{"id":3013061,"url":"https://alion.io/job/idfc-first-bank-principal-data-analyst-rural-analytics","title":"Principal Data Analyst - Rural Analytics","company":{"id":720227,"name":"IDFC FIRST Bank","domain":"idfcfirst.bank.in","url":"https://alion.io/company/idfcfirst","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"lead","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Mumbai, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":16500,"max_usd":38000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":702},"experience_years_min":10,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false}],"status":"live","first_seen_at":"2026-10-21T15:35:00Z","employer_posted_date":null,"last_verified_at":"2026-10-21T15:35:00Z","board_verified":false,"closed_at":null,"days_open":6,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":6},"description":"We are looking for an experienced Principal Data Analyst to lead complex analytics initiatives within the Rural Analytics team. The role requires a strong combination of advanced analytics, statistical and machine learning modelling, banking/business understanding, stakeholder management, and team leadership. The individual will independently own critical analytical workstreams, translate complex business problems into data-driven solutions, and work closely with senior stakeholders to increase the adoption of analytics across business decision-making.\n\nThe core responsibilities for the job include the following:\n\nAdvanced Analytics and Business Insights: \nLead analytics initiatives across banking products covering areas such as risk, customer propensity, pricing, portfolio performance, and customer targeting.\nTranslate complex business problems into structured analytical approaches and actionable recommendations.\nAnalyze large and complex datasets to identify customer behavior, portfolio trends, business opportunities, and risk indicators.\nGenerate actionable insights that improve business performance, customer outcomes, portfolio quality, and decision-making.\n\nPredictive Modelling and Scorecards: \nBuild and enhance application, behavior, and propensity scorecards using traditional statistical as well as machine learning techniques.\nDevelop predictive models to support customer acquisition, targeting, risk management, pricing, and portfolio strategies.\nOwn the end-to-end analytics lifecycle, including data collection, data preparation, exploratory analysis, model development, validation, interpretation, and insight generation.\nWork hands-on with analytical tools such as Python, R, SAS, and other relevant modelling platforms.\n\nCustomer and Portfolio Analytics: \nDesign analytical solutions to identify the right customer, the right offer, and the right channel to maximize conversion and customer engagement.\nDevelop data-driven strategies to improve portfolio quality and manage delinquency.\nSupport the development and continuous improvement of business and risk decision strategies.\nTrack the performance of implemented analytical strategies and recommend enhancements based on outcomes.\n\nStakeholder Management and Decision Support: \nPartner closely with Product, Sales, Credit, Operations, Technology, and other cross-functional stakeholders.\nClearly communicate analytical findings, model outputs, recommendations, and business implications to both technical and non-technical stakeholders.\nDrive greater adoption of analytics and analytical models in business decision-making.\nWork with internal teams and external partners to build, implement, track, and improve analytical solutions.\n\nLeadership and Project Ownership: \nIndependently own complex analytical workstreams with minimal supervision.\nManage projects from problem definition through analysis, implementation, and performance tracking.\nMentor and guide team members to ensure high-quality and timely delivery.\nEstablish effective analytical processes and ensure adherence to internal controls and documentation requirements.\nConduct research and evaluate new analytical approaches relevant to business problems.\n\nRequirements: \n10-12 years of relevant experience in data analytics, advanced analytics, risk analytics, customer analytics, or related areas.\nStrong analytical thinking and structured problem-solving capabilities.\nStrong experience in predictive modelling and statistical analysis, including traditional and machine learning techniques.\nHands-on experience with Python; exposure to R and/or SAS is valuable.\nExperience building application, behavior, propensity, or similar analytical scorecards.\nStrong understanding of translating analytical outputs into business strategies and decisions.\nExcellent stakeholder management and communication skills.\nAbility to independently lead complex analytical projects.\nStrong people management, mentoring, and team leadership capabilities.\nGraduate or postgraduate qualification.\nAn MBA / master's degree in economics, statistics, analytics, or a related quantitative discipline is preferred.\nA B. Tech / Bachelor's degree in computer science or another relevant discipline is also suitable.\n\nPreferred Qualifications\nCandidates with experience in banking, financial services, lending, risk analytics, customer analytics, portfolio analytics, or other data-intensive financial services environments will be particularly relevant.\nSkills\nadvanced analytics, customer analytics, data analytics, machine learning, predictive modelling, python, risk analytics, statistical analysis","description_format":"text","description_chars":4630,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Cards & Card Issuing"],"lifecycle":[{"event":"open","at":"2026-10-21T15:35:00Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":6,"expected_fill_days":42,"reasons":["seen:6","velocity","win:early"],"computed_at":"2026-10-28T05:59:10Z"},"pay":null,"html_url":"https://alion.io/job/idfc-first-bank-principal-data-analyst-rural-analytics","json_url":"https://alion.io/job/idfc-first-bank-principal-data-analyst-rural-analytics.json","meta":{"generated_at":"2026-10-28T06:11:01Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":8052,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-29T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":720227},"rest":"https://alion.io/mcp/rest/get_company?id=720227"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fidfc-first-bank-principal-data-analyst-rural-analytics"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fidfc-first-bank-principal-data-analyst-rural-analytics"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fidfc-first-bank-principal-data-analyst-rural-analytics"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/idfc-first-bank-principal-data-analyst-rural-analytics\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fidfc-first-bank-principal-data-analyst-rural-analytics"}]}