{"id":4201829,"url":"https://alion.io/job/green-dot-principal-data-scientist","title":"Principal Data Scientist","company":{"id":1752890,"name":"Green Dot","domain":"greendot.com","url":"https://alion.io/company/greendot-com","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":90,"open_postings":5,"ghost_share":0,"stale_share":0.4,"repost_share":0,"time_to_fill_p50_days":47,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Data Science","role_family":"Data Science","seniority":"lead","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Los Angeles, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":138800,"max":208100,"currency":"USD","period":"year","gross":null,"usd_annual":208100},"salary_estimate":null,"experience_years_min":10,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false},{"name":"Amazon SageMaker","optional":true}],"status":"live","first_seen_at":"2026-11-12T22:33:01Z","employer_posted_date":"2026-11-12","last_verified_at":"2026-11-12T22:33:01Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.\nThis position is classified as structured hybrid, with an expectation of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance.\n\nJOB DESCRIPTION\nLocation Requirement\nThis position is open only to candidates who currently reside in one of the following approved locations:\nLos Angeles, CA (West LA)\n Job Summary\nThe Fraud Data Scientist (P5) will be responsible for using data to detect fraud and reduce fraud losses across the organization by data mining, testing, analyzing, and transforming data into actionable insights. You will leverage statistical analysis to design and integrate models that support or automate decision making throughout the business. At the P5 level, you will lead the fraud analytics agenda, serve as a subject matter expert, and work closely with Operations partners - including Customer Experience & Service (CES), BSA/AML Operations, and Dispute Operations - to ensure that fraud strategy directly improves customer outcomes and reduces operational friction.\nYou might be the right match for this role if:\nYou are a self-starter who delivers high-quality work within tight deadlines. You have a passion for data and for translating insights into actions that protect customers and the business. You write excellent SQL, love working with analytic tools, and use technical skills and creative approaches to solve unique problems. You have the ability to learn the overall business and financial operations to provide relevant metrics and recommendations. You can lead and work effectively with cross-functional teams - including Operations, CES, and BSA/AML - and you understand that great fraud strategy must also be great customer experience strategy.\nKey Responsibilities\nLeading fraud prevention efforts by using data to analyze, design, modify, document, and implement rules to address both fraud threats and unusual and suspicious activity.\nProactively analyzing all available data to identify emerging fraud trends and translating those findings into strategic recommendations for cross-functional partners.\nDesigning, developing, and programming methods, processes, and systems to consolidate and analyze unstructured, diverse \"big data\" sources to generate actionable insights and solutions for customer service and product enhancement.\nPartnering closely with Customer Experience & Service (CES), BSA/AML Operations, and Dispute Operations to align fraud detection strategies with operational realities - surfacing signals from frontline case volumes, complaint trends, and dispute inflows to drive sharper rule tuning and improve customer resolution experiences.\nWorking with CES leadership to identify patterns in customer-reported friction (unnecessary declines, false positives, blocked legitimate transactions) and translating those signals into rule or model optimization opportunities that protect customers without degrading their experience.\nCoordinating with BSA/AML Operations to ensure fraud analytics outputs support compliant, consistent cross-functional responses to emerging threats, and that fraud signals are appropriately shared to inform suspicious activity review workflows.\nInteracting with product and service teams to identify questions and issues for data analysis and experiments, and driving those experiments to completion.\nDeveloping and coding software programs, algorithms, and automated processes to cleanse, integrate, and evaluate large datasets from multiple disparate sources.\nIdentifying meaningful insights from large data and metadata sources; interpreting and effectively communicating findings to product, service, operations, and business leaders.\nImplementing models with technology and data engineers on various platforms.\nUsing data visualization programs, tools, and techniques to generate dashboards, reports, and presentations that aid in data storytelling and interpretation of trends and patterns of business importance.\nMentoring junior data scientists and contributing to the broader development of the fraud analytics practice.\nRequired Qualifications\nMinimum 10 years of data science or data analysis experience.\nBachelor's degree in Statistics, Mathematics, Computer Science, Engineering, Data Science, or a related field.\nStrong expertise in programming languages such as SQL, SAS, Python, or equivalent.\nStrong experience with customer segmentation, root cause/variance analysis, and extrapolation.\nDemonstrated ability to partner with operational teams (CES, BSA/AML, Disputes, or equivalent) to translate data insights into workflow and customer experience improvements.\nPreferred Qualifications\nFraud industry experience in financial services, fintech, payments, or banking.\nExperience in a fraud rule / strategy role with direct ownership of platform configuration or rule governance.\nExperience with Falcon, PRM, VRM, SecurLOCK, Mastercard Connect, or other fraud rule platforms.\nExperience with SageMaker or SAS for model development and deployment.\nFamiliarity with dispute operations, BSA/AML compliance workflows, customer operations, or complaint management environments.\nExperience mentoring or leading analysts in a matrixed or cross-functional environment.\n**Ability to work in the U.S. without sponsorship**\n**Ability to meet the location requirement outlined above**\nPOSITION TYPE\nRegularPAY RANGE\nThe targeted base salary for this position is $138,800 to $208,100 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location.\nWe’re Here to Support You-Accommodations Upon Request\nGreen Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.\nWork Authorization Requirement\nAt Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.\nImportant Notice on Application Accuracy\nWe value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded.","description_format":"text","description_chars":7012,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-11-12T22:33:01Z"}],"visa":[{"country":"US","licensed_sponsor":true,"adverts_offering_sponsorship_24m":0,"sanctioned_now":false,"evidence":"H-1B filings in 12 months: 13 · green card filings: 10","filings_12m":13,"filings_prev_12m":16,"green_card_filings_12m":10,"median_offered_wage_usd":136413,"route":null,"cap_exempt":false,"checked_at":"2026-11-12T07:36:15+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":4}],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":47,"reasons":["conf:1","win:early"],"computed_at":"2026-11-13T00:21:34Z"},"pay":{"stated_usd_annual":208100,"is_top_pay":true},"html_url":"https://alion.io/job/green-dot-principal-data-scientist","json_url":"https://alion.io/job/green-dot-principal-data-scientist.json","meta":{"generated_at":"2026-11-13T00:21:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":852,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1752890},"rest":"https://alion.io/mcp/rest/get_company?id=1752890"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fgreen-dot-principal-data-scientist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fgreen-dot-principal-data-scientist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fgreen-dot-principal-data-scientist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/green-dot-principal-data-scientist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fgreen-dot-principal-data-scientist"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4201829}},{"tool":"search_jobs","arguments":{"company":"greendot.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4201829},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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