{"id":3964278,"url":"https://alion.io/job/esto-chief-data-officer","title":"Chief Data Officer","company":{"id":674597,"name":"ESTO","domain":"esto.eu","url":"https://alion.io/company/esto-2","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Teamtailor","truth_index":null},"role":"Leadership","role_family":"Leadership","seniority":"head","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Tallinn, Estonia"],"countries":["EE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":7,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"AWS","optional":false},{"name":"Claude","optional":false},{"name":"Cursor","optional":false},{"name":"Databricks","optional":false},{"name":"dbt","optional":false},{"name":"LLM","optional":false},{"name":"Machine Learning","optional":false},{"name":"Prefect","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-11-09T08:42:58Z","employer_posted_date":"2026-11-09","last_verified_at":"2026-11-09T19:12:31Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"About ESTO\nFounded in 2017, we are a fast-growing fintech company on a mission to make shopping and financial decisions effortless. By combining smart technology with customer-first thinking, we enable people to pay flexibly and businesses to grow faster.\nAs a team, we value ambition, ownership, and constant improvement. We move fast, think big, and build solutions that make a real impact on everyday lives.\nAbout the role:\nESTO runs on data. Credit scoring, fraud detection, pricing, treasury, regulatory reporting and every product decision go through the data platform. The Chief Data Officer owns that platform end to end, sits on the leadership team and reports to the CEO.\nThis is a builder's executive role. You inherit a modern lakehouse stack and a team who run operations without hand-holding, and you take ESTO from a well-run data function to a company where models and AI agents make and improve decisions in real time. Not a CDO who manages from slides: you design architecture, review model code and ship with the team.\nWhat You’ll Do:\nOwn the data platform: architecture, cost and roadmap of a modern AWS lakehouse stack (Databricks, dbt, Prefect)\n\nRun machine learning in production: credit, fraud and pricing models in the live decision path, from feature platform to real-time serving, together with the Chief Credit Officer\n\nMake the data layer agent-ready: semantic layer, governed access, LLM-driven analytics and internal AI tools for every team\n\nOwn model governance and regulatory data feeds, automated, audited and right first time\n\nDeliver the finance data: automated treasury feeds and the numbers behind investor and lender reporting\n\nLead Data Engineering, Analytics and Data Science: set priorities, clear blockers, be the single point of contact for the rest of the company\n\nBe accountable for results: lower credit losses, higher approval rates, faster reporting, cheaper infrastructure\n\nWhat We Expect:\n7+ years in data and machine learning, including several years leading a data or ML function in lending, payments, banking or another regulated, decision-heavy business\n\nHands-on today: production SQL and Python, PR reviews, pipeline debugging and model performance from the confusion matrix up\n\nML models shipped to production that moved a business metric, ideally credit risk or fraud\n\nDeep experience with a modern cloud data stack (AWS, Databricks or equivalent, dbt, orchestration, near-real-time pipelines)\n\nDaily user of AI tools (Claude, Cursor or similar) with a clear view of where they help and where they fail\n\nComfortable owning model governance in a regulated environment and defending it to auditors and regulators\n\nDirect, clear written English; you set priorities and say no with reasons\n\nShow us what you've shipped\nTell us about one model or data system you put in production and what it changed for the business. A link beats a long CV.\nWhy You'll Love Working Here\n28 days annual leave + public holidays + your birthday off, always\nHybrid work with flexible hours\nPaid sick leave + 3 wellbeing days\nModern, pet-friendly office in the heart of Tallinn\nFully stocked kitchen: snacks, fruit & drinks\nMonthly Stebby allowance for sports & wellness\nCollaborative, multicultural team\nRegular events & offsites\nRoom to bring ideas and make real impact\nEqual Opportunity Employer\nWe value diversity and inclusion, and we're committed to a workplace where everyone feels welcome, has equal opportunities, and is treated fairly.","description_format":"text","description_chars":3479,"description_truncated":false,"requirements":{"experience_years_min":7,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Annual leave","Hybrid work"],"hiring_locations":[{"name":"Estonia","iso":"EE","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-11-09T13:19:15Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":23,"reasons":["conf:1","win:early"],"computed_at":"2026-11-09T20:52:39Z"},"pay":null,"html_url":"https://alion.io/job/esto-chief-data-officer","json_url":"https://alion.io/job/esto-chief-data-officer.json","meta":{"generated_at":"2026-11-09T20:52:39Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":8557,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-10T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":674597},"rest":"https://alion.io/mcp/rest/get_company?id=674597"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Festo-chief-data-officer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Festo-chief-data-officer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Festo-chief-data-officer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/esto-chief-data-officer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Festo-chief-data-officer"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3964278}},{"tool":"search_jobs","arguments":{"company":"esto.eu","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3964278},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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