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Salary
$47k – $97k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Architect · 15+ years exp
Overview
Company
Impact
Profile match
IDFC FIRST Bank is an Indian private sector bank headquartered in Mumbai, formed in 2018 through the merger of IDFC Bank and Capital First. The institution provides a comprehensive range of financial products including savings and current accounts, personal and business loans, credit cards, wealth management services, and insurance. It operates an extensive network of branches and ATMs across India, serving retail, MSME, and corporate customers with a focus on digital-first banking solutions.

Responsibilities:

  • Define and execute the Payments technology strategy aligned with business goals and enterprise architecture roadmap.
  • Own the Payments technology tower covering solution design, engineering delivery, application support, modernisation, and operational excellence.
  • Lead transformation initiatives across payment platforms including ATM, CTS, Debit Cards, Credit Cards, Card Switch, NEFT, RTGS, IMPS, UPI, and core banking integrations.
  • Partner with business leaders, Enterprise Architects, Cybersecurity, Operations, and delivery teams to drive effective technology solutions.
  • Ensure architecture, security, scalability, performance, and operational resilience standards are embedded across payment solutions.
  • Drive adoption of cloud technologies, API-led integration, automation, AI/ML capabilities, and modern engineering practices.
  • Manage delivery outcomes, technology risks, dependencies, and governance for strategic Payments initiatives.
  • Lead, mentor, and develop a high-performing Payments technology team including architects, engineers, and support teams.
  • Manage resource planning, team performance, vendor relationships, and continuous capability development.
  • Ensure compliance with enterprise standards, regulatory requirements, and cybersecurity frameworks.

Requirements:

  • Bachelor's or Master's degree in Computer Science, Information Technology, Engineering, or a related field.
  • 15+ years of experience in Banking Technology, Payments, Enterprise Architecture, or Digital Transformation.
  • Strong experience managing large-scale Payments platforms and technology teams.
  • Expertise in payment domains including ATM, Cards, NEFT, RTGS, IMPS, UPI, Card Switch, and Core Banking integrations.
  • Experience in enterprise solution architecture, modernisation, cloud adoption, and technology transformation.
  • Strong understanding of cybersecurity, operational resilience, APIs, microservices, cloud-native architectures, and DevOps practices.
  • Exposure to AWS and other hyperscaler platforms.
  • Experience using AI/ML-assisted development tools and modern engineering practices.
  • Strong leadership, stakeholder management, communication, and decision-making skills.
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