{"id":1201438,"url":"https://alion.io/job/equitable-bank-analyst-credit-risk-scoring","title":"Analyst, Credit Risk Scoring","company":{"id":449783,"name":"Equitable Bank","domain":"equitablebank.ca","url":"https://alion.io/company/eq-bank-equitable-bank","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Lever","truth_index":{"grade":"B","score":80,"open_postings":15,"ghost_share":0,"stale_share":0.8,"repost_share":0,"time_to_fill_p50_days":53,"computed_at":"2026-10-19T05:45:15Z"}},"role":"Analytics","role_family":"Analytics","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Toronto, Canada"],"countries":["CA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":55000,"max_usd":121000,"period":"year","method":"role_country_seniority_unknown","sample_n":303},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Machine Learning","optional":false},{"name":"Microsoft Office","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"closed","first_seen_at":"2026-09-24T18:49:41Z","employer_posted_date":"2026-09-24","last_verified_at":"2026-09-29T01:48:40Z","board_verified":false,"closed_at":"2026-09-29T01:48:40Z","days_open":4,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":4},"description":"The Work\nThe Analyst, Credit Risk Scoring supports the development, monitoring, validation, and optimization of credit risk, fraud, and account management scorecards used throughout the customer lifecycle. Through portfolio analytics, model performance monitoring, customer segmentation, and statistical analysis, the analyst helps generate insights and recommendations that support scorecard strategy, model governance, risk management, and business decision-making. The role provides exposure to predictive analytics, credit scoring methodologies, machine learning concepts, and decision science within a regulated financial services environment.\nThe Core Responsibilities\nAnalyze customer, portfolio, bureau, and scorecard performance data to identify emerging trends, opportunities, and risk signals across acquisition, account management, collections, and fraud strategies.\nSupport the development, monitoring, recalibration, and optimization of scorecards and alternative risk frameworks through quantitative analysis and performance evaluation.\nProduce recurring score monitoring reports and dashboards, including score stability, predictive power, segmentation performance, portfolio outcomes, and key risk indicators.\nMonitor model and scorecard performance using industry-standard metrics such as GINI, KS, AUC, PSI, bad rates, approval rates, and portfolio profitability measures.\nSupport the investigation of score performance shifts, model drift, data anomalies, and emerging portfolio trends.\nDevelop and maintain SQL queries, analytical datasets, automated reporting solutions, and dashboards to improve monitoring efficiency and governance processes.\nApply statistical techniques, machine learning concepts, and data visualization tools to generate actionable business insights.\nPrepare presentations and analytical summaries supporting score strategy reviews, model governance forums, and management discussions.\nCollaborate with stakeholders across Credit Risk, Fraud, AML, Product, Marketing, Technology, and Model Risk Management.\n Contribute to continuous improvement initiatives related to model monitoring, reporting automation, data quality, and analytical processes.\nLet's Talk About You\nBachelor's degree in quantitative discipline such as Statistics, Mathematics, Engineering, Computer Science, Data Science, Physics, Economics, or another STEM-related field.\n0 to 5 years of experience in data analytics, business analytics, risk analytics, financial services, consulting, or a related quantitative field. New graduates with strong technical and analytical capabilities are encouraged to apply.\nStrong technical proficiency in SQL and Python, with demonstrated ability to manipulate, analyze, and interpret large datasets.\nStrong analytical and problem-solving skills with the ability to translate data into meaningful insights and recommendations.\nExcellent attention to detail and commitment to data quality and accuracy.\nEffective written and verbal communication skills, with the ability to explain analytical findings to both technical and non-technical audiences.\nDemonstrated ability to learn quickly, adapt to changing priorities, and work effectively in a fast-paced environment.\nExperience with data visualization tools, cloud-based analytics platforms, machine learning, or statistical modelling is considered an asset.\nStrong Microsoft Office skills, particularly Excel and PowerPoint.\nCuriosity, initiative, and a willingness to develop expertise in credit risk, fraud prevention, customer acquisition, and financial services analytics.","description_format":"text","description_chars":3577,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Digital Banks & Neobanks","Mortgage Lending & Brokers"],"lifecycle":[{"event":"open","at":"2026-09-24T21:04:44Z"},{"event":"close","at":"2026-09-29T01:48:40Z"}],"visa":[{"country":"CA","licensed_sponsor":true,"evidence":"Positions approved through LMIA in 12 months: 2","filings_12m":2,"filings_prev_12m":1,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"High Wage","cap_exempt":false,"checked_at":"2026-10-03T21:10:52+00:00","sources":["ESDC: employers issued a positive LMIA"],"filings_for_role_12m":2}],"liveness":null,"pay":null,"html_url":"https://alion.io/job/equitable-bank-analyst-credit-risk-scoring","json_url":"https://alion.io/job/equitable-bank-analyst-credit-risk-scoring.json","meta":{"generated_at":"2026-10-20T04:31:31Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5094,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":449783},"rest":"https://alion.io/mcp/rest/get_company?id=449783"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fequitable-bank-analyst-credit-risk-scoring"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fequitable-bank-analyst-credit-risk-scoring"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fequitable-bank-analyst-credit-risk-scoring"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/equitable-bank-analyst-credit-risk-scoring\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fequitable-bank-analyst-credit-risk-scoring"}]}