{"id":1494013,"url":"https://alion.io/job/ibanfirst-kyc-analyst-romania","title":"KYC Analyst Romania","company":{"id":53160,"name":"iBanFirst","domain":"ibanfirst.com","url":"https://alion.io/company/ibanfirst","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Recruitee","truth_index":null},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Bucharest, Romania"],"countries":["RO"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":28000,"max":28500,"currency":"EUR","period":"year","gross":null,"usd_annual":31939},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Agile","optional":false}],"status":"live","first_seen_at":"2026-09-29T08:32:11Z","employer_posted_date":"2026-09-29","last_verified_at":"2026-10-13T10:31:17Z","board_verified":true,"closed_at":null,"days_open":14,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":14},"description":"Who we are\niBanFirst is a fast-growing European fintech that is revolutionizing international payments for SMEs. Founded in 2016, our platform empowers Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion (FX), international transactions, and foreign exchange risk management across 140 countries - quickly, transparently, and securely.\nWe make life easier for SMEs through an advanced technology platform (automation, APIs, AI…) combined with dedicated expertise, offering the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner.\nBy simplifying complexity, iBanFirst helps thousands of bold companies seize global business opportunities with peace of mind - delivering simplicity, transparency, and security.\nKey figures\n350+ employees across 14 offices in 11 European countries\n\n30+ nationalities represented, average age: 32\n\n10,000 corporate clients trust us\n\n€80M in revenue in 2025, with a target of around €100M in 2026\n\nProfitable for nearly two years\n\nRanked for 6 consecutive years in the Financial Times FT1000, among the fastest-growing European companies\n\nAn NPS of 87.5 - an exceptional score in our industry that reflects enthusiastic client feedback on the simplicity, speed, and quality of our service\n\nA strong culture built around 4 core values\nTeam First: The complexity of our industry demands collective intelligence. We prioritize cooperation, transparency, and knowledge sharing. Success is a team effort, and decisions are made together.\n\nTenacity: We’re transforming a challenging and highly regulated market. It requires endurance, fast learning, and resilience - qualities rooted in our entrepreneurial DNA.\n\nTransformation: Innovation is not a buzzword; it’s a necessity in a constantly shifting and strategic sector. We innovate with intent: every technical, product, or organizational improvement is designed for real impact.\n\nTrust: Trust is the foundation of everything we build - with our clients and, above all, internally. It’s driven by ownership, autonomy, and a shared commitment to transparency, rigor, and reliability.\n\nWhy join us?\nWe operate at the heart of a strategic and fast-evolving sector: international payments for SMEs - a complex, high-potential market.\n\nWe’re driven by a meaningful mission: helping bold “Small & Medium Multinationals” succeed globally.\n\nOur platform integrates cutting-edge technologies (AI, automation…), making it an ideal playground to test, learn, and innovate continuously.\n\nYou’ll join an agile environment where your expertise has tangible impact, working alongside talent from top financial institutions.\n\niBanFirst is profitable and backed by long-term investors:\n\nXavier Niel and Bpifrance, historical shareholders, have supported and trusted us from the beginning\nIn 2021, the entry of Marlin Equity Partners marked a new chapter in our international ambitions\n\nJoining iBanFirst means joining a profitable, international, fast-growing tech company. It’s also a chance to learn, grow, and contribute directly to a shared ambition: simplifying international finance for SMEs.\nManager & Team\nYou will report to Sabin Ciocanelli, KYC Operations Manager, and work closely with the Sales team and broader compliance stakeholders across Europe.\nThe KYC team is currently composed of 16 people, based in Paris, London, Bucharest, Sofia and most recently Luxembourg.\nWhat will you do\nKYC, Onboarding and Periodic Review Analyst\nRole overview\nWe are looking for a KYC Analyst to join our Due Diligence team.\nIn this role, you will support the full customer due diligence lifecycle, from the onboarding of new customers to the ongoing monitoring and periodic review of existing business relationships. You will be responsible for verifying customer information and documentation, assessing ownership structures and customer risk, performing screening checks, and ensuring that customer files remain accurate and compliant throughout the relationship.\nYou will work closely with Sales, Account Managers, Compliance, and other internal stakeholders to ensure a smooth and compliant onboarding experience, while maintaining iBanFirst’s AML/CFT standards and risk appetite. iBanFirst applies customer due diligence at onboarding, during periodic reviews, and whenever a trigger event or new risk information requires reassessment.\nUpdated key responsibilities\nCustomer onboarding\nPerform KYC and Customer Due Diligence reviews for new customers.\n\nReview and validate customer information and documentation in line with applicable AML/CFT requirements and internal procedures.\n\nVerify:\nLegal entity details and registration information.\n\nDirectors, legal representatives, shareholders, and Ultimate Beneficial Owners.\n\nOwnership and control structures.\n\nIdentity documents and authority to act on behalf of the customer.\n\nBusiness activity and purpose of the relationship.\n\nExpected transaction volumes, currencies, countries, counterparties, and payment flows.\n\nSource of funds and, where relevant, source of wealth.\n\nConduct screening checks on customers and related parties, including sanctions, PEP, adverse media, and enforcement screening.