{"id":3220098,"url":"https://alion.io/job/howden-underwriter-property-casualty","title":"Underwriter Property & Casualty","company":{"id":708547,"name":"Howden","domain":"howdengroup.com","url":"https://alion.io/company/howdengroup-2","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":93,"open_postings":178,"ghost_share":0.022,"stale_share":0.163,"repost_share":0.101,"time_to_fill_p50_days":28,"computed_at":"2026-11-11T05:49:22Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bristol, United Kingdom","London, United Kingdom","Manchester, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":42000,"max_usd":98000,"period":"year","method":"role_country_seniority_unknown","sample_n":588},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-22T00:00:00Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-11-11T21:05:29Z","board_verified":true,"closed_at":null,"days_open":20,"trust":{"level":"ok","repost_count":1,"flags":[],"days_open":20},"description":"About DUAL\nWorking across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US$3.4bn GWP.\nDUAL is part of Howden, a leading global insurance group with employee ownership at its heart. Founded in 1994, it provides insurance, reinsurance and underwriting services to clients ranging from private individuals to the largest multinational companies. The Group operates in 57 countries, employs over 24,000 people and manages premiums totalling US$50bn on behalf of its clients.\nCommercial Property & Casualty Underwriter\nIntroduction\nAs an Underwriter, you'll take ownership of your own broker panel, developing relationships, assessing risk and delivering underwriting solutions that support profitable growth. This is a market-facing opportunity to build your profile with brokers while making underwriting decisions across Commercial Property & Casualty business.\nYou'll work closely with underwriting and distribution colleagues to provide responsive, consistent service and help grow DUAL's regional presence. The role offers the opportunity to develop trading relationships, deepen technical underwriting expertise and contribute to a profitable portfolio through both new and renewal business.\nWhat you'll be doing\nYou'll take responsibility for building broker partnerships while managing underwriting decisions across your panel. Success in the role comes from balancing relationship development, technical underwriting expertise and portfolio performance.\nManage and develop a panel of brokers, identifying opportunities to grow new and existing business relationships.\nAssess risks, negotiate terms and apply underwriting authority to deliver appropriate underwriting solutions.\nUnderwrite renewal business in line with underwriting strategy, supporting portfolio retention and profitable growth.\nCollaborate with underwriting and distribution colleagues to provide an effective service for brokers and customers.\nMaintain accurate underwriting records, documentation and policy information, ensuring timely issuance and administration.\nContribute to continuous improvement activities, including file reviews, system testing, knowledge sharing and market development initiatives.\n\nWho we're looking for\nWe're looking for someone who enjoys building professional relationships and making informed underwriting decisions. You'll be motivated to continue developing your technical expertise while contributing positively within a collaborative team environment.\nEssential requirements\nExperience underwriting Commercial Property & Casualty business or working within a related insurance environment.\nEvidence of developing and maintaining broker or intermediary relationships to support business growth.\nAbility to assess risk, make underwriting decisions and negotiate commercial outcomes.\nEffective communication skills with the ability to build credibility with brokers, customers and colleagues.\nAnalytical approach to reviewing information and identifying solutions that meet underwriting requirements.\nAbility to prioritise workloads, respond to changing business needs and work collaboratively with others.\n\nDesirable experience\nExperience managing or supporting a broker panel.\nExposure to regional insurance markets and broker trading environments.\nExperience using underwriting systems, technology platforms and digital underwriting tools.\n\nWhat do we offer in return?\nA career that you define.\nOf course, we offer a competitive range of rewards and benefits to support you, but we know you expect all that. \nWhat you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.\nOur culture: people first\nOur core values dictate how we live and work. We’re a group with independence and people at its heart - and a home for talent with a unique culture: the biggest small company in the world.\nBeing a people-first business has always been central to who we are. Our vision was to create an independent organisation with a distinctive culture that would survive and thrive through the people who shape it. Finding the most talented and entrepreneurial individuals to join the group has been, and will continue to be, key to our success.\n\nDiversity and inclusion\nAt DUAL, our people are our greatest strength. We are committed to building an open and inclusive culture where everyone feels trusted and that they belong. We work to ensure all candidates, employees, clients and business partners are treated with fairness and respect.\nWe want every candidate to be able to bring their best to the recruitment process, so if you require reasonable accommodation at any stage, please let us know and we will work with you to provide appropriate support.\nPermanent","description_format":"text","description_chars":5134,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Vacation Rentals","Property & Casualty Insurance"],"lifecycle":[{"event":"open","at":"2026-10-25T02:37:00Z"},{"event":"reopen","at":"2026-11-06T06:32:59Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"adverts_offering_sponsorship_24m":0,"sanctioned_now":false,"evidence":"Licensed UK visa sponsor (Senior or Specialist Worker, Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Global Business Mobility: Senior or Specialist Worker; Skilled Worker","cap_exempt":false,"checked_at":"2026-11-11T07:38:50+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":63,"band":"ok","label":"Likely open","p_open":1,"p_active":0.837,"p_room":0.75,"age_days":20,"expected_fill_days":28,"reasons":["conf:2","velocity","win:late","comp:brand"],"computed_at":"2026-11-11T05:49:22Z"},"pay":null,"html_url":"https://alion.io/job/howden-underwriter-property-casualty","json_url":"https://alion.io/job/howden-underwriter-property-casualty.json","meta":{"generated_at":"2026-11-11T22:35:54Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":44799,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-12T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":708547},"rest":"https://alion.io/mcp/rest/get_company?id=708547"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fhowden-underwriter-property-casualty"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fhowden-underwriter-property-casualty"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fhowden-underwriter-property-casualty"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/howden-underwriter-property-casualty\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fhowden-underwriter-property-casualty"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3220098}},{"tool":"search_jobs","arguments":{"company":"howdengroup.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3220098},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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