{"id":1565715,"url":"https://alion.io/job/fundingsocieties-senior-data-analyst-portfolio-risk-analytics-2","title":"Senior Data Analyst - Portfolio & Risk Analytics","company":{"id":2905758,"name":"Funding Societies","domain":"fundingsocieties.com.my","url":"https://alion.io/company/fundingsocieties-com-my","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":["Malaysia"],"countries":["MY"],"hiring_countries":["MY"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":14000,"max_usd":32000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":3468},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-01T04:17:18Z","employer_posted_date":null,"last_verified_at":"2026-10-01T04:17:18Z","board_verified":false,"closed_at":null,"days_open":35,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":35},"description":"Description\n\nFunding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.\n\nHere at Funding Societies | Modalku we live by our core values GETFS:\n\nGrow Relentlessly: Strive to become our best, most authentic selves.\n\nEnable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.\n\nTest Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.\n\nFocus on Impact: Create impact through bias for action and tangible results.\n\nServe with Obsession: Build win-win relationships for the long-term by having a customer obsession.\n\nRole Overview\nAs a Senior Lending Analyst focused on portfolio and risk, you own the metrics and reporting that give leadership a clear, forward-looking view of loan portfolio health. You'll work across delinquency, vintage, concentration, and credit loss provisioning analytics to surface early warning signals before risk materialises.\n\nKey Responsibilities\n\nPortfolio Risk Reporting: Own core credit risk metrics (delinquency rates, non-performing loan ratio, collection rate, provisioning adequacy) and ensure they are accurate, reconciled, and traceable to an approved source of truth.\n\nVintage & Origination Analysis: Build and maintain cohort-based analysis of loan performance by origination period to track quality trends across markets and products.\n\nConcentration & Exposure Monitoring: Track credit concentration risk across borrowers, industries, geographies, and products, and support monitoring against internal risk limits.\n\nMacro-to-Portfolio Analysis: Connect macroeconomic indicators to portfolio performance, building dashboards that give leadership early visibility into emerging risk.\n\nSegmentation & Scenario Analysis: Build borrower and portfolio segmentation, and run scenario-based stress tests to identify vulnerable segments ahead of time.\n\nCollaboration: Partner with Risk, Credit, Data Science, Finance, and Engineering to align on metric definitions and present findings to leadership.\n\nRequirements\n Requirements\n\n5+ years of experience in credit risk, portfolio, or lending analytics, ideally within a regulated lending or financial services environment.\n\nWorking knowledge of core credit risk concepts: delinquency and non-performing loan metrics, vintage/cohort analysis, concentration risk, credit loss provisioning.\n\nStrong SQL skills and experience with BI or data visualisation tools.\n\nStrong, structured problem-solving and analytical reasoning.\n\nAbility to translate portfolio risk findings into clear recommendations for leadership.\n\nIndependent and proactive, comfortable operating with ambiguity, and rigorous about data governance.\n\nBenefits\n\nTime off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.\n\nFlexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.\n\nMedical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.\n\nMental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.\n\nTech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity\n\nSkills\nData Analysis, Data Analysis Tools, SQL (Programming Language)","description_format":"text","description_chars":4192,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Flexible schedule","Health insurance","Insurance coverage"],"hiring_locations":[{"name":"Malaysia","iso":"MY","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-01T06:01:37Z"}],"visa":[],"liveness":{"score":38,"band":"fade","label":"Fading","p_open":0.6,"p_active":0.836,"p_room":0.75,"age_days":35,"expected_fill_days":38,"reasons":["seen:35","win:late"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/fundingsocieties-senior-data-analyst-portfolio-risk-analytics-2","json_url":"https://alion.io/job/fundingsocieties-senior-data-analyst-portfolio-risk-analytics-2.json","meta":{"generated_at":"2026-11-05T23:59:01Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5612,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2905758},"rest":"https://alion.io/mcp/rest/get_company?id=2905758"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ffundingsocieties-senior-data-analyst-portfolio-risk-analytics-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ffundingsocieties-senior-data-analyst-portfolio-risk-analytics-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ffundingsocieties-senior-data-analyst-portfolio-risk-analytics-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/fundingsocieties-senior-data-analyst-portfolio-risk-analytics-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ffundingsocieties-senior-data-analyst-portfolio-risk-analytics-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1565715}},{"tool":"search_jobs","arguments":{"company":"fundingsocieties.com.my","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1565715},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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