{"id":2851622,"url":"https://alion.io/job/gcash-portfolio-risk-analyst","title":"Portfolio Risk Analyst","company":{"id":8370,"name":"GCash","domain":"gcash.com","url":"https://alion.io/company/gcash","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":73,"open_postings":124,"ghost_share":0.444,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":59,"computed_at":"2026-11-05T05:54:30Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Taguig, Philippines"],"countries":["PH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":11000,"max_usd":26000,"period":"year","method":"role_country_seniority_unknown","sample_n":87},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-16T00:00:00Z","employer_posted_date":"2026-10-16","last_verified_at":"2026-11-05T09:07:46Z","board_verified":true,"closed_at":null,"days_open":20,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":20},"description":"Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!\nOverall Duties and Responsibilities\nDoes (The tasks / responsibilities that the role performs to address requirements in Key Result Areas)\nReview loan portfolio & model quality consistently.\nPlan, oversee & maintain reports and dashboards to support said reviews.\nDesign & conduct analyses/investigations for credit policy development on matters such as: eligibility, line management, profitability, losses & write-offs, potential fraud.\nDocument policies for management notification & approval and ensure implementation of approved policies.\nPrepare financial projections, sensitivity analysis, and stress testing on the portfolio of the loan product assigned.\nProactively identify and escalate risks, as needed.\nInterface with business/product, collections, finance, & modelling teams, as well as management & partners to drive key decisions\nDisplays (The Knowledge, Skills, and Behaviors indicating how tasks / responsibilities will be performed)\nKnowledge of credit risk and collections principles and data analytics to influence data driven decisions in managing portfolio quality\nAdvance SQL and data management skills\nAdept in Python for modeling and automation\nDelivers (specific outputs / tangible results produced by the role; resources responsible for)\nIdentify potential issues in the portfolio and engage necessary parties to minimize impact\nRecommend strategies/actions to support business goals while ensuring portfolio quality is maintained\nGenerate credit risk and collections reports to monitor portfolio quality\nInterpret reports and recommend actions to improve portfolio quality\nAutomate reports and processes\nPerform ad hoc analysis as required\nQualifications & Requirements\n- Bachelor's degree in Mathematics, Statistics, Economics, Physics, Finance, or a related quantitative field.\n- Strong technical skills in SQL, Python, and data management/analytics tools.\n- Solid knowledge of Credit Risk, Collections principles, and data-driven decision frameworks.\nWhat We Offer\nOpportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package","description_format":"text","description_chars":2539,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-10-19T13:28:33Z"}],"visa":[],"liveness":{"score":87,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.867,"p_room":1,"age_days":20,"expected_fill_days":59,"reasons":["conf:2","velocity","win:early","comp:brand"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/gcash-portfolio-risk-analyst","json_url":"https://alion.io/job/gcash-portfolio-risk-analyst.json","meta":{"generated_at":"2026-11-05T09:58:28Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":12763,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":8370},"rest":"https://alion.io/mcp/rest/get_company?id=8370"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fgcash-portfolio-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fgcash-portfolio-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fgcash-portfolio-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/gcash-portfolio-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fgcash-portfolio-risk-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2851622}},{"tool":"search_jobs","arguments":{"company":"gcash.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2851622},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); 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