{"id":3130049,"url":"https://alion.io/job/happen-bank-director-modeling-and-data-science","title":"Director, Modeling and Data Science","company":{"id":1931193,"name":"Happen Bank","domain":"happen.com","url":"https://alion.io/company/happen-com","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":92,"open_postings":6,"ghost_share":0,"stale_share":0.333,"repost_share":0,"time_to_fill_p50_days":41,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Leadership","role_family":"Leadership","seniority":"head","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["San Francisco, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":225000,"max_usd":422000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":2716},"experience_years_min":10,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"PyTorch","optional":false},{"name":"Scikit-learn","optional":false},{"name":"TensorFlow","optional":false},{"name":"XGBoost","optional":false},{"name":"Function Calling","optional":true},{"name":"LLM","optional":true}],"status":"live","first_seen_at":"2026-10-22T00:00:00Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-30T13:02:02Z","board_verified":true,"closed_at":null,"days_open":8,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":8},"description":"Current Employees of Happen Bank: Please apply via your internal Workday Account\nHappen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.\nAbout the Role\nHappen Bank is looking for a Director, Modeling and Data Science to lead the machine learning and statistical models behind our lending and deposit products, including credit risk, fraud, collections, pricing, and marketing. You will lead a team of experienced data scientists and set the direction for how Happen Bank builds models that are accurate, interpretable, and compliant. You will work closely with partners across Risk, Technology, Marketing, and Compliance to turn those models into better decisions for the business and our members.What You'll Do\nLead the end-to-end lifecycle of machine learning and statistical models, from development and deployment through monitoring and retraining, across credit, fraud, collections, pricing, and marketing decisioning \nSet the modeling roadmap and priorities for the function, balancing business impact, regulatory expectations, and team capacity \nBuild, manage, and mentor a team of data scientists and machine learning experts, holding a high bar for technical rigor and accountability \nPartner with Credit Strategy, Marketing, Risk, Engineering, Model Risk Management, and Compliance to align solutions with business goals, and explain complex technical concepts clearly to executives and oversight functions \nApply advanced techniques such as gradient boosting, deep learning, and ensemble modeling to improve model performance \nShape Happen Bank's ML infrastructure and tooling for scalable experimentation and deployment, and identify new data sources that improve model performance \nEnsure rigorous documentation, governance, and validation in line with financial services regulatory requirements, including model risk and fair lending expectations \nEmbed AI into how the team works, using it to speed up development, analysis, and documentation while keeping human oversight, data integrity, and accountability in place \nAbout You\n10+ years of experience in machine learning, data science, or credit risk analytics, preferably in consumer lending or financial services, including 6+ years in people management; bachelor's degree in a related field; or equivalent work experience \nYou lead the team with clear direction and sharp accountability, and you make sound calls on priorities, tradeoffs, and risk \nYou have strong technical depth in supervised and unsupervised learning (e.g., logistic regression, decision trees, GBMs, neural networks) and are proficient in Python and key ML libraries (e.g., Scikit-learn, XGBoost, TensorFlow, PyTorch) \nYou have a deep understanding of the model lifecycle, from development through monitoring and retraining \nYou are familiar with model governance practices and regulatory frameworks (e.g., SR 11-7, OCC guidance) \nYou understand how AI and ML models interact with credit risk decision-making, including their limitations, failure modes, and regulatory implications, and you know when a model should inform a decision versus drive it \nYou have a clear perspective on where AI adds real leverage across your function and have turned it into how your teams operate, fostering a culture of innovation while keeping accountability sharp \nYou have a proven record of delivering complex, cross-functional projects, managing stakeholder expectations, and bringing partners along as the work evolves \nNice to Have\nHands-on experience developing LLM and foundation models, such as transformer-based sequence models, pre-trained tabular models \nMaster's or PhD in a quantitative field such as Statistics, Computer Science, Engineering, or Economics \nWork Location\nSan Francisco\nThe above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.\nTime Zone Requirements\nLocal hours (PT)\nWhile the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.\nTravel Requirements\nAs needed travel to Happen Bank offices and/or other locations, as needed.\nCompensation\nThe target base salary range for this position is 210,000-245,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).\nWe’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.\n#LI-Hybrid\n#LI-BC1\nHappen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.\nWe are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at .\nNotice on AI Tool Use\nFor select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process.\nYou will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out.\nDuring the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment.\nWe will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure.\nWe will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.","description_format":"text","description_chars":8098,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Equity","Flexible schedule","Flexible time off","Hybrid work","Parental leave","Wellness"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":true,"industries":["Commercial & Retail Banks","Business & SME Lending","Digital Banks & Neobanks","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-10-23T03:23:38Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":8,"expected_fill_days":41,"reasons":["conf:5","velocity","win:early"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/happen-bank-director-modeling-and-data-science","json_url":"https://alion.io/job/happen-bank-director-modeling-and-data-science.json","meta":{"generated_at":"2026-10-30T19:45:24Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":9421,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1931193},"rest":"https://alion.io/mcp/rest/get_company?id=1931193"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fhappen-bank-director-modeling-and-data-science"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fhappen-bank-director-modeling-and-data-science"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fhappen-bank-director-modeling-and-data-science"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/happen-bank-director-modeling-and-data-science\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fhappen-bank-director-modeling-and-data-science"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3130049}},{"tool":"search_jobs","arguments":{"company":"happen.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3130049},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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