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Salary
$15k – $35k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Junior · 2+ years exp
Overview
Company
Impact
Profile match
Fincobox is a fintech company that helps to unlock the growth capital for businesses from various industry domains by offering solutions for invoice financing, salary tracking, revenue, and inventory-based finance.

We are an early-stage SME lending business where data drives every decision: who we lend to, how we price risk, and how we grow. You'll turn application, transaction, and repayment data into insights that shape credit, growth, and product. This is a hands-on, high-ownership role working directly with founders, credit, and product, with room to help build the analytics function from the ground up.

Responsibilities:

  • Own dashboards and reporting on portfolio health, disbursements, collections, and unit economics.
  • Write and optimize SQL against our loan, application, and payments data.
  • Analyze borrower behavior, delinquency, and repayment trends to inform credit policy.
  • Run funnel and acquisition analysis with the growth team using Google Analytics.
  • Support underwriting with cohort analysis and simple predictive models (e. g., default / propensity scoring).

Requirements:

  • 2-3 years in a data analyst role, ideally in fintech, lending, or financial services.
  • Strong SQL and hands-on Tableau (or similar BI tool).
  • Working knowledge of Google Analytics.
  • Exposure to machine learning; you've built or worked with predictive models (Python or R).
  • Clear communicator who thrives in an ambiguous, fast-moving environment.

Good to have skills:

  • Consumer or SME credit risk / underwriting / collections analytics.
  • Python (pandas, scikit-learn) and cloud data warehouses (BigQuery, Snowflake, Redshift).
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