{"id":1245435,"url":"https://alion.io/job/hedge-founding-underwriter","title":"Founding Underwriter","company":{"id":3779805,"name":"Hedge","domain":"hedgespecialty.com","url":"https://alion.io/company/hedge-4","size_band":"201-500","is_staffing_agency":false,"employer_type":"services","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["San Francisco, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":125000,"max":250000,"currency":"USD","period":"year","gross":null,"usd_annual":250000},"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-08-27T19:07:04Z","employer_posted_date":"2026-08-27","last_verified_at":"2026-10-01T09:25:11Z","board_verified":true,"closed_at":null,"days_open":34,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":34},"description":"THE OPPORTUNITY\nHedge is hiring a founding underwriter to combine sound risk judgment with the operating discipline and product thinking required to scale. You will help agencies understand appetite, improve submission quality, structure placements, and turn underwriting knowledge into repeatable systems.\nCOMPENSATION AND OWNERSHIP\nBase salary is $125K-$250K. Equity is 0.25%-1.50%. Final placement reflects underwriting depth, line expertise, authority, and the operating scope you can own.\nWHAT YOU WILL OWN\nEvaluate commercial risks, exposures, controls, and submission quality\n\nMatch risks to appropriate carrier, MGA, and program appetite\n\nWork with agencies and brokers to close information gaps and structure strong submissions\n\nNegotiate terms and clearly communicate coverage, conditions, and tradeoffs\n\nBuild underwriting guidelines, decision tools, and feedback loops into Hedge's platform\n\nTrack outcomes and improve risk selection, turnaround time, and placement quality\n\nWHAT SUCCESS LOOKS LIKE\nFirst 30 days: master Hedge's current markets, appetite, workflows, and quality gaps\n\nBy day 60: own underwriting and placement decisions for a defined segment\n\nBy day 90: improve submission quality or turnaround time in a measurable way\n\nIn 12 months: help build a scalable underwriting function with trusted judgment and clear economics\n\nWHO THRIVES HERE\nYou have at least three years of commercial underwriting or closely related placement experience. You can make and explain decisions, handle ambiguity, and turn tacit knowledge into process without reducing underwriting to a checklist.\nWHY HEDGE\nHedge is building the operating system for commercial insurance distribution. You will work directly with the founders, own a consequential part of the company, and help define how the function works as we scale. We offer health benefits and meaningful equity.\nWORK MODEL\nThis role is based in San Francisco and works in person with the team six days a week.\nINTERVIEW PROCESS\nApplication review\n\nA focused introductory conversation\n\nA role-specific deep dive\n\nA practical underwriting case discussion based on a realistic Hedge scenario\n\nFinal conversation with the founders\n\nHedge is an equal opportunity employer. We evaluate candidates based on ability, judgment, and potential, and we do not discriminate based on protected characteristics.","description_format":"text","description_chars":2359,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Property & Casualty Insurance","Insurance Brokers & Agencies"],"lifecycle":[{"event":"open","at":"2026-09-25T17:25:24Z"}],"liveness":{"score":54,"band":"ok","label":"Likely open","p_open":1,"p_active":0.726,"p_room":0.75,"age_days":34,"expected_fill_days":41,"reasons":["conf:23","win:late"],"computed_at":"2026-10-01T05:45:00Z"},"pay":{"stated_usd_annual":250000,"is_top_pay":true},"html_url":"https://alion.io/job/hedge-founding-underwriter","json_url":"https://alion.io/job/hedge-founding-underwriter.json","meta":{"generated_at":"2026-10-01T10:58:16Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":2228,"day_limit":5000,"remaining_today":2772,"minute_limit":60,"resets_at":"2026-10-02T00:00:00Z"}}}