{"id":3469231,"url":"https://alion.io/job/ibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures","title":"Senior AML/KYC Onboarding Analyst (Funds & Complex Structures)","company":{"id":53160,"name":"iBanFirst","domain":"ibanfirst.com","url":"https://alion.io/company/ibanfirst","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Recruitee","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Luxembourg City, Luxembourg"],"countries":["LU"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":69000,"max_usd":158000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":7681},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-29T15:58:38Z","employer_posted_date":"2026-10-29","last_verified_at":"2026-10-31T14:43:49Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"Location: Luxembourg\nDepartment: Due Diligence / KYC Operations\nContract: Permanent contract - CDI\nExpected start date: ASAP\nHybrid work policy: Flexible, with up to 2 remote days per week\nWho are we?\niBanFirst is a fast-growing European fintech that is revolutionising international payments for SMEs. Founded in 2016, our platform enables Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion, international transactions and foreign exchange risk management across 140 countries - quickly, transparently and securely.\nWe make life easier for SMEs through an advanced technology platform - automation, APIs and AI - combined with dedicated expertise. We offer the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner.\nBy simplifying complexity, iBanFirst helps thousands of bold companies seize international business opportunities with peace of mind, delivering simplicity, transparency and security.\nKey figures\n350+ employees across 14 offices in 11 European countries\n\n30+ nationalities represented, with an average age of 32\n\n10,000 corporate clients\n\n€80M in revenue in 2025, with a target of around €100M in 2026\n\nA profitable and fast-growing company\n\nRanked for 7 consecutive years in the Financial Times FT1000, among the fastest-growing European companies\n\nAn NPS of 87.5 - an exceptional score in our industry, reflecting the quality, simplicity and speed of our service\n\nA strong culture built around four core values\nTeam First: The complexity of our industry demands collective intelligence. We prioritise cooperation, transparency and knowledge sharing. Success is a team effort, and decisions are made together.\n\nTenacity: We are transforming a challenging and highly regulated market. It requires endurance, fast learning and resilience - qualities rooted in our entrepreneurial DNA.\n\nTransformation: Innovation is not a posture; it is a necessity in a constantly evolving and strategic sector. We innovate with intent, ensuring that every improvement creates real impact.\n\nTrust: Trust is the foundation of everything we build - with our clients and internally. It is driven by autonomy, initiative, transparency, rigor and reliability.\n\nWhy join us?\nWork at the heart of a strategic and fast-evolving sector: international payments for SMEs.\n\nContribute to a meaningful mission: helping bold SMMs succeed internationally.\n\nWork with advanced technologies, including AI and automation.\n\nJoin an agile environment where your expertise has a tangible impact.\n\nCollaborate with experienced professionals from leading financial institutions.\n\nJoin a profitable, international and fast-growing fintech backed by long-term investors, including Xavier Niel, Bpifrance and Marlin Equity Partners.\n\nContribute directly to the development of iBanFirst’s Luxembourg activities.\n\nRecruitment Context\nWe are opening this position to support the growth of iBanFirst’s business in Luxembourg.\nAs our client base becomes increasingly sophisticated, we are working with more investment funds, alternative investment vehicles and complex corporate structures.\nWe are looking for a senior AML/KYC professional who can independently manage complex onboarding cases, act as a trusted partner to Sales and contribute to strengthening our Luxembourg onboarding capabilities.\nThe role will be based in Luxembourg and will focus primarily on funds and complex structures, while also contributing to broader Due Diligence activities across iBanFirst.\nManager & Team\nYou will report to Sabin Ciocanelli, KYC Operations Manager, who is based in Bucharest.\nYou will join a 16-person Due Diligence team, including:\n11 colleagues based in Paris;\n\n5 colleagues based in Bucharest.\n\nFor Luxembourg-related matters, you will work closely with:\nPeggy, Head of Regulatory Affairs, Luxembourg;\n\nDerek, Country Manager, Luxembourg.\n\nThe Due Diligence team is collaborative and closely connected, with daily team interactions, regular one-to-one meetings with your manager and regular team activities.\nWhat will you do?