{"id":1918049,"url":"https://alion.io/job/gurupay-product-manager-payment-rails","title":"Product Manager, Payment Rails","company":{"id":7695,"name":"Gurupay","domain":"gurupay.com","url":"https://alion.io/company/gurupay","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":null},"role":"Product","role_family":"Product","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Vilnius, Lithuania"],"countries":["LT"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":46000,"max_usd":97000,"period":"year","method":"role_country_seniority_unknown","sample_n":64},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"PCI DSS","optional":false}],"status":"live","first_seen_at":"2026-10-05T17:08:45Z","employer_posted_date":"2026-10-05","last_verified_at":"2026-10-27T10:29:52Z","board_verified":true,"closed_at":null,"days_open":21,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":21},"description":"About us\nGuru Pay is a Lithuania-based electronic money institution (EMI) offering a boutique payment experience: e-money, IBAN accounts, and domestic and cross-border payments, including SEPA, for clients across the EU and beyond. We're a regulated, small and ambitious team focused on high-quality service and long-term client success.\nAbout the role\nWe're looking for a Product Manager, Payment Rails to own every external way money enters or leaves Guru Pay where the integration logic is ours. You'll start with cards (issuing first, then processing), followed by push-to-card payouts and bank correspondent integrations. You'll decide what gets built, on which rail, and whether it is ready to carry client money, working alongside the Engineering Manager, who leads the team.\nThis is a behind-the-scenes role with almost no client-facing screens. Our Payments Ops, Client Care and Sales teams feel your work every day, as do the card schemes, sponsors and providers we integrate with.\nWhat you'll do:\nTake card programmes from start to go-live, using a written definition of \"live\": certification passed, settlement reconciled to the ledger, monitoring running, compliance sign-off recorded and a real client transaction settled\nOwn the rails roadmap (card issuing and processing, push-to-card payouts such as Visa Direct and Mastercard Send, bank correspondent integrations) in dependency order, with clear visibility on what is blocked on us and what on providers or schemes\nEvaluate technical providers, keep a performance scorecard (uptime, decline rate, incidents, response times) and lead technical escalations\nTrack the cost per transaction on each rail, decide which rail carries which corridor, and give Sales the cost behind pricing\nOwn the certification plan (scheme, sponsor, PCI-DSS) and involve AML, Risk and Compliance from the start; plan ahead for mandatory scheme releases\nWrite requirements engineers can build from: message flows, states, failure and reversal paths, limits, cut-offs and reconciliation\nStay accountable for every rail after go-live: volumes, decline and timeout rates, approval rates, incidents and monthly run-health reporting\nWork closely with Core Banking, Payments Ops, Client Care, Sales and Compliance\nWhat we're looking for:\n7+ years in product management, mostly in payments, on programmes that depended on outside parties\nExperience taking a card issuing or processing programme live at a regulated firm and running it afterwards\nExperience working with several providers at once, with conflicting roadmaps\nAbility to read a scheme mandate or provider contract and explain what it commits us to\nTechnical depth to discuss message flows, APIs, idempotency, reconciliation and settlement directly with engineers\nExperience owning a cost number\nStrong English communication, with engineers and non-technical colleagues alike\nNice to have:\nCENTROlink experience (running SEPA payments through an EMI's own Bank of Lithuania access)\nCorrespondent banking or cross-border payments\nBIN sponsorship or scheme audit experience\nPush-to-card payouts, ISO 20022 or multi-currency settlement\nKnowledge of EEA electronic-money or payment-institution regulation, including audit\nWhat we offer:\nGross salary starting from 5500 EUR Gross\nEncouragement and funds to support your learning needs\nAn extra vacation day on your birthday\nHybrid work options between the office in Vilnius and anywhere you desire\nWorkations, health challenges & other types of quality time\nA team which values high standards in client care, product quality and each other","description_format":"text","description_chars":3583,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Upper-Intermediate (B2)","optional":false}]},"benefits":["Hybrid work"],"hiring_locations":[{"name":"Lithuania","iso":"LT","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-10-05T17:08:45Z"}],"visa":[],"liveness":{"score":55,"band":"ok","label":"Likely open","p_open":1,"p_active":0.736,"p_room":0.75,"age_days":21,"expected_fill_days":23,"reasons":["conf:3","win:late"],"computed_at":"2026-10-27T05:46:45Z"},"pay":null,"html_url":"https://alion.io/job/gurupay-product-manager-payment-rails","json_url":"https://alion.io/job/gurupay-product-manager-payment-rails.json","meta":{"generated_at":"2026-10-27T14:50:16Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3612,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":7695},"rest":"https://alion.io/mcp/rest/get_company?id=7695"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fgurupay-product-manager-payment-rails"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fgurupay-product-manager-payment-rails"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fgurupay-product-manager-payment-rails"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/gurupay-product-manager-payment-rails\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fgurupay-product-manager-payment-rails"}]}