{"id":2556851,"url":"https://alion.io/job/ecobank-country-risk-manager","title":"Country Risk Manager","company":{"id":2704197,"name":"Ecobank","domain":"ecobank.com","url":"https://alion.io/company/eco-bank","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Oracle","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"staff","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Liberia"],"countries":["LR"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":18500,"max_usd":55000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":911},"experience_years_min":10,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Outlook","optional":false}],"status":"live","first_seen_at":"2026-10-14T17:27:57Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-20T03:07:26Z","board_verified":true,"closed_at":null,"days_open":5,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":5},"description":"Job title: Affiliate Country Chief Risk Officer / Country Head of Risk / Country Risk Manager\nRole status: Senior-most independent risk executive and CRO-equivalent for the affiliate\nLocation: Relevant AWA affiliate\nGeographic scope: The employing legal entity and its operations\nAdministrative/statutory reporting: Affiliate Managing Director, subject to local regulatory requirements\nFunctional reporting: Chief Risk Officer, Ghana & Anglophone West Africa, with alignment to relevant Group specialist risk functions\nBoard access: Direct and unrestricted access to the affiliate Board and relevant Board committees\nDirect reports: Country risk, credit-risk and specialist risk personnel within the approved affiliate structure and subject to local regulatory requirements.\nIndependence: Independent of risk-taking business units and protected from responsibilities that would impair objective second-line challenge\nJob purpose\nTo serve as the Chief Risk Officer-equivalent of the affiliate and lead the independent second-line risk-management function. The role provides the affiliate Managing Director, executive management and Board with a comprehensive, forward-looking and objective view of the entity’s financial and non-financial risk profile and ensures that strategy, growth and operations remain within approved risk appetite and applicable Group, regional and regulatory requirements.\nThe Affiliate CRO implements Group and AWA risk frameworks locally, maintains appropriate risk resources, expertise and controls, leads local regulatory and Board risk engagement, and owns country delivery of applicable Group, AWA or Country risk management initiatives.\nThe Affiliate CRO to support the development and execution of sustainable business strategies by providing independent insight, challenge and forward-looking risk perspectives that enable profitable growth within approved risk appetite.\nMandate Boundaries\nEntity accountabilityFull CRO accountability for the affiliate’s aggregate risk profile, ERMF, risk appetite, risk function, Board advice and local regulatory risk engagement.Regional relationshipFunctionally accountable to the Ghana & AWA CRO for standards, reporting, challenge, talent, escalation, regional governance and transformation alignment.Local authorityAccountable within local governance and law; regional oversight does not remove the responsibilities of the local MD, Board or statutory officers.First-line boundaryBusiness and support functions own risks, controls and remediation; the Affiliate CRO provides independent oversight, challenge and escalation.\nKey Responsibilities\n1. Country executive and Board risk leadership\nServe as the principal risk adviser to the affiliate MD, executive management, Board and relevant Board committees.\nLead the independent second-line risk-management function and maintain sufficient stature, access and authority to challenge risk-taking decisions.\nProvide independent risk opinions on strategy, budgets, growth plans, major transactions, products, partnerships, technology change and operating-model decisions.\nEscalate material risks, breaches, control weaknesses and regulatory concerns to local and regional governance without delay.\nBalance commercial enablement with prudential soundness, customer protection and franchise resilience.\n2. ERMF, risk appetite and risk aggregation\nImplement and maintain a comprehensive affiliate ERMF aligned with Group standards and local regulation.\nCoordinate identification, assessment, measurement, monitoring, control and reporting of all material financial and non-financial risks.\nLead development and review of the country risk-appetite statement and recommend appropriate limits, triggers and KRIs.\nMonitor breaches, exceptions, waivers and risk acceptances and ensure timely corrective action and escalation.\nMaintain the country risk register, emerging-risk assessment and integrated view of the residual risk profile.\nConduct stress testing, scenario analysis and reverse stress testing proportionate to the affiliate’s risk profile.\n3. Credit risk and asset quality\nProvide independent review, challenge and approval of credit proposals within delegated authorities.\nOversee underwriting quality, policy compliance, portfolio performance, watchlists, Stage 2, NPLs, provisioning, IFRS 9 staging and material overlays.\nEnsure effective early-warning, annual review, covenant monitoring and post-disbursement controls.\nMonitor obligor, sector, sovereign, currency, product and connected-counterparty concentrations.\nIdentify likely future problem assets and escalate emerging deterioration early.\nPromote efficient, first-time-right credit processes without compromising independent standards.\n4. Collateral, remediation and recoveries\nOversee valuation, documentation, perfection, insurance, custody, monitoring, release and realisation of collateral.\nChallenge data gaps, expired valuations, unperfected security and weak collateral coverage.\nOversee restructuring, rehabilitation, recovery, legal enforcement, write-offs and negotiated settlements.\nEnsure problem assets have approved strategies, accountable owners, milestones, expected cash recoveries and escalation triggers.\nRequest regional specialist intervention where local capability or authority is insufficient.\n5. Market, liquidity, capital and treasury risk\nMonitor foreign-exchange, interest-rate, counterparty, liquidity, capital and market risks.\nProvide independent challenge of Treasury positions, ALCO decisions, valuations, limits, funding concentrations and liquidity assumptions.\nMonitor capital adequacy, liquidity buffers, stress outcomes, contingency plans and recovery options.\nEnsure breaches are promptly reported and remediated and seek regional support for specialist analysis where required.\n6. Operational risk, internal control and resilience\nImplement an appropriate risk identification and remediation framework and ensure timeous risk identification and remediation.\nImplement the operational-risk framework, including RCSA, KRIs, loss events, incidents and near misses.\nChallenge the quality and evidence supporting first-line risk and control assessments.