{"id":702274,"url":"https://alion.io/job/figure-credit-risk-manager","title":"Credit Risk Manager","company":{"id":4955,"name":"Figure","domain":"figure.com","url":"https://alion.io/company/figure","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":89,"open_postings":5,"ghost_share":0,"stale_share":0.2,"repost_share":0.4,"time_to_fill_p50_days":29,"computed_at":"2026-11-04T06:34:25Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":134640,"max":null,"currency":"USD","period":"year","gross":null,"usd_annual":134640},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":true,"relocation_package":false,"has_equity":true,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Looker","optional":false},{"name":"Power BI","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false},{"name":"Tableau","optional":false}],"status":"live","first_seen_at":"2026-09-11T00:33:51Z","employer_posted_date":"2026-10-17","last_verified_at":"2026-11-04T11:33:16Z","board_verified":true,"closed_at":null,"days_open":54,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":54},"description":"About Figure\nFigure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.\nFigure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.\nWe’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.\nAbout the Role\nJoin our team as a Credit Risk Manager! In this collaborative, high-visibility role, you will harness cutting-edge analytics and alternative data to transform customer insights into winning strategies for our HELOC and secured lending portfolios. Partnering closely with Capital Markets, Product, Engineering, Servicing, and Compliance, you will oversee credit policies, guide execution, and pioneer creative risk frameworks that safeguard portfolio health while unlocking growth. If you are a proactive problem solver who loves digging deep into lending analytics, exploring novel data sources, and uniting cross-functional teams around portfolio performance, we want to hear from you.\nWhat You’ll Do\nContinuously refine and modernize credit underwriting strategies using advanced analytics to optimize risk decisions across lending products.\nAnalyze historical loan performance data to model credit expansion initiatives, identify new customer segments, and optimize funnel conversion.\nPerform root-cause analyses on credit losses and default trends, partnering with Fraud Risk Management to sharpen fraud controls.\nDevelop valuation models to estimate segment-level economics and advise Capital Markets on yield projections and performance assumptions.\nPartner with Product, Engineering, and Data Science to design A/B tests that balance risk control, conversion lift, and user experience.\nTrack and validate pre- and post-implementation performance for all deployed credit and fraud rule changes.\nDesign monitoring frameworks to track new product launches at a granular segment level, identify emerging portfolio risks, and inform executive decision-making.\nPresent Figure’s underwriting methodology to investors and serve as a core contact for due diligence and portfolio performance inquiries.\nCollaborate with Legal and Compliance to ensure all credit strategies strictly meet regulatory requirements.\nConduct ad hoc quantitative analyses to support broader Credit, Operations, and Product objectives.\nWhat We Look For\nBachelor/Master’s degree with a quantitative background (e.g., Statistics, Math, Economics, Computer Science, Engineering, or Business).\n5+ years in credit risk management or data science within consumer lending.\nComfortable working in a fast-moving, evolving environment where priorities shift, and initiatives move quickly.\nSelf-driven, with intense focus on results. High curiosity with a proven track record of probing root causes, challenging the status quo, and designing out-of-the-box solutions.\nStrong analytical and problem-solving skills, combined with solid business judgment\nClear, strong communicator who can translate complex data into simple, actionable insights for any audience.\nStrong team player and comfortable interacting with partners across multiple teams and at varying levels of seniority \nAdvanced proficiency in SQL and Python/R for pulling, cleaning, and modeling complex relational data independently.\nPractical application of predictive modeling, customer segmentation, and statistical procedures to evaluate risk and borrower behavior.\nExperience with Tableau, Power BI, and Looker.\nAdhere to all company security policies and data handling procedures.\nComplete mandatory security awareness training within required timeframes.\nPromptly report any suspected security incidents or suspicious activity to the Security team.\nSalary\nBase Compensation Range: $134,640 - $201,960/yr\n25% annual bonus target, paid quarterly \nCompany equity in the form of RSUs\nThis is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.\nBenefits\nComprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans\nCompany HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits\nEmployer-paid life and disability insurance\n11 observed holidays and PTO plan\nUp to 12 weeks of paid family leave\nContinuing education reimbursement\nDepending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.\nFigure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.\n#LI-RF1 #LI-Remote","description_format":"text","description_chars":5919,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"master","optional":false},"security_clearance":false,"languages":[]},"benefits":["Equity","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Asset Tokenization","Mortgage Lending & Brokers","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-09-11T03:10:29Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"Filed H-1B visas in the last two years","filings_12m":0,"filings_prev_12m":1,"green_card_filings_12m":0,"median_offered_wage_usd":null,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)"],"filings_for_role_12m":0}],"liveness":{"score":37,"band":"fade","label":"Fading","p_open":1,"p_active":0.817,"p_room":0.45,"age_days":54,"expected_fill_days":29,"reasons":["conf:4","velocity","win:tail"],"computed_at":"2026-11-04T06:34:25Z"},"pay":{"stated_usd_annual":134640,"is_top_pay":true},"html_url":"https://alion.io/job/figure-credit-risk-manager","json_url":"https://alion.io/job/figure-credit-risk-manager.json","meta":{"generated_at":"2026-11-04T14:58:01Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":22695,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-05T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4955},"rest":"https://alion.io/mcp/rest/get_company?id=4955"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ffigure-credit-risk-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ffigure-credit-risk-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ffigure-credit-risk-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/figure-credit-risk-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ffigure-credit-risk-manager"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":702274}},{"tool":"search_jobs","arguments":{"company":"figure.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":702274},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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