\nAs a Senior AML/KYC Onboarding Analyst specialising in Funds and Complex Structures, you will act as a key expert for the onboarding of Luxembourg-based funds and complex clients.\nYou will work closely with the Luxembourg team from our local office and will also contribute to the assessment of investment funds and complex structures from other iBanFirst markets.\nAllocation of activities\n80% operational: Analysis and approval of onboarding cases involving complex structures, with a priority focus on Luxembourg funds and related entities;\n\n20% continuous improvement: Quality controls, knowledge sharing and contribution to internal initiatives.\n\nAs iBanFirst’s Luxembourg business develops, the scope of the role may evolve and could eventually include the management of a small team.\nDue Diligence and onboarding\nConduct AML/KYC due diligence on complex clients, including investment funds, private equity structures, securitisation vehicles, SPVs, holding companies, fiduciary structures, trusts and other complex arrangements.\n\nAnalyse corporate, regulatory and fund-related documentation.\n\nAssess ownership and control structures and identify UBOs.\n\nReview the roles of management companies, AIFMs, depositaries, administrators, sponsors and other relevant stakeholders.\n\nApply Luxembourg AML/CFT requirements and relevant CSSF expectations to onboarding cases, using a risk-based approach.\n\nEnsure that KYC files are complete, accurate, consistent and compliant with internal quality standards.\n\nPrepare clear and well-supported recommendations for approval, rejection or escalation.\n\nRisk assessment and Sales support\nIdentify and assess financial crime risks, including red flags, sanctions and adverse media hits, source of funds concerns and reputational risks.\n\nEscalate complex or high-risk cases to Compliance with a clear analysis and well-reasoned recommendations.\n\nAct as a true business partner to Sales by providing practical guidance, challenging cases where necessary and helping teams progress deals in a compliant and efficient way.\n\nExplain complex KYC requirements clearly to internal and external stakeholders.\n\nTeam contribution and continuous improvement\nParticipate in quality controls and contribute to improving onboarding processes.\n\nShare best practices and expertise on funds and complex structures.\n\nContribute to procedures, templates, playbooks and internal guidance.\n\nHelp raise the level of AML/KYC expertise within the Due Diligence team.\n\nSupport remediation exercises, thematic reviews, audit requests and quality assurance initiatives where relevant.\n\nRole Objectives\nFirst three months\nBecome familiar with iBanFirst’s internal processes, tools and ways of working.\n\nDevelop a strong understanding of Luxembourg onboarding requirements and CSSF expectations.\n\nBuild strong working relationships with the KYC, Compliance and Sales teams.\n\nEstablish effective collaboration with the Luxembourg team, including Peggy and Derek.\n\nBegin taking ownership of complex onboarding cases.\n\nFirst six months\nBecome fully aligned with the team and internal processes.\n\nTake increasing ownership of Luxembourg onboarding cases.\n\nOperate confidently on fund and complex structure assessments.\n\nBegin contributing actively to quality and process improvement initiatives.\n\nBecome a trusted point of contact for Sales on complex KYC matters.\n\nFirst twelve months\nTake full ownership of the onboarding of Luxembourg-based funds and complex structures.\n\nOperate with a high level of autonomy while meeting internal quality standards.\n\nBe recognised as a key expert on Luxembourg funds and complex structures within the Due Diligence team.\n\nTake ownership of the Luxembourg client base and its ongoing monitoring and review requirements.\n\nContribute to the continued development of iBanFirst’s Luxembourg onboarding capabilities.\n\nWhat do you bring?\nExperience\nAt least 5 years of experience in KYC, AML, Due Diligence or client onboarding.\n\nExperience in a bank, payments company, asset manager, fund administrator, private equity firm, AIFM, depositary or another regulated financial institution.\n\nStrong hands-on experience onboarding Luxembourg funds and related complex structures.\n\nExperience with regulated and unregulated funds, alternative investment funds, private equity vehicles, securitisation vehicles, SPVs and holding structures.\n\nGood knowledge of Luxembourg AML/CFT requirements and CSSF expectations.\n\nGood understanding of Luxembourg company law and the local fund ecosystem.\n\nMust-have skills\nLuxembourg fund expertise: You are immediately operational on complex cases and able to challenge documentation confidently.