{"id":3303986,"url":"https://alion.io/job/fiserv-ach-product-owner","title":"ACH Product Owner","company":{"id":2459,"name":"Fiserv","domain":"fiserv.com","url":"https://alion.io/company/fiserv","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":89,"open_postings":62,"ghost_share":0.048,"stale_share":0.274,"repost_share":0.113,"time_to_fill_p50_days":22,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Product","role_family":"Product","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":108000,"max_usd":200000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":2761},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Postman","optional":true}],"status":"live","first_seen_at":"2026-10-26T00:00:00Z","employer_posted_date":"2026-10-26","last_verified_at":"2026-10-30T18:23:13Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"Calling all innovators - find your future at Fiserv.\nWe’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.\nJob Title\nACH Product OwnerAbout your role:\nYou will own product execution for Automated Clearing House (ACH) payments capabilities on the Finxact platform, from discovery through release and production optimization. You will work with engineering, operations, compliance, implementation and client-facing teams to deliver ACH features that support reliable processing, regulatory alignment and measurable client outcomes.\nWhat you'll do:\nOwn the ACH product backlog, feature priorities and release scope aligned to company goals, client needs and market demands.\nDefine feature-level objectives and success metrics for ACH capabilities, including straight-through processing, exception rates, return rates and settlement timeliness.\nDevelop requirements and acceptance criteria for ACH use cases, including origination, incoming processing, returns, Notifications of Change (NOCs), reversals and same-day ACH.\nTranslate National Automated Clearing House Association (NACHA) rule updates and regulatory changes into actionable product requirements, controls and implementation plans.\nLead cross-functional discovery and delivery with engineering, architecture, risk, compliance, operations and client-facing teams.\nOwn ACH exception and decisioning experiences, including workflows for pay and return decisions, NOC handling and return file outcomes.\nPartner with Application Programming Interface (API) and platform teams to define ACH APIs, event flows and integration patterns with internal and external systems.\nValidate product increments through scenario-based testing and user acceptance, including edge cases across returns, NOCs and settlement windows.\nResponsibilities listed are not intended to be all-inclusive and may be modified as necessary.\nExperience you'll need to have:\n6+ years of experience in product ownership, business analysis or product delivery within payments, banking, fintech or core processing environments.\n3+ years of hands-on experience with ACH payments, including origination, posting, exceptions, returns, NOCs and settlement operations.\n3+ years of experience managing product backlogs, writing epics, features and user stories, and defining acceptance criteria for technology delivery teams.\n3+ years of experience applying NACHA operating rules and governance expectations to ACH processing, controls and product requirements.\nExperience collaborating with compliance and risk stakeholders on ACH controls related to Regulation E (Reg E), Office of Foreign Assets Control (OFAC) requirements, fraud considerations and operational risk.\nExperience using operational and product metrics to prioritize enhancements, investigate defects and improve product reliability.\nBachelor’s Degree or higher in Business, Finance, Information Technology or a related field, or equivalent combination of education, related experience and/or military experience.\nExperience that would be great to have:\nExperience with Finxact ACH concepts and configuration patterns, including network ACH controls and return or NOC behaviors.\nFamiliarity with API-based product ecosystems and tools such as Postman for workflow validation.\nUnderstanding of Originating Depository Financial Institution (ODFI) and Receiving Depository Financial Institution (RDFI) roles, Standard Entry Class (SEC) codes, prenotes, same-day ACH constraints and settlement risk considerations.\nExperience supporting go-to-market readiness through internal enablement, implementation guidance and product documentation.\nHow you'll work:\nThis role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.\nThis role requires use of a computer and audio equipment.\nYou will work an assigned schedule of Monday through Friday, 8:00 a.m. to 5:00 p.m.\nTravel:\nThis role requires occasional travel (up to 10%).\nSponsorship:\nYou must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.\nBenefits at Fiserv:\nFuel Your Life program to support your physical, financial, social, and emotional well-being.\nPaid holidays and generous time away policies.\nNo-cost mental health support through Employee Assistance Programs.\nLiving Proof program to recognize your peers’ extra effort with points redeemable for rewards.\nEight Employee Resource Groups to foster a collaborative culture and expand your network.\nUnparalleled professional growth with training, development, and internal mobility opportunities.\nMedical, dental, vision, life, and disability insurance options available from day one.\nRetirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.\nTuition assistance and reimbursement program.\nPaid parental and military leave.\nThis role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.\nIt is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.\nPlease note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.\nThank you for considering employment with Fiserv. Please:\nApply using your legal name\nComplete the step-by-step profile and attach your resume (either is acceptable, both are preferable).\nOur commitment to Equal Opportunity:\nFiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.\nIf you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact . Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.\nNote to agencies:\nFiserv does not accept resume submissions from agencies outside of existing agreements. Pleasedo not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.\nWarning about fake job posts:\nPlease be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. 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Docs: https://alion.io/developers"}}