{"id":3357731,"url":"https://alion.io/job/grover-b2b-underwriter-mwx","title":"B2B Underwriter (m/w/x)","company":{"id":51858,"name":"Grover","domain":"grover.com","url":"https://alion.io/company/grover","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Berlin, Germany"],"countries":["DE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":38000,"max_usd":96000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":23},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Google Sheets","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-27T17:21:30Z","employer_posted_date":"2026-10-27","last_verified_at":"2026-10-30T05:50:41Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"About Grover\nFounded in 2015, Grover enables consumers and businesses across Europe to subscribe to tech devices and comprehensive technology solutions - from individual smartphones, laptops, and wearables to full corporate device setups. The company offers access to over 1,000 unique tech items on flexible and financially convenient terms. A pioneer of the circular economy, Grover refurbishes and recirculates devices to help eliminate e-waste.\nTo continue this incredible adventure, we are currently looking for a B2B Underwriter to join our talentedRisk team, full-time (40 hours/week) and a minimum 3 days per week (Tuesday-Thursday) at our Berlin HQ.\nReporting to Credit Risk and Fraud Managers, you will be the person who decides which businesses we partner with and on what terms, from start-ups ordering their first laptops to established companies equipping entire teams. Working alongside our sales, product and data colleagues, you will help us say yes to more good customers, faster, while keeping our B2B portfolio healthy. Along the way, you will turn your day-to-day insights into smarter credit rules and automated checks, so your judgement scales well beyond the cases on your desk. It’s an opportunity to build B2B credit risk at a growing company, where your work shows up directly in how we grow across Europe.\n What you will contribute:\nCredit decisions for business customers: review incoming B2B applications, dig into financials and bureau data, and decide on approvals, limits and terms.\nA clear decision trail: write concise, well-argued case notes that others can follow and learn from.\nOngoing customer reviews: keep an eye on existing accounts, handle limit increases, and act quickly when a customer’s situation changes.\nSmarter credit rules: turn patterns you see in your cases into proposals for new rules, thresholds and data sources.\nAutomation with product and engineering: help decide which checks can be automated, so manual review goes to the cases that really need it.\nPortfolio insights: track how your approved customers perform and share what’s working and what isn’t with the Risk team.\nWhat you bring:\nCredit or underwriting experience: 2+ years assessing business customers at a bank, lender, leasing company or fintech.\nStrong financial analysis skills: you can read balance sheets, P&Ls and credit reports quickly and spot what matters.\nSound, confident judgement: you make clear decisions under time pressure and explain your reasoning simply, in writing and in conversation.\n A data-driven, hands-on mindset: you’re comfortable in Excel or Google Sheets (SQL is a plus) and enjoy turning insights into better processes.\nCollaborative communication: you build good relationships with sales, product and engineering, and you can say no in a way that keeps everyone on board.\nFluent English: German or another European language is a strong plus, since you’ll review documents and customers from several markets.\nThe Grover Way - How We Drive Success:\nOwn It: We take ownership seriously and define what success looks like. We drive shared ownership and don't wait - we drive. We keep one another accountable and take responsibility when issues arise.\nChallenge, Decide, and Commit: We engage in proactive support, active listening, and healthy conflict to reach the best outcomes. We value diverse perspectives and, once a decision is made, we commit to it fully.\nEmpower and Grow: We enable, trust, and coach one another toward high performance, always thinking and acting like owners. We seek growth, apply feedback, and support the development of our peers.\nRespect, Transparency, and Clarity: We strive for clear, respectful, and open communication with no surprises. We simplify complex information so everyone knows the \"what, why, and how\".\nWhat you will love about us: \nA diverse global team of 75 nationalities (and counting!)\nVirtual or In-person Coaching Sessions with the Fürstenberg Institut\nPhysical health support with Urban Sports Club\nAnnual learning budget of 750€ \n15 remote business days per year to work abroad \n4 Volunteer days per year\nExclusive Grover Tech discount\nBVG monthly discount to drive you everywhere in Berlin\nEngaging, open office located in Berlin-Schöneberg with regular events\nEmbark on a rewarding journey with the Grover Rocketship, where your impact is felt, and together, we cultivate a more circular world.\nWe are looking forward to e-meeting you!","description_format":"text","description_chars":4440,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"German","level":"All levels","optional":false},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Online Rental Platforms","Subscription Commerce"],"lifecycle":[{"event":"open","at":"2026-10-27T20:25:51Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":2,"expected_fill_days":21,"reasons":["conf:4","velocity","win:early","comp:junior"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/grover-b2b-underwriter-mwx","json_url":"https://alion.io/job/grover-b2b-underwriter-mwx.json","meta":{"generated_at":"2026-10-30T08:30:42Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":12117,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":51858},"rest":"https://alion.io/mcp/rest/get_company?id=51858"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fgrover-b2b-underwriter-mwx"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fgrover-b2b-underwriter-mwx"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fgrover-b2b-underwriter-mwx"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/grover-b2b-underwriter-mwx\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fgrover-b2b-underwriter-mwx"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3357731}},{"tool":"search_jobs","arguments":{"company":"grover.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3357731},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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