\n\nBusiness orientation: You understand that Compliance should enable sound business rather than unnecessarily block it. You provide practical solutions and proactively support Sales.\n\nRigor and analytical thinking: You challenge information, connect different sources and document your conclusions clearly.\n\nAutonomy: You manage your priorities, handle complex cases independently and know when to escalate.\n\nExcellent communication skills: You can produce clear and structured KYC reports in English and communicate effectively with Sales, Compliance and external stakeholders.\n\nTeam spirit: You actively contribute to collective knowledge and act as a reliable partner to colleagues across Europe.\n\nFluent French and English: Both languages are mandatory. Any additional European language is a plus.\n\nNice to have\nExperience with funds or complex structures in other European jurisdictions.\n\nFamiliarity with CSSF regulatory reporting requirements.\n\nA degree in Banking, Finance, Law, Compliance, Economics or a related field.\n\nCAMS, ICA, ACAMS or another recognised AML or financial crime qualification.\n\nExperience contributing to KYC procedures, risk frameworks, quality controls or process improvement initiatives.\n\nWhat do we offer?\nPermanent contract - CDI;\n\nOffice location: Luxembourg;\n\nFlexible hybrid work policy, with up to 2 remote days per week;\n\nMeal vouchers;\n\nHealth insurance;\n\nPhone subscription;\n\nMonthly allowance;\n\nGym pass;\n\nCompany events, team offsites and regular social activities.\n\nWhy this is a great opportunity\nHelp build something new: Luxembourg is a strategic market for iBanFirst, and you will contribute directly to developing our onboarding capabilities.\n\nWork on technically complex and high-value cases: Funds, private equity structures, alternative investment funds and securitisation vehicles.\n\nJoin a collaborative and close-knit team: A 16-person Due Diligence team working across Europe.\n\nBenefit from genuine growth opportunities: As the Luxembourg business develops, your scope and responsibilities may grow with it.\n\nGain international exposure: Collaborate with colleagues in Luxembourg, Paris and Bucharest, as well as with stakeholders across iBanFirst’s European offices.\n\nRecruitment Process\nScreening call with Malorie Petitjean - Talent Acquisition Specialist\n\n- 30 minutes - remote via video\n- Purpose: General fit, career background, motivation, salary expectations and availability.\n2. Interview with Sabin Ciocanelli - KYC Operations Manager\n- 45 minutes - remote or in person, with the possibility of extending the discussion if needed\n- Purpose: AML/KYC expertise, experience with Luxembourg funds and complex structures, business orientation, autonomy and team fit.\n3. Interview with Sylvain Le François - KYC Team Lead\n- 45 minutes - remote or in person, with the possibility of extending the discussion if needed\n- Purpose: Technical expertise, case ownership, quality standards, communication skills and collaboration with the Due Diligence team.\n4. Final interview with Peggy Muck - Head of Regulatory Affairs, Luxembourg\n- 45 minutes - remote or in person, with the possibility of extending the discussion if needed\n- Purpose: Knowledge of the Luxembourg regulatory environmen...","description_format":"text","description_chars":12155,"description_truncated":true,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"master","optional":false},"security_clearance":false,"languages":[{"language":"French","level":"Advanced (C1)","optional":false},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Company events","Equity","Growth opportunities","Health insurance","Hybrid work"],"hiring_locations":[{"name":"Luxembourg","iso":"LU","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Money Transfer & Remittances","Currency Exchange & FX Payments"],"lifecycle":[{"event":"open","at":"2026-10-29T16:31:27Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":1,"expected_fill_days":25,"reasons":["conf:2","win:early"],"computed_at":"2026-10-31T05:58:55Z"},"pay":null,"html_url":"https://alion.io/job/ibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures","json_url":"https://alion.io/job/ibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures.json","meta":{"generated_at":"2026-10-31T18:02:15Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":28250,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":53160},"rest":"https://alion.io/mcp/rest/get_company?id=53160"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fibanfirst-senior-amlkyc-onboarding-analyst-funds-complex-structures"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3469231}},{"tool":"search_jobs","arguments":{"company":"ibanfirst.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3469231},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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