{"id":1590822,"url":"https://alion.io/job/hire-resolve-junior-credit-analyst","title":"Junior Credit Analyst","company":{"id":678136,"name":"Hire Resolve","domain":"hireresolve.com","url":"https://alion.io/company/hireresolve","size_band":null,"is_staffing_agency":true,"employer_type":"agency","is_intermediary":false,"listed_via":"jobmail.co.za","ats_vendor":"Workable","truth_index":{"grade":"B","score":79,"open_postings":1994,"ghost_share":0.249,"stale_share":0.191,"repost_share":0.428,"time_to_fill_p50_days":14,"computed_at":"2026-10-26T05:57:25Z"}},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Durban, South Africa"],"countries":["ZA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":14500,"max_usd":33000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":54},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false}],"status":"live","first_seen_at":"2026-10-01T16:03:00Z","employer_posted_date":"2026-10-21","last_verified_at":"2026-10-21T15:23:06Z","board_verified":false,"closed_at":null,"days_open":24,"trust":{"level":"ok","repost_count":2,"flags":["repost"],"days_open":24},"description":"A leading financial services company is seeking a Junior Credit Analyst to join their team. This role involves preparing comprehensive credit proposals for the Executive Credit Committee, assessing clients’ financial health, and determining whether asset and/or trade finance can be extended.\nResponsibilities\nCredit Proposals:\nAnalyse financial statements and management accounts to assess applicants and guarantors\n\nPrepare income statements, balance sheets, and consolidate information\n\nAnalyse VAT returns and book debts\n\nResearch market trends and determine repayment affordability\n\nObtain and verify client background information\n\nRequest credit reports and security confirmations\n\nCreate SWOT analyses\n\nMaintain security and arrears tracking\n\nConduct sensitivity analysis for proposals\n\nPrepare trust review information and identify risks\n\nRespond to management and committee queries\n\nConduct monthly book debt analysis and updates\n\nLiaise with clients on queries\n\nTrade Finance Reviews:\nMaintain and update trade review lists and registers\n\nTrack application status and approvals\n\nMaintain outstanding information lists\n\nReview Letters:\nPrepare and follow up on trade review letters\n\nGeneral:\nFollow up on financial information from clients\n\nReview FICA documentation\n\nComplete necessary checklists\n\nCompile and maintain deal files\n\nRequirements\n\nDegree or relevant qualifications in Finance/Accounting (highest level of competence)\n\nMinimum of 2-3 years’ experience in the Finance/Accounting environment\nProficiency in MS Office\nKnowledge of:\nCredit policies and procedures\n\nShariah banking principles\n\nBank’s policies and procedures\n\nBasic knowledge of the bank’s products and services\n\nFinance and accounting principles\n\nPlease Note, if you don't match the Requirements or Industry, you won't be consider for this role.\n\nBenefits\n\nApply for this role today, contact Sonique Beetge at Hire Resolve or on LinkedIn\nYou can also visit the Hire Resolve website: hireresolve.us or email us your CV: \nPlease use \"Junior Credit Analyst\" as your subject line when applying via email Contact Hire Resolve for your next career-changing move today\nWe will contact you telephonically in 3 days should you be suitable for this vacancy. 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