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Salary
≈ $82k – $154k per year (Estimated)
Location
In office (Mobile)
Seniority
Senior · 5+ years exp

Confirmed on the employer's own hiring board on Oct 26, 2026. First seen by Alion on Oct 26, 2026.

Overview
Company
Impact
Profile match
FHN Financial is the capital markets division of First Horizon Corporation, based in Memphis, Tennessee, and provides fixed income sales and trading, portfolio accounting and balance sheet strategies for banks, credit unions and other institutional investors across the US and abroad. Its parent First Horizon is a regional financial services company whose banking subsidiary, First Horizon Bank, operates in 12 southern states with commercial, private banking, consumer, wealth, mortgage and treasury services. The careers board is First Horizon's and lists bank roles such as credit analysts, client service bankers, fraud analysts, IT engineers and portfolio managers.

SUMMARY

The Portfolio Manager assists in the assessment of risk and management of the Bank’s loan portfolio by providing analytical and credit oversight and is responsible for the annual review, renewal, loan covenant compliance reviews and financial collection process within assigned loan portfolio. Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio.

Key Responsibilities Include:

  • Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes.

  • Partners with Relationship Managers to:

  • Meet with current and prospective clients to understand the specific customer requirements and needs.

  • Collect appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.

  • Answer client questions; ensure all data is accurate for loan underwriting.

  • Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators.

  • Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits.

  • Assist in the pricing and structure of new loans and renewals.

  • Coordinates closing and booking events.

  • Monitors industry trends and analyze specific industry trend data to identify potential areas of risk.

  • Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings.

  • Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s).

  • Performs all other duties as assigned

Qualifications Include:

  • Bachelor (4-year college) degree at least 5 years of experience or equivalent combination of education and experience

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