{"id":3864708,"url":"https://alion.io/job/howden-agricultural-underwriter","title":"Agricultural Underwriter","company":{"id":708547,"name":"Howden","domain":"howdengroup.com","url":"https://alion.io/company/howdengroup-2","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":94,"open_postings":182,"ghost_share":0.016,"stale_share":0.154,"repost_share":0.099,"time_to_fill_p50_days":28,"computed_at":"2026-11-09T06:03:00Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Romford, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-11-06T11:33:45Z","employer_posted_date":"2026-11-06","last_verified_at":"2026-11-09T17:51:01Z","board_verified":true,"closed_at":null,"days_open":3,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":3},"description":"About DUAL\nWorking across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US$3.4bn GWP.\nDUAL is part of Howden, a leading global insurance group with employee ownership at its heart. Founded in 1994, it provides insurance, reinsurance and underwriting services to clients ranging from private individuals to the largest multinational companies. The Group operates in 57 countries, employs over 24,000 people and manages premiums totalling US$50bn on behalf of its clients.\nAbout KGM\nKGM is a leading provider of specialist insurance products in the UK market, known for its innovative approach and client-focused solutions. With a strong reputation in motor insurance, we are committed to delivering high-quality underwriting expertise and building strong, long-term relationships with our broker partners.\nRole Overview\nWe are seeking an Agricultural Motor Underwriter to join our specialist underwriting team.\nIn this role, you will be responsible for underwriting new and existing Agricultural Motor business, assessing a wide range of agricultural vehicles, machinery and associated motor risks.\nYou will work closely with our broker partners, Business Development Team and wider underwriting function to identify opportunities, deliver excellent service and support the profitable growth of our Agricultural Motor portfolio.\nThe role requires a strong commercial approach, sound underwriting judgement and an understanding of the specialist nature of agricultural risks.\nKey Responsibilities\nLead and develop the Agricultural Underwriting Team, providing technical guidance, performance management, coaching and support to ensure the delivery of underwriting excellence, strong broker relationships and profitable portfolio growth.\nUnderwrite new business and renewals within agreed Agricultural Motor risk appetite and underwriting authority.\nAssess a broad range of agricultural motor risks, including tractors, agricultural machinery, commercial vehicles and mixed agricultural fleets.\nConsider individual risk characteristics including vehicle type, usage, farming and contracting activities, claims experience, location and overall risk quality.\nApply appropriate pricing, terms, conditions and underwriting controls to achieve sustainable and profitable growth.\nDevelop and maintain strong relationships with key supporting agricultural and rural brokers.\nConduct broker meetings where required, working closely with the Business Development Team to develop new and existing relationships.\nIdentify opportunities to grow the Agricultural Motor account while maintaining underwriting discipline and portfolio quality.\nSupport the ongoing development of Agricultural Motor underwriting appetite, guidelines, processes and procedures.\nWork closely with Claims, Pricing, Operations and Business Development to share insight and improve underwriting performance.\nMonitor emerging trends within agricultural motor insurance and use claims and portfolio experience to support underwriting decisions.\nContribute to improvements in service, processes and efficiency while maintaining a strong focus on broker experience.\nKey Skills & Experience\nExperience within Agricultural Motor underwriting.\nKnowledge of agricultural vehicles, machinery and rural risks would be advantageous.\nStrong underwriting judgement with the ability to assess risks outside straightforward or standardised motor insurance.\nCommercially minded with an understanding of the balance between growth, retention, pricing and profitability.\nConfident in analysing claims experience and other underwriting information to support risk selection and pricing decisions.\nStrong relationship-management skills with the ability to build credibility with brokers.\nExcellent communication and negotiation skills.\nProactive approach with the confidence to make underwriting decisions within agreed authority.\nComfortable working independently while contributing to a collaborative underwriting team.\nGood understanding of the impact of claims trends and emerging risks on underwriting performance.\nWhy Join KGM?\nJoin a specialist insurer with an established reputation in the UK motor market.\nPlay an important role in the continued development and growth of our Agricultural Motor proposition.\nWork closely with specialist brokers across the agricultural and rural insurance market.\nBe part of a collaborative underwriting environment where commercial judgement and broker relationships are valued.\nOpportunities for professional development and career progression.\nCompetitive salary and benefits package.\nHybrid working model, with three days based in the Romford office to support collaboration and engagement.\nIf you are a commercially minded Motor Underwriter looking to develop your career within the specialist Agricultural Motor market, we would love to hear from you.\nWhat do we offer in return?\nA career that you define.\nOf course, we offer a competitive range of rewards and benefits to support you, but we know you expect all that. \nWhat you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.\nOur culture: people first\nOur core values dictate how we live and work. We’re a group with independence and people at its heart - and a home for talent with a unique culture: the biggest small company in the world.\nBeing a people-first business has always been central to who we are. Our vision was to create an independent organisation with a distinctive culture that would survive and thrive through the people who shape it. Finding the most talented and entrepreneurial individuals to join the group has been, and will continue to be, key to our success.\n\nDiversity and inclusion\nAt DUAL, our people are our greatest strength. We are committed to building an open and inclusive culture where everyone feels trusted and that they belong. We work to ensure all candidates, employees, clients and business partners are treated with fairness and respect.\nWe want every candidate to be able to bring their best to the recruitment process, so if you require reasonable accommodation at any stage, please let us know and we will work with you to provide appropriate support.\nPermanent","description_format":"text","description_chars":6621,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Hybrid work","Professional development"],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Vacation Rentals","Property & Casualty Insurance"],"lifecycle":[{"event":"open","at":"2026-11-06T11:33:45Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":2,"expected_fill_days":28,"reasons":["conf:9","win:early","comp:brand"],"computed_at":"2026-11-09T06:03:00Z"},"pay":null,"html_url":"https://alion.io/job/howden-agricultural-underwriter","json_url":"https://alion.io/job/howden-agricultural-underwriter.json","meta":{"generated_at":"2026-11-09T23:28:38Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13100,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-10T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":708547},"rest":"https://alion.io/mcp/rest/get_company?id=708547"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fhowden-agricultural-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fhowden-agricultural-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fhowden-agricultural-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/howden-agricultural-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fhowden-agricultural-underwriter"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3864708}},{"tool":"search_jobs","arguments":{"company":"howdengroup.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3864708},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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