\n\nAssess customer risk using the applicable risk assessment methodology.\n\nRequest clarification or additional documentation where information is incomplete, inconsistent, outdated, or unclear.\n\nPrepare cases for four-eyes review and obtain the appropriate approval based on the customer’s risk level.\n\nEscalate high-risk, complex, or potentially suspicious cases.\n\nEnsure that onboarding decisions, analysis, supporting documents, and approval rationales are properly recorded in the relevant systems.\n\nCollaborate with Sales and Account Managers to support an efficient customer experience without compromising regulatory requirements.\n\nPeriodic reviews\nPerform risk-based periodic reviews and event-driven reviews of existing customers.\n\nConfirm that customer information, documentation, ownership structures, and risk assessments remain accurate and up to date.\n\nIdentify changes in business activity, ownership, management, countries, transaction volumes, or customer risk profile.\n\nRequest and assess updated documentation and customer clarifications.\n\nReassess the customer risk rating and escalate material changes to Compliance where appropriate.\n\nEnsure that all review findings, decisions, and remediation actions are fully documented.\n\nAnalyse customer activity against the declared business profile and expected transaction behaviour.\n\nReview payment flows, countries, counterparties, beneficiaries, volumes, and transaction patterns.\n\nIdentify inconsistencies or unusual activity and escalate cases where the economic rationale cannot be established.\n\nContribute to ongoing customer monitoring and the identification of trigger events requiring an enhanced or event-driven review.\n\nScreening and financial crime risk assessment\nReview and resolve screening alerts related to customers, directors, representatives, shareholders, UBOs, and other relevant parties.\n\nDistinguish between false positives and potential true matches.\n\nDocument the rationale for alert resolution and escalation.\n\nAssess potential PEP, sanctions, adverse media, fraud, money laundering, terrorist financing, or reputational risks.\n\nSupport enhanced due diligence activities for higher-risk customers.\n\nEscalate cases that may require Compliance investigation or further management approval.\n\nCandidate profile\nPrevious experience in KYC, AML, Customer Due Diligence, customer onboarding, periodic reviews, transaction monitoring, or compliance operations.\n\nExperience reviewing corporate documents, ownership structures, UBOs, and customer risk profiles.\n\nExperience in a bank, payment institution, fintech, financial services company, or other regulated environment is preferred.\n\nStrong understanding of the customer onboarding lifecycle and risk-based AML/CFT controls.\n\nAbility to balance customer experience with regulatory and internal control requirements.\n\nStrong analytical skills and attention to detail.\n\nAbility to investigate inconsistencies and make well-documented decisions.\n\nExcellent written and verbal communication skills.\n\nAbility to manage multiple onboarding and review cases while meeting deadlines.\n\nGood command of English. Additional European languages are an advantage.\n\nSuccess in this role will be measured through:\nTimely and accurate completion of customer onboarding cases.\n\nQuality and completeness of KYC files.\n\nEffective identification and verification of customers, representatives, and UBOs.\n\nAccuracy of risk assessments and screening decisions.\n\nTimely escalation of high-risk or potentially suspicious cases.\n\nSmooth collaboration with Sales, Account Managers, Compliance, and Operations.\n\nTimely completion of periodic reviews and remediation actions.\n\nClear documentation of analysis, decisions, approvals, and customer communications.\n\nWhat do we offer\nContract: Permanent - full-time\n\nStart date: Ideally beginning of November 2026\n\nLocation: Bucharest - Ceasornicului 17, Boutique Office\n\nCompensation: €28,500 gross per year\n\nRemote policy: hybrid model\n\nWhy join us?\nBuild a solid compliance and KYC expertise in a fast-growing, profitable fintech\n\nWork in a truly international environment - daily English, European team\n\nThrive in a multicultural setting with colleagues from 30+ nationalities across 14 offices\n\nParticipate in company-wide events, including team offsites, company parties, and regular social activities.\n\nRecruitment Process\nHR Phone Screening\nInterview with the Hiring Manager (KYC Operations Manager)\nInterview with the KYC Team Lead and KYC Quality Assurance Lead\nRemote or in person - 45-60 minutes\nPurpose: Technical knowledge, operational understanding","description_format":"text","description_chars":9823,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Equity"],"hiring_locations":[{"name":"Luxembourg","iso":"LU","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Money Transfer & Remittances","Currency Exchange & FX Payments"],"lifecycle":[{"event":"open","at":"2026-09-30T01:37:07Z"}],"visa":[],"liveness":{"score":71,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.793,"p_room":0.9,"age_days":13,"expected_fill_days":25,"reasons":["conf:2","win:mid"],"computed_at":"2026-10-13T05:45:00Z"},"pay":{"stated_usd_annual":31939,"is_top_pay":false},"html_url":"https://alion.io/job/ibanfirst-kyc-analyst-romania","json_url":"https://alion.io/job/ibanfirst-kyc-analyst-romania.json","meta":{"generated_at":"2026-10-13T13:18:58Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":20537,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":53160},"rest":"https://alion.io/mcp/rest/get_company?id=53160"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fibanfirst-kyc-analyst-romania"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fibanfirst-kyc-analyst-romania"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fibanfirst-kyc-analyst-romania"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ibanfirst-kyc-analyst-romania\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fibanfirst-kyc-analyst-romania"}]}