provide Treasury expertise for cross-functional projects, ad-hoc inquiries and structured finance or leasing-related activities.

Qualifications:

• University bachelor’s degree required in Finance-related field.
• Master’s Degree, Chartered Financial Analyst (CFA) or other relevant Finance Certification preferred.
• Preferred 7-10 years relevant experience and for internal candidates 5+ years of Dow work experience.
• Prior experience succeeding in complex, global MNC treasury and banking environments, demonstrating comfort operating in matrixed structures.

Your Skills:

• Strong analytical and quantitative skills to interpret financial data and generate insights.
• Excellent English communication, influence, and collaboration skills in a matrixed, multinational organization.
• Curious and proactive in problem-solving and process improvement.Curious and proactive in problem-solving and process improvement.Curious and proactive in problem-solving and process improvement.
• In-depth Treasury knowledge with familiarity in accounting and taxation.In-depth Treasury knowledge with familiarity in accounting and taxation.In-depth Treasury knowledge with familiarity in accounting and taxation.
• Strong prioritization, time management, and independent decision-making.Strong prioritization, time management, and independent decision-making.Strong prioritization, time management, and independent decision-making.
• Strong work ethic and collaboration skills.Strong work ethic and collaboration skills.Strong work ethic and collaboration skills.
• Driven to grow into higher-level Treasury responsibilities.Driven to grow into higher-level Treasury responsibilities.Driven to grow into higher-level Treasury responsibilities.
• Interest in financial markets.Interest in financial markets.Interest in financial markets.
• Proficiency in Excel, VBA, Power Query, and Power Automate.Proficiency in Excel, VBA, Power Query, and Power Automate.Proficiency in Excel, VBA, Power Query, and Power Automate.
• Working knowledge of TMS, SAP, and treasury technologies.Working knowledge of TMS, SAP, and treasury technologies.Working knowledge of TMS, SAP, and treasury technologies.
• Ability to solve complex, unprecedented problems and drive technology-led change.Ability to solve complex, unprecedented problems and drive technology-led change.Ability to solve complex, unprecedented problems and drive technology-led change.

Additional notes:

• Relocation assistance is not available for this position.
• The role necessitates working according to European working hours, however, the ability to accommodate flexible schedules aligned with international time zone is essential.

Benefits - What Dow offers you

We invest in you.

Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, your life, your future, and your career. You bring your background, talent, and perspective to work every day. Dow rewards that commitment by investing in your total wellbeing.

Here are just a few highlights of what you would be offered as a Dow employee:

• Equitable and market-competitive base pay and bonus opportunity across our global markets, along with locally relevant incentives.
• Benefits and programs to support your physical, mental, financial, and social well-being, to help you get the care you need...when you need it.
• Competitive retirement program that may include company-provided benefits, savings opportunities, financial planning, and educational resources to help you achieve your long term financial-goals.
  • Employee stock purchase programs (availability varies depending on location).
• Student Debt Retirement Savings Match Program (U.S. only).
  • Dow will take the value of monthly student debt payments and apply them as if they are contributions to the Employees’ Savings Plan (401(k)), helping employees reach the Company match.
• Robust medical and life insurance packages that offer a variety of coverage options to meet your individual needs. Travel insurance is also available in certain countries/locations.
• Opportunities to learn and grow through training and mentoring, work experiences, community involvement and team building.
• Workplace culture empowering role-based flexibility to maximize personal productivity and balance personal needs.
• Competitive yearly vacation allowance.
• Paid time off for new parents (birthing and non-birthing, including adoptive and foster parents).
• Paid time off to care for family members who are sick or injured.
• Paid time off to support volunteering and Employee Resource Group’s (ERG) participation.
• Wellbeing Portal for all Dow employees, our one-stop shop to promote wellbeing, empowering employees to take ownership of their entire wellbeing journey.
• On-site fitness facilities to help stay healthy and active (availability varies depending on location).
• Employee discounts for online shopping, cinema tickets, gym memberships and more.
• Additionally, some of our locations might offer:
  • Transportation allowance (availability varies depending on location)
  • Meal subsidiaries/vouchers(availability varies depending on location)
  • Carbon-neutral transportation incentives e.g. bike to work (availability varies depending on location)

Join our team, we can make a difference together.

About Dow Chemical International Pvt Ltd

Dow Chemical International Private Limited (Dow India) aims to be the most innovative, sustainable, inclusive customer-centric materials science company. The company is committed to delivering the right solutions to its customers’ challenges. With broadest technology sets spanning performance materials, industrial intermediates, and plastics Dow India delivers differentiated science-based products and solutions in high-growth segments, such as packaging, infrastructure, automobile, and consumer care.

A Great Place to Work® Certified company with approximately over 1000 employees, its operations comprise of manufacturing sites, innovation center, established centers of excellence, and commercial office. As a responsible corporate, the company supports its Corporate Social Responsibility (program) with technology expertise and employee volunteerism. Dow India works with non-profit partners towards the empowerment of differently abled, women, and children in communities where it operates. The company aims to redefine the societal blueprint, by supporting holistic sustainability and circular economy initiatives.

As part of our dedication to inclusion, Dow is committed to equal opportunities in employment.We encourage every employee to bring their whole self to work each day to not only deliver more value, but also have a more fulfilling career. Further information regarding Dow's equal opportunities is available on www.dow.com.