\nCoordinate critical-process reviews, control walkthroughs, thematic assessments and root-cause analysis.\nMonitor fraud, conduct events, customer-impacting failures, business continuity, outsourcing and third-party dependencies.\nEnsure risk acceptance is authorised, time-bound and supported by realistic mitigation.\nPromote first-line ownership and avoid assuming business controls or Internal Audit responsibilities.\n7. Technology, cyber, data, digital and model risk\nEnsure technology, cyber, data, AI, digital, model, outsourcing and third-party risks are identified, assessed and reported.\nChallenge technology change, system resilience, access controls, cyber incidents, business continuity and disaster recovery.\nMaintain oversight of material models, including ownership, validation, performance, change and use.\nEnsure risk and regulatory data are complete, accurate, timely, reconciled and traceable.\nEscalate specialist concerns to regional or Group teams and track corrective action.\n8. Compliance, financial crime, regulatory and sustainability risk\nLead risk-related engagement with the local regulator and ensure accurate, timely and transparent responses within the role’s mandate.\nCollaborate with accountable specialist functions to monitor regulatory breaches, commitments, sanctions, AML/CFT, financial-crime and conduct risks.\nEnsure credible, sustainable remediation action for regulatory and supervisory findings.\nImplement environmental and social, climate, nature-related and sustainability requirements and escalate high-risk cases.\nIdentify conflicts between Group requirements and local law and seek formal resolution.\n9. Governance, reporting and regional escalation\nPrepare integrated country risk reports for local management, Board committees, regulators, the Ghana & AWA CRO and Group Risk.\nConsolidate credit, remedial, market, liquidity, operational, control, technology, cyber, compliance and specialist-risk information into one country view.\nFocus reporting on material changes, outlook, emerging risks, appetite pressure, management action, decisions required and 6-12 month vulnerabilities.\nEnsure submissions are complete, internally consistent, evidence-based and locally approved.\nEscalate risks requiring Regional or Group intervention and participate actively in the AWA Risk Leadership Forum.\n10. Issue remediation and assurance\nMaintain oversight of regulatory, audit, compliance, risk and control issues.\nEnsure timeous issues closure and root cause remediation.\nChallenge root cause, ownership, milestones, dependencies, target dates and proposed closure evidence.\nMonitor repeat, overdue, reopened and retargeted findings and escalate persistent non-delivery.\nPromote combined assurance and appropriate reliance while maintaining the independence of each assurance provider.\nConfirm that closure is sustainable and reflected in the underlying process or control environment.\n11. Root-Cause Elimination and Sustainable Remediation\nChallenge management to address root causes rather than repeatedly remediate symptoms.\nMonitor recurring losses, repeat findings and recurring operational incidents.\nQuantify the recurring cost associated with weak controls and inefficient processes.\nPromote sustainable solutions that reduce future remediation expenditure.\nEnsure corrective actions produce measurable operational and financial benefits.\n12. People, resources and risk culture\nLead, organise and develop the affiliate risk function and maintain adequate capacity, expertise, succession and segregation of duties.\nDevelop and implement an appropriate training plan for the risk function and ensure effective talent management and succession planning for critical skills\nEnsure the affiliate has the resources and controls required to assess and manage all material financial and non-financial risks.\nBuild first-line capability through guidance, training, risk champions and practical challenge.\nPromote independence, professional courage, constructive challenge, ethical conduct and a no-surprises escalation culture.\nParticipate in regional peer reviews, training, attachments, talent and succession initiatives.\n13. Strategy Development\nParticipate actively in the strategy formulation process at Ghana and AWA levels.\nAssess strategic plans, business models, market-entry proposals, growth initiatives and investment decisions from a risk-return perspective.\nProvide independent challenge regarding strategic assumptions, dependencies, execution risks and downside scenarios.\nEnsure strategic objectives are aligned with: Risk Appetite Framework; capital and liquidity capacity; operational capability; regulatory requirements; technology capability; and organizational readiness.\nIdentify strategic risks, emerging threats and external developments that could affect execution of business plans.\n14. Supporting Sustainable Business Growth\nPromote growth opportunities that generate attractive risk-adjusted returns.\nEnsure pricing, portfolio composition and business expansion initiatives appropriately consider: expected losses; unexpected losses; capital consumption; concentration risk; liquidity implications; and operational capacity.\nAdvise management on opportunities to optimise growth while remaining within risk appetite.\nHelp management balance growth, profitability, resilience and regulatory expectations.\nPromote use of risk-adjusted performance measures including RAROC, RORWA and economic capital considerations.\n15. Strategy Execution Oversight\nMonitor whether execution of approved strategy remains within approved risk appetite.\nIdentify emerging execution risks, delivery constraints and unintended consequences.\nChallenge deviations from agreed strategic assumptions.\nAssess whether management actions remain sufficient to deliver strategic objective...","description_format":"text","description_chars":19324,"description_truncated":true,"requirements":{"experience_years_min":10,"management_years_min":3,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Growth opportunities"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-14T19:33:19Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.858,"p_room":1,"age_days":5,"expected_fill_days":31,"reasons":["conf:2","win:early"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/ecobank-country-risk-manager","json_url":"https://alion.io/job/ecobank-country-risk-manager.json","meta":{"generated_at":"2026-10-20T07:42:50Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":8143,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2704197},"rest":"https://alion.io/mcp/rest/get_company?id=2704197"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fecobank-country-risk-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fecobank-country-risk-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fecobank-country-risk-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ecobank-country-risk-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fecobank-country-risk-manager"}]}