{"id":3118039,"url":"https://alion.io/job/hippo-insurance-program-reserving-actuary","title":"Program Reserving Actuary","company":{"id":58608,"name":"Hippo Insurance","domain":"hippo.com","url":"https://alion.io/company/hippo-insurance","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":null},"role":"Operations","role_family":"Operations","seniority":"middle","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Austin, United States","Dallas, United States","San Jose, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":115000,"max":155000,"currency":"USD","period":"year","gross":null,"usd_annual":155000},"salary_estimate":null,"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"GitHub","optional":false},{"name":"Google BigQuery","optional":false},{"name":"Microsoft Excel","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false},{"name":"dbt","optional":true}],"status":"live","first_seen_at":"2026-10-22T20:38:18Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-24T14:19:23Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"Title: Program Reserving Actuary\nLocation: San Jose, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid)\nReporting to: Actuarial Manager, Reserving\nOpen to Relocation? We’ve Got You Covered: \nThis role is open to candidates willing to relocate to one of our hub locations. Hippo offers relocation assistance to support your move, so you can focus on doing impactful work-not the logistics of getting here.\nAbout Hippo:\nHippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. \nToday, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. \nIf you're energized by building what's next, we'd love to meet you. \nAbout This Role:\nWe are seeking a technically strong, detail-oriented actuary to support our reserving work across our portfolio of third-party P&C programs, including a strong focus on casualty. You will support core pieces of the quarterly and monthly reserving cycle, from the data behind our analyses to rolling forward assumptions and delivering review-ready work for peer review. The ideal candidate is a casualty reserving actuary with strong technical and data skills who can independently obtain, validate, transform, and analyze the data used in reserving studies.\nAbout You:\nYou’re an ACAS-credentialed reserving actuary, working toward FCAS, who has worked across several P&C lines with a strong foundation in casualty. You make sound reserving recommendations on thin or imperfect data, using benchmarks, judgment, and a clear statement of your assumptions. You build tools, reconciliations, and documentation that make reserving consistent across a growing portfolio, and you keep them simple enough to maintain. You explain actuarial conclusions in plain terms to actuaries, finance, claims, underwriters, and program partners. You use SQL, Python, GitHub, and AI tools to work faster, and you collaborate effectively with peers and contribute to a culture of continuous learning and improvement.\nWhat You’ll Do:\nPerform quarterly reserve reviews across program tiers, including deep dives on casualty special programs: independently evaluate reserve adequacy, roll forward actuarial assumptions (LDFs, ELRs, benchmarks, method weights), and prepare well-documented recommendations for actuarial management review\nInvestigate reserve movements, claims trends, and data anomalies, and clearly communicate findings and recommendations to actuarial leadership\nWork with detailed claims, premium, exposure, financial, and reinsurance datasets to support reserving analyses, and partner with data and engineering teams to improve data quality and accessibility\nSupport data reconciliation and forensic analysis to identify claims data quality issues, and help standardize definitions across partner programs (including the claim dictionary) by mapping and aggregating program data into consistent structures\nSupport the development of large loss thresholds for each partner program and a broader large loss strategy that enables reserve analyses on an excluding-large-loss basis\nSupport monthly close: lag and paid estimates, loss flux, ultimate and IBNR allocation, and AY/TY loss ratio review\nSupport the review of new and existing insurance programs, including setting up templates for newly onboarded programs and reducing the backlog of programs without a recent review\nContribute analysis and exhibits for reserve committee and senior management materials, and communicate loss ratio performance and emerging issues to Pricing, Underwriting, Reinsurance, Claims, and Finance\nMaintain Schedule P, ULAE/AO, and reinsurance treaty workbooks, and support the annual, quarterly, and monthly financial reporting processes across GAAP and STAT entities\nSupport SOX control documentation, audit walkthroughs, and requests from the signing actuary\nSupport reserve risk (Mack/ODP CoV) calculations and the handoff to capital modeling\nIdentify and implement governance and automation improvements that keep reserving reviews and workflows consistent, repeatable, and well controlled\nOpportunity to innovate reserving models: model building, refitting, or calibration\nMust Haves:\nBachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field\nACAS with robust casualty reserving experience; progress toward FCAS preferred\n4+ years of actuarial experience with broad reserving exposure across multiple lines and sound judgment on limited or unstructured data\nProficiency in SQL and Python to independently source, validate, reconcile, and analyze large datasets; strong Excel skills\nExperience with cloud data warehouses and curated analytical datasets (BigQuery and GitHub preferred); familiarity with layered architectures (e.g., bronze/silver/gold) is a plus\nAbility to trace results from underlying claim and financial transactions through reserve exhibits and final reporting\nGood understanding of accounting standards (e.g., US GAAP, US STAT)\nAbility to explain actuarial concepts clearly to actuarial and non-actuarial audiences, including senior leadership\nProject management skills and ability to deliver under tight timelines; collaborative, with a commitment to continuous learning\nNice to Haves:\nPrior program, fronting, or reinsurance experience\nExperience with SQL-based data transformation tools (e.g., dbt)\nExperience with SOX controls or audit support for reserving processes\nExperience using AI tools to speed up actuarial and data work\nThe SF Bay Area (and New Jersey) base pay range for this role is $115,000- $155,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands. \nBenefits and Perks:\nHippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: \nRelocation Assistance - Support available for qualified candidates relocating to one of our hub locations\n Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) \nEquity - This position is eligible for equity compensation \nTraining and Career Growth - Training and internal career growth opportunities \nFlexible Time Off - You know when and how you should recharge \nLittle Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers \nHippo Habitat - Snacks and drinks available and catered lunches for onsite employees \nHippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. \nHippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known. \nApplicant & Employee Privacy Notice (CCPA/CPRA)","description_format":"text","description_chars":7681,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Continuous learning","Equity","Flexible time off","Growth opportunities","Life insurance","Parental leave","Relocation assistance","Retirement plans"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":true,"industries":["Property & Casualty Insurance","InsurTech"],"lifecycle":[{"event":"open","at":"2026-10-22T23:05:18Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":1,"expected_fill_days":69,"reasons":["conf:0","win:early"],"computed_at":"2026-10-24T06:02:35Z"},"pay":{"stated_usd_annual":155000,"is_top_pay":true},"html_url":"https://alion.io/job/hippo-insurance-program-reserving-actuary","json_url":"https://alion.io/job/hippo-insurance-program-reserving-actuary.json","meta":{"generated_at":"2026-10-24T17:22:41Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":25209,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-25T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":58608},"rest":"https://alion.io/mcp/rest/get_company?id=58608"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fhippo-insurance-program-reserving-actuary"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fhippo-insurance-program-reserving-actuary"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fhippo-insurance-program-reserving-actuary"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/hippo-insurance-program-reserving-actuary\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fhippo-insurance-program-reserving-actuary"}]}