{"id":2402248,"url":"https://alion.io/job/fhn-financial-credit-analyst","title":"Credit Analyst","company":{"id":2552690,"name":"FHN Financial","domain":"fhnfinancial.com","url":"https://alion.io/company/fhnfinancial","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Oracle","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Nashville, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":45000,"max_usd":87000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":2171},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Outlook","optional":false}],"status":"live","first_seen_at":"2026-10-08T18:39:55Z","employer_posted_date":"2026-10-08","last_verified_at":"2026-10-25T23:52:21Z","board_verified":true,"closed_at":null,"days_open":17,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":17},"description":"The Credit Analyst (“CA”) position provides analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. This position is within the Nashville Commercial Baking Team, and the CA will be expected to provide credit analysis support for assigned commercial and corporate lending relationships. Work will be completed within a high production-based environment and includes: financial statement spreading into Bank software or templates, creating and updating loan requests in the Bank’s loan production software, financial statement analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients. A Credit Analyst must be willing and capable of working proactively and independently while ensuring the credit quality of the portfolio. The ideal candidate has previous exposure to accounting or financial analysis, is detail-oriented, works well in a team-focused setting, and is comfortable balancing competing priorities in a deadline driven environment.\nEssential Duties and Responsibilities:\nInterpret financial statements and provide financial analysis support utilized in underwriting complex C&I and commercial real estate loans.\n\nWork proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank’s commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank’s commercial loan policy.\n\nParticipate in relationship team meetings with management and credit partners to explain information in the analysis when warranted.\n\nAnalyze and prepare credit approval documentation in FHB’s commercial loan system. The Credit Analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.\n\nPartner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.\n\nIdentify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations\n\nParticipate in internal credit conversations with PM’s, RM’s Credit Officers and senior management and in external meetings with clients and prospects.\n\nParticipate in portfolio management projects and performs other duties assigned.\n\nThe successful candidate will demonstrate consistently high level of ownership of portfolio management metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, high level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.\n\nEducation and/or Work Experience Requirements:\nBachelor’s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience\nFamiliarity with the processes used to analyze financial data\n\nHighly organized and detail oriented\n\nAbility to manage multiple priorities and adhere to deadlines while delivering a high-quality work product.\n\nEntry-level understanding of general bank operations and the commercial lending process\n\nAbility to understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit teammates and leaders\n\nAbility to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals\n\nStrong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel\n\nExperience with the nCino application is a plus","description_format":"text","description_chars":4371,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Property & Casualty Insurance","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-10-12T23:51:15Z"}],"visa":[],"liveness":{"score":79,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.876,"p_room":0.9,"age_days":17,"expected_fill_days":35,"reasons":["conf:6","velocity","win:mid","comp:junior"],"computed_at":"2026-10-26T05:57:25Z"},"pay":null,"html_url":"https://alion.io/job/fhn-financial-credit-analyst","json_url":"https://alion.io/job/fhn-financial-credit-analyst.json","meta":{"generated_at":"2026-10-26T13:41:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":19013,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-27T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2552690},"rest":"https://alion.io/mcp/rest/get_company?id=2552690"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ffhn-financial-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ffhn-financial-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ffhn-financial-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/fhn-financial-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ffhn-financial-credit-analyst"}]}