{"id":3955862,"url":"https://alion.io/job/gotymex-backend-technical-lead-merchant-lending-2","title":"Backend Technical Lead (Merchant Lending)","company":{"id":3827705,"name":"GoTymeX","domain":"gotymex.com","url":"https://alion.io/company/gotymex","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":{"grade":"A","score":95,"open_postings":4,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":121,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Backend","role_family":"Backend","seniority":"lead","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Ho Chi Minh City, Vietnam"],"countries":["VN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AWS","optional":false},{"name":"CI/CD","optional":false},{"name":"Incident Management","optional":false},{"name":"Java","optional":false},{"name":"Python","optional":false}],"status":"live","first_seen_at":"2026-11-09T08:07:26Z","employer_posted_date":"2026-11-09","last_verified_at":"2026-11-13T23:12:32Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"TymeX is the technology and operations arm of Tyme Group, building digital banking platforms across Southeast Asia and South Africa.\nThe Merchant Lending Platform enables embedded lending for merchants across multiple markets, covering onboarding, underwriting, offer generation, repayment, servicing, and partner integrations.\nAs a Tech Lead, you will lead the design and delivery of backend services for the Merchant Lending platform. You will own architecture decisions, engineering quality, platform reliability, and technical execution across the software delivery lifecycle.\nThe platform is cloud-native, event-driven, and API-first. It integrates with merchant ecosystems, banking systems, payment providers, risk engines, data platforms, and internal operational systems.\nResponsibilities\nLead architecture and delivery for Merchant Lending services, including onboarding, offers, repayments, servicing, and integrations.\nDesign distributed systems, APIs, and event-driven workflows that support multi-country deployment and platform reuse.\nDrive technical decisions on service boundaries, integration patterns, scalability, resilience, observability, and operational readiness.\nWork with Product, Risk, Data, Operations, and Engineering teams to translate business requirements into technical solutions.\nMentor engineers through design reviews, code reviews, and hands-on technical guidance.\nImprove engineering practices across CI/CD, automated testing, monitoring, documentation, and incident management.\nSupport production operations, incident investigation, and root-cause analysis.\nMaintain architecture documentation, ADRs, API contracts, and operational runbooks.\nPromote practical use of AI tools to improve software delivery, testing, documentation, and engineering productivity.\nRequirements\nMust-have\n10+ years of backend engineering experience.\nStrong hands-on experience with Java and/or Python.\nExperience leading architecture and delivery of large-scale backend systems or platform products.\nStrong understanding of distributed systems, microservices, event-driven architecture, and API design.\nExperience building high-throughput, fault-tolerant backend services.\nHands-on experience with AWS or equivalent cloud platforms.\nExperience producing technical documentation, including system design documents, ADRs, API specifications, and operational guides.\nStrong ownership and execution mindset.\nStrong problem-solving skills in complex integration and distributed system environments.\nAbility to communicate technical decisions to both engineering and business stakeholders.\nStrong written and verbal English communication skills.\nPractical experience using AI-assisted engineering tools.\nNice-to-have\nExperience in fintech, digital banking, lending, payments, or merchant platforms.\nExperience with Merchant Cash Advance, working-capital lending, or embedded finance products.\nExperience building multi-country or configurable platform products.\nFamiliarity with frontend technologies and API-driven product delivery.\nExperience with observability, incident management, and production operations.\nExperience operating systems in regulated environments.\nExposure to underwriting, repayment automation, partner integrations, or financial services workflows.\nBenefits\nYou'll Love Working With Us If You Are\nPassionate about building products and solving engineering problems.\nComfortable making technical decisions in evolving environments.\nInterested in platform architecture, distributed systems, and system design.\nMotivated by ownership, technical excellence, and continuous improvement.\nEnjoy mentoring engineers and raising engineering standards.\nEffective at collaborating across engineering, product, risk, data, and operations teams.\nSome of Our Benefits\nBuild a greenfield merchant lending platform used across multiple markets.\nWork on architecture, integrations, payments, risk, and financial operations at platform scale.\nInfluence engineering standards, platform strategy, and AI-assisted development practices.\nCollaborate with engineering and business leaders across the organization.\nFull salary and benefits during probation.\nPremium healthcare insurance for employees and dependents.\nMeal and parking allowances.\n13th-month salary and performance bonus.\n15 days annual leave plus 3 company sick leave days.\nTechnical learning support, conferences, certifications, and internal knowledge-sharing programs.\nInternational working environment with a 40-hour work week, Monday to 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