{"id":1758516,"url":"https://alion.io/job/ibc-credit-analyst","title":"Credit Analyst","company":{"id":2224992,"name":"IBC Bank","domain":"ibc.com","url":"https://alion.io/company/ibc-com","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":88,"open_postings":46,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-10T05:45:15Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Brownsville, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":61000,"max_usd":158000,"period":"year","method":"role_country_seniority_unknown","sample_n":9739},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Outlook","optional":false}],"status":"live","first_seen_at":"2026-07-01T00:00:00Z","employer_posted_date":"2026-07-01","last_verified_at":"2026-10-12T02:47:23Z","board_verified":true,"closed_at":null,"days_open":103,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":102},"description":"IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's \"We Do More\" philosophy reflects its dedication to the growth and success of its employees, customers and communities.IBC bank hirestalented, creative and dedicated individualsto help our business succeed.We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence.We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.\nTime Type:\nFull timeThis is an in-office position.\nDepartment:\n202 Credit AdministrationJob Summary:\nThe Credit Analyst is primarily responsible for performing Pre-Funding audits, Loan Documentation Reviews and Loan reviews, as well as other routine audits to ensure the accuracy and completeness of loan documents and bank records. Ensure loans are compliance with all State and Federal regulations.Job Description:\nESSENTIAL JOB FUNCTIONS\nThe statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.\nPerform pre-funding and post funding audits, loan document reviews and loan reviews to ensure documents are complete and correct.\n\nPrepare and verify reports used to support lending officers in the decision-making process, such as financial spreads, real estate evaluations, and amortization schedules.\n\nPerform routine system audits on loans in the bank’s system of record to validate completeness and accuracy\n\nMaintain accurate Real Estate and Credit files and prepare information for third party (examiners, auditors) as needed\n\nEnter loan documentation exceptions into the collateral tracking system\n\nAssist lending officers in clearing exceptions\n\nAttend and participate in the Credit Quality, Executive Committee and Board meeting as required\n\nEnsure the loans are in compliance with bank, state, and federal regulations\n\nOther duties as assigned\n\nSKILLS\nExcellent verbal and written communication skills\n\nGood organizational skills\n\nCritical and analytical skills\n\nMicrosoft Word, Excel, and Outlook\n\nEDUCATION\n4-year Business degree. 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