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We’ve delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia. We’ve been rewarded with both fast growth and exceptional unit economics, a rare combination in our space.\nOver the past two years we’ve expanded our product range to include business bank accounts & payments, e-Invoices, corporate credit cards, rooftop solar, and most recently deposits catalysed by securing a full bank charter in the Philippines. In 2027, we’ll expand our geographical coverage to include at least two new markets in APAC.\nOur excellent track record results from our people & culture. We combine high standards & intensity with a collegiate environment. Our barometers of success are the rate of personal growth of our people, how long high performers choose to stay, and ensuring we we raise the bar with every hire.\nWe are now hiring senior developers to drive meaningful impact during our most ambitious year of growth to date.\nBuilding in developing markets like the Philippines presents unique challenges, given the state of digital infrastructure. We are building virtually everything in-house, which is not easy, but its a lot of fun. We have a track record of solving seemingly impossible problems that defeated many other start-ups, and the opportunity ahead remains enormous.\nRequirements\n5+ years of experience building and operating production backend systems in Kotlin, Java, or Ruby.\nStrong foundations in API design, relational databases, and data modeling, with a clear sense of how to keep data consistent as systems scale.\nExperience in a startup environment, fintech, payroll, payments, or banking is a strong plus (especially if you’ve shipped products in regulated environments).\nHands-on experience running services in production: debugging effectively, investigating incidents, and making systems more resilient afterwards.\nComfortable working in a fast-moving environment where priorities can evolve.\nCuriosity about AI and practical experience using it, whether you're building LLM-powered features or using AI tools to work more effectively day to day.\nWhat you'll do\nBuild and evolve backend services and APIs that are fast, reliable, and easy to change.\nTake features from first idea to production: shape the approach with product and design, ship it, measure what happens, and improve it.\nHelp make architectural decisions, write clear technical proposals, and balance speed with solutions that will hold up over time.\nKeep your services running smoothly by setting up clear ways to spot issues early, respond quickly, and support users when something goes wrong.\nReview code, share what you know, and help other engineers grow.\nWork across product, design, and business to turn real needs into practical technical solutions-and explain the trade-offs clearly.\nBenefits\nNo fixed budget, we hire globally and adjust offers based on experience and market rate.\nPrimarily remote, with the option to work from our office. 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