{"id":984344,"url":"https://alion.io/job/flourish-fraud-aml-analyst","title":"Fraud & AML Analyst","company":{"id":43997,"name":"Flourish","domain":"flourish.org","url":"https://alion.io/company/flourish","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":72000,"max_usd":147000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1839},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-16T14:23:03Z","employer_posted_date":"2026-09-16","last_verified_at":"2026-10-29T13:49:27Z","board_verified":true,"closed_at":null,"days_open":43,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":43},"description":"Since 2017, Flourish has been on a mission to help financial advisors evolve from holistic advice to holistic implementation to better serve their clients and grow their businesses. We focus on independent Registered Investment Advisors (RIAs), delivering financial products that advisors can’t easily access today through beautiful, scalable, and easy-to-use technology.\nToday, we work with over 1,100 RIAs that collectively represent more than $2.6T in assets under management across two products: Flourish Cash and Flourish Lending. Headquartered in New York City, we are an independently-operating, wholly-owned subsidiary of MassMutual Life Insurance Company.\nRead on if you are interested in joining a dynamic, highly-collaborative, rapidly-growing startup-backed by the support and stability of a Fortune 500 company.\nAbout You\nYou are a thoughtful, analytical, and highly accountable professional who is comfortable operating at the intersection of fraud risk, anti-money laundering, and financial crime. You are naturally curious and enjoy digging into data, transactions, customer activity, and other available information to understand what happened and determine the appropriate response.\nYou exercise sound judgment and know when an issue requires urgency or escalation. You are comfortable making decisions with imperfect information, while maintaining thorough and precise documentation. You are also a critical thinker who looks beyond individual alerts and investigations to identify patterns, emerging risks, and opportunities to strengthen the broader Fraud and AML programs.\nMost importantly, you are excited to join a collaborative team where you can develop deep expertise in financial crimes while helping Flourish continually evolve its controls as our business, products, risks, and regulatory obligations change.\nAbout the Role\nAs a Fraud and AML Analyst, you will be part of Flourish's Risk Team and will work closely with Flourish's Legal and Compliance Team to support the company's Fraud, Anti-Money Laundering (\"AML\"), Bank Secrecy Act (\"BSA\"), sanctions, and broader financial crimes programs.\nYou will be responsible for reviewing and investigating Fraud and AML alerts, analyzing customer and transaction activity, documenting investigative findings, and escalating potentially suspicious or higher-risk activity when appropriate. This includes supporting AML transaction monitoring and other reviews required under Flourish's AML, BSA, sanctions, and related compliance programs, as well as managing fraud alerts and investigations across the customer lifecycle.\nThe role requires both thoughtful analysis and the ability to act with urgency. Fraud investigations may involve active or attempted movement of customer or company assets, and you will be expected to quickly assess available information, identify potential risks, escalate appropriately, and help determine when additional controls or restrictions may be warranted.\nBeyond individual investigations, you will help maintain and continuously improve Flourish's Fraud and AML monitoring programs. Working with the broader Risk and Legal and Compliance teams, you will analyze alert and investigation outcomes, evaluate the effectiveness of existing rules and thresholds, identify emerging fraud and financial crime risks, and help ensure Flourish's monitoring and controls continue to evolve alongside the company's risk profile and regulatory obligations.\nPrincipal Responsibilities\nAs a Fraud and AML Analyst, you will collaborate with members of the Risk and Legal and Compliance teams, as well as internal business partners. Specific responsibilities include:\nReview and investigate Fraud and AML alerts, analyzing relevant customer information and activity to identify potential fraud, money laundering, sanctions concerns, or other financial crime risks.\nConduct AML transaction monitoring and other reviews in support of Flourish’s AML, BSA, sanctions, and related compliance programs.\nInvestigate potential fraud, document findings, and escalate higher-risk or time-sensitive matters appropriately.\nSupport the ongoing maintenance and improvement of Fraud and AML monitoring rules and controls, including identifying trends, recurring patterns, and opportunities for improvement.\nMonitor emerging fraud and money laundering risks and relevant regulatory developments, and help the broader Risk and Legal and Compliance teams assess their potential impact on Flourish.\nAssist in developing and monitoring Fraud and AML risk assessments, metrics, business awareness, and education needs.\nAssist with internal audits, external reviews, regulatory inquiries, and examinations related to Fraud, AML, BSA, sanctions, and other financial crime matters.\nWork with teams across Flourish to investigate and address Fraud, AML, and other financial crime risks.\nQualifications\nBachelor's degree or equivalent relevant experience.\n3+ years of experience in fraud, anti-money laundering, regulatory compliance, risk, operations, or a related function within financial services.\nStrong written and verbal communication skills, with the ability to prepare clear, precise, and thorough investigative documentation.\nStrong attention to detail and the ability to maintain accuracy while managing multiple priorities and time-sensitive matters.\nStrong analytical and critical-thinking skills, with the ability to evaluate information, identify potential risks, and reach well-supported conclusions.\nSound judgment, including the ability to recognize when matters require additional investigation, escalation, or urgent attention.\nWillingness to learn and adapt to changing fraud risks, regulatory requirements, industry developments, and business needs.\nHighest ethical standards, strong work ethic, and a sense of ownership and accountability.\nMust be able to pass a background check required under FINRA rules.\nPreferred Qualifications\nExperience or familiarity with fraud investigations, AML transaction monitoring, customer due diligence, sanctions, or other financial crime reviews.\nKnowledge of or exposure to BSA/AML requirements and relevant FINRA, FinCEN, OFAC, or other financial services regulatory requirements.\nAt Flourish, we focus on ensuring fair, equitable pay by providing competitive salaries, along with bonus and incentive opportunities and benefits for all employees.\nBase Salary Range: $70,900 - $93,000 plus bonus\nDisclosures:\nAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.","description_format":"text","description_chars":6641,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Life insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Financial Software & Embedded Finance"],"lifecycle":[{"event":"open","at":"2026-09-16T22:56:33Z"}],"visa":[],"liveness":{"score":28,"band":"fade","label":"Fading","p_open":1,"p_active":0.626,"p_room":0.45,"age_days":42,"expected_fill_days":24,"reasons":["conf:0","win:tail"],"computed_at":"2026-10-29T05:49:05Z"},"pay":null,"html_url":"https://alion.io/job/flourish-fraud-aml-analyst","json_url":"https://alion.io/job/flourish-fraud-aml-analyst.json","meta":{"generated_at":"2026-10-29T18:17:50Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":27072,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-30T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":43997},"rest":"https://alion.io/mcp/rest/get_company?id=43997"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fflourish-fraud-aml-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fflourish-fraud-aml-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fflourish-fraud-aml-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/flourish-fraud-aml-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fflourish-fraud-aml-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":984344}},{"tool":"search_jobs","arguments":{"company":"flourish.org","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":984344},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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