{"id":842540,"url":"https://alion.io/job/hourly-senior-bop-underwriter","title":"Senior BOP Underwriter","company":{"id":679583,"name":"Hourly","domain":"hourly.io","url":"https://alion.io/company/hourly-2","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":{"grade":"B","score":79,"open_postings":6,"ghost_share":0,"stale_share":0.833,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-11-11T05:49:22Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":80000,"max_usd":156000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1030},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false}],"status":"live","first_seen_at":"2026-08-12T00:00:00Z","employer_posted_date":"2026-08-12","last_verified_at":"2026-11-11T01:52:40Z","board_verified":true,"closed_at":null,"days_open":91,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":91},"description":"About weSure\nAt weSure, we're reimagining small business insurance by making commercial coverage simpler, more accessible, and more transparent.\nOur digital-first platform combines technology, data, and advanced underwriting to make it easier for small business owners and agents to get the coverage they need. We focus on the unique needs of small businesses across industries including restaurants, retail, professional services, contractors, real estate, healthcare, and more.\nAs we continue to grow, we're looking for an experienced Senior BOP Underwriter to help us build and manage a profitable commercial insurance portfolio.\nAbout the Role\nWe are looking for a highly experienced Business Owners Policy (BOP) Underwriter with a strong background in commercial lines and small business insurance.\nThis is a senior-level role for an underwriting professional who can independently evaluate risks, make sound underwriting decisions, structure coverage, develop pricing, and manage a profitable book of business.\nThe ideal candidate combines deep BOP underwriting expertise with strong analytical judgment, commercial awareness, and the ability to work effectively with agents and brokers.\nYou will also have the opportunity to contribute to underwriting strategy and help shape processes in a technology-driven insurance environment.\nWhat You'll Do\nUnderwriting & Risk Selection\nEvaluate BOP and small commercial submissions across a broad range of industries.\nAnalyze applications, loss runs, financial information, inspections, and supplemental underwriting documentation.\nAssess property, general liability, business income, equipment breakdown, cyber, crime, and other commercial exposures.\nEvaluate catastrophe exposures, including wind, hail, flood, wildfire, and earthquake.\nDetermine account eligibility based on underwriting guidelines, risk appetite, and portfolio objectives.\nIdentify adverse selection, emerging risks, and trends that may impact profitability.\nPricing & Coverage\nDevelop appropriate pricing based on risk characteristics, loss experience, and market conditions.\nDetermine premiums, deductibles, limits, endorsements, and exclusions.\nReview replacement cost valuations and business income calculations.\nApply sound underwriting judgment while balancing growth and profitability.\nNegotiate terms and conditions with agents and brokers.\nPortfolio Management\nManage and maintain a profitable book of commercial business.\nMonitor loss ratios, retention, growth, and agency performance.\nConduct renewal reviews and identify opportunities for account expansion.\nIdentify underperforming segments and recommend corrective actions.\nContribute to strategies that support profitable premium growth.\nAgency & Broker Relationships\nBuild strong relationships with independent agents, brokers, and key producers.\nProvide underwriting guidance and product expertise.\nHelp agents structure accounts appropriately and improve submission quality.\nParticipate in agency meetings and business planning discussions.\nServe as a trusted underwriting resource for agency partners.\nStrategy & Leadership\nServe as a technical resource and mentor to junior underwriting professionals.\nContribute to underwriting strategy, product development, and portfolio initiatives.\nIdentify opportunities to improve underwriting processes and decision-making.\nStay current on commercial insurance trends, regulatory developments, and emerging risks.\nSupport quality assurance, compliance, and underwriting governance.\nWhat Success Looks Like\nIn this role, you will:\nDrive profitable growth within your assigned book and territory.\nMaintain targeted loss ratios and retention levels.\nDeliver timely and accurate underwriting decisions.\nStrengthen agency relationships and improve submission quality.\nIdentify emerging risks and recommend appropriate underwriting actions.\nContribute to underwriting strategy and process improvement.\nBecome a trusted technical resource for the underwriting team.\nRequirements\n10+ years of commercial lines underwriting experience.\n7+ years of hands-on BOP underwriting experience.\nProven experience managing a profitable commercial book of business.\nStrong background in small commercial insurance and/or middle-market risks.\nExperience working directly with independent agents and wholesale brokers.\nStrong knowledge of commercial property and liability coverages.\nExcellent risk selection and underwriting judgment.\nStrong analytical and financial assessment skills.\nAbility to independently make and defend underwriting decisions.\nStrong communication, negotiation, and relationship-management skills.\nTechnical Expertise\nExperience with:\nBusiness Owners Policies (BOP)\nCommercial General Liability (CGL)\nCommercial Property\nBusiness Income & Extra Expense\nEquipment Breakdown\nCyber Liability\nCrime Coverage\nInland Marine\nEPLI\nHired & Non-Owned Auto\nUmbrella / Excess Liability\nISO forms and rating methodologies\nCommercial underwriting and policy administration systems\nRisk modeling and predictive analytics\nMicrosoft Excel and other analytical tools\nPreferred Qualifications\nBachelor's degree in Insurance, Risk Management, Finance, Business Administration, or a related field.\nCPCU, AU, CIC, ARM, or another relevant insurance designation.\nExperience with portfolio optimization, book roll analysis, and renewal strategies.\nExperience mentoring junior underwriting professionals.\nExperience working in a technology-enabled, digital, or data-driven insurance environment.\nBenefits\nWhy Should You Choose a Career with weSure?\nMaking a Real Difference\nAt weSure, we’re dedicated to today’s small businesses. And when you work with us, you’ll be providing these hard-working individuals with the protection they need to secure their future, and build their dreams from the ground up.\nFostering the Future\nWhen you join weSure, you’re playing an integral part in the next generation of business insurance, helping us deliver simple, transparent and effective policies with the click of a button.\nTotal Freedom\nA career at weSure gives you the freedom to work, develop and thrive from the comfort of anywhere. We value every single one of our employees’ time and energy, and believe nobody can be truly successful, without a healthy work-life balance.\nA Family of Support\nWe see our team members as part of our larger, connected family - no matter where they are in the world. We’re always available to provide the support, guidance and resources you need to achieve your best.\nA Challenging Atmosphere\nAt weSure, no day is like any other. 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