{"id":3114285,"url":"https://alion.io/job/finosu-data-scientist","title":"Data Scientist","company":{"id":2618589,"name":"Finosu","domain":"finosu.com","url":"https://alion.io/company/finosu","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Work at a Startup","truth_index":null},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":150000,"max":200000,"currency":"USD","period":"year","gross":null,"usd_annual":200000},"salary_estimate":null,"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"LLM","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-22T21:36:29Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-27T19:25:44Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"About Finosu\nFinosu is an AI-native consumer loan servicer. What is that? A servicer handles the communications and payment rails for lenders. The servicing industry services over 10 trillion dollars of debt a year.\nLoan servicing is the perfect application for AI. Borrowers want help on their time, not during call center hours, and AI makes 24/7 support real for the first time. It also makes compliance better, not worse: every interaction follows the rules, every disclosure is delivered, and everything is logged and auditable. What makes us different is how we measure success. We are not judged on generic CSAT scores. We are judged on dollars generated for our lenders, and it turns out the two go together: borrowers who are treated well perform better.\nWe know this problem because we lived it. Our founders built a $200M consumer lender together, owning the end-to-end stack from origination through servicing and collections. We felt every broken part of it firsthand: the vendors that didn't care about outcomes, the compliance gaps, the borrowers who fell through the cracks. So we are building the thing we wished we had.\nThings to Know\nWe are a start-up and our processes are in flux. Priorities might shift more abruptly than at a more establish company.\nWe’re in office, we have found that collaboration especially in a context-rich field is important\nYou will own the data architecture for a platform handling millions of dollars of loan balances and millions of LLM-driven borrower interactions.\nAbout the Role\nWe’re looking a data scientist to lead all the data endeavors at Finosu.\nYou’ll use our data to build the best possible servicing experience for borrowers. That means understanding when to reach out, which channel to use, what to say, and where our product could do more to help. Better borrower support leads to stronger payment performance, and we measure success by the dollars we generate for lenders.\nYou’ll also build our ability to predict performance: how much a portfolio is likely to generate, over what period, and with what confidence. Your work will help us set lender expectations, recommend servicing strategies, and guide product decisions.\nAn ideal candidate would come up with hypothesis and create the tooling needed to verify or invalidate their hypothesis. We have a small team of less than 10 people.\nIn this role\nImprove how we communicate. Determine the right timing, frequency, channel, and content for borrower interactions across voice, chat, SMS, email, and direct mail.\n\nFind gaps in the borrower experience. Use conversations, product usage, and payment data to identify where borrowers get stuck, what support they need, and how our services should improve.\n\nOwn experimentation. Develop hypotheses, build the tooling to test them, and measure whether changes improve borrower outcomes and payment performance. Make practical decisions when data is limited, while being clear about uncertainty.\n\nPredict performance. In this role, you will build and validate models that forecast payment outcomes across borrowers and portfolios.\n\nTurn findings into action. Work directly with the founders and engineers to put improvements into production and translate your findings into useful recommendations for lenders.\n\nBuild our data foundations. Define the data, metrics, and systems we need to make better decisions, and identify additional data sources that meaningfully improve our capabilities.\n\n30/60/9030 days: understand our data and borrower journeys, establish performance baselines, and identify the highest-impact opportunities to improve servicing.\n60 days: run experiments on communication and servicing strategies, and build an initial forecasting model to benchmark against actual payment results.\n90 days: put validated improvements into production and establish a repeatable process for forecasting performance, evaluating accuracy, and making lender recommendations.\n\nProjects people in this role have taken or will take:\nDetermine when a call, text, or email assists and when additional outreach is detrimental.\nIdentify why borrowers struggle to create or maintain a payment plan, then test changes that help them follow through.\nTest how message content and agent behavior affect borrower understanding and payment outcomes.\nForecast a portfolio’s payments over time, explain differences between expected and actual results, and recommend changes to its servicing strategy.\nAbout You\nWe have a roadmap, but you’ll own your work: propose what to build, challenge priorities when you see a higher-impact path, and help the team ship what best serves our users.\nYou have a graduate degree in statistics or a similar field.\nYou love measuring things. As we move fast, the solutions to many challenges are hidden in the data.\nYou’re product-minded and data-minded. In this role, you’ll make many decisions to run experiments across the company.\nAbout the interview\nWe allow and accommodate work trials.\n3 data screens\nA deep dive into a project you’ve done in the past\nInterview with the CEO","description_format":"text","description_chars":5062,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["AI Agents","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-10-22T21:36:29Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":4,"expected_fill_days":28,"reasons":["seen:4","velocity","win:early"],"computed_at":"2026-10-27T05:46:45Z"},"pay":{"stated_usd_annual":200000,"is_top_pay":true},"html_url":"https://alion.io/job/finosu-data-scientist","json_url":"https://alion.io/job/finosu-data-scientist.json","meta":{"generated_at":"2026-10-27T20:25:26Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":11591,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2618589},"rest":"https://alion.io/mcp/rest/get_company?id=2618589"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ffinosu-data-scientist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ffinosu-data-scientist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ffinosu-data-scientist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/finosu-data-scientist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ffinosu-data-scientist"}]}