{"id":496890,"url":"https://alion.io/job/gcash-b2b-portfolio-risk-manager","title":"B2B Portfolio Risk Manager","company":{"id":8370,"name":"GCash","domain":"gcash.com","url":"https://alion.io/company/gcash","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":73,"open_postings":124,"ghost_share":0.444,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":59,"computed_at":"2026-11-05T05:54:30Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Taguig, Philippines"],"countries":["PH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":11000,"max_usd":25000,"period":"year","method":"role_country_seniority_unknown","sample_n":87},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-07-24T00:00:00Z","employer_posted_date":"2026-07-24","last_verified_at":"2026-11-05T15:22:25Z","board_verified":true,"closed_at":null,"days_open":104,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":104},"description":"Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!\nOVERALL DUTIES AND RESPONSIBILITIES\nDoes(The tasks / responsibilities that the role performs to address requirements in Key Result Areas)\nPerform credit risk management functions on commercial lending portfolios\n\nLead and develop a group of B2B portfolio risk analysts\n\nRecommend policy changes to address commercial lending portfolio deterioration\n\nTrack performance against benchmark and measure impact of implemented strategies\n\nIdentify shifts in market/merchant behavior to create growth opportunities\n\nDisplays(The Knowledge, Skills, and Behaviors indicating how tasks / responsibilities will be performed)\nKnowledge of credit risk principles and data analytics to influence data driven decisions in managing portfolio quality\n\nSQL and data management skills should be helpful in ensuring efficiency in tasks and in assisting other teams\n\nKnowledge on financing policies and regulations.\n\nDelivers(specific outputs / tangible results produced by the role; resources responsible for)\nIdentify potential issues in the portfolio and engage necessary parties to minimize impact\n\nRecommend strategies/actions to support business goals while ensuring portfolio quality is maintained\n\nGenerate credit risk related reports to monitor portfolio quality\n\nPerform adhoc analysis as required\n\nKEY RESULT AREAS & PERFORMANCE INDICATORS\nCustomer(How does the role ensure internal/external customer satisfaction?)\nInternal Customers: Role ensures that business goals are met by increasing good receivables and maintaining profitability. Balancing risk and reward ensures that business growth is sustainable and is aligned with providing financial services to all markets.\n\nExternal Customers:Data driven approach helps in identifying the right product (right pricing, right loan amount, right construct) for various market segments to help customers in addressing their financial needs.\n\nFinancial(How does the role contribute to the company’s bottomline?)\nBy making sure that financial losses are kept within budget and growth opportunities are maximized, financials of the products should be kept at a healthy state.\n\nProcess(How does the role contribute to improvement of internal processes and increase efficiency?)\nKnowledge of coding and handling large amounts of data contributes to minimizing having manual approaches and having processes that can keep up with business demands.\n\nPeople(How does the role contribute to organization culture and self-learning and growth?)\nThe role will have multiple exposure to various teams within the lending space and the overall GCash environment. Working on lending strategy will be in close coordination with product teams, operations, credit analytics, and the leadership team. This presents a wide learning opportunity to expand knowledge beyond credit risk and appreciate how the business runs as a whole.\n\nWhat We Offer\nOpportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package","description_format":"text","description_chars":3406,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Growth opportunities"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-09-07T06:10:48Z"}],"visa":[],"liveness":{"score":23,"band":"cold","label":"Long shot","p_open":1,"p_active":0.635,"p_room":0.36,"age_days":104,"expected_fill_days":59,"reasons":["conf:2","velocity","win:tail","crowd:brand"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/gcash-b2b-portfolio-risk-manager","json_url":"https://alion.io/job/gcash-b2b-portfolio-risk-manager.json","meta":{"generated_at":"2026-11-05T20:17:28Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":27518,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":8370},"rest":"https://alion.io/mcp/rest/get_company?id=8370"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fgcash-b2b-portfolio-risk-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fgcash-b2b-portfolio-risk-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fgcash-b2b-portfolio-risk-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/gcash-b2b-portfolio-risk-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fgcash-b2b-portfolio-risk-manager"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":496890}},{"tool":"search_jobs","arguments":{"company":"gcash.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":496890},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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