{"id":727228,"url":"https://alion.io/job/incard-senior-product-owner-data-ai","title":"Senior Product Owner (Data / AI)","company":{"id":678777,"name":"Incard","domain":"incard.com","url":"https://alion.io/company/incard","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"D","score":40,"open_postings":12,"ghost_share":1,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-11-06T05:58:05Z"}},"role":"Product","role_family":"Product","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":99000,"max_usd":185000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":51},"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Anomaly Detection","optional":false},{"name":"Machine Learning","optional":false},{"name":"Recommender Systems","optional":true}],"status":"live","first_seen_at":"2025-12-15T14:54:51Z","employer_posted_date":"2025-12-15","last_verified_at":"2026-11-06T06:36:39Z","board_verified":true,"closed_at":null,"days_open":325,"trust":{"level":"ghost","repost_count":0,"flags":["stale","company_stale"],"days_open":325},"description":"About Incard\nIncard’s mission is to build the financial operating system for entrepreneurs.\nWe are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.\nThrough the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.\nWho We’re Looking For\nWe’re looking for a Senior Product Owner (Data / AI) who operates like a mini-CEO for our intelligence layer.\nYou’ll own data-driven product domains such as analytics, forecasting, benchmarking, anomaly detection, recommendations, and AI-powered financial insights. You’ll work at the intersection of data science, analytics, AI, and product, partnering closely with Analytics, AI, Backend, and Product teams.\nThis role is ideal for someone with a data science or analytics background who wants to turn models, metrics, and signals into clear, actionable product experiences for business users.\nWhat You’ll Do\nOwn a Data & AI Product Vertical End-to-End\nAct as the founder of your data/AI domain\n\nOwn vision, scope, quality, and outcomes with minimal supervision\n\nTranslate complex data capabilities into real product value\n\nData & AI Product Strategy\nDefine product use cases for analytics, forecasting, and AI-driven insights\n\nPartner with data scientists to shape models, assumptions, and outputs\n\nDecide what to build vs what to infer, predict, or automate\n\nDefine success metrics focused on accuracy, usefulness, and adoption\n\nWorking with Analytics & AI Teams\nCollaborate closely with Analytics and AI teams on data pipelines, models, and features\n\nTurn raw data, signals, and predictions into user-facing insights and workflows\n\nEnsure explainability, trust, and clarity in AI-powered outputs\n\nBalance precision with usability - perfect models that users don’t understand are not success\n\nExecution & Delivery\nWrite clear product requirements, specs, and acceptance criteria for data & AI features\n\nBreak down complex initiatives into deliverable milestones\n\nSupport engineers and data scientists with fast decisions and prioritisation\n\nManage iterations after launch based on usage, feedback, and performance\n\nQuality, Ethics & Reliability\nOwn validation of data quality, assumptions, and edge cases\n\nEnsure robustness around missing data, anomalies, and model failure modes\n\nWork closely with compliance and risk teams on AI governance and explainability\n\nEnsure responsible use of AI in regulated financial contexts\n\nCross-Functional Ownership\nCollaborate with frontend, mobile, backend, and customer-facing teams\n\nAlign data products with business, regulatory, and operational needs\n\nCreate clear internal documentation for models, metrics, and decision logic\n\nSupport hiring and help shape your future data/AI squad\n\nWhat We’re Looking For\n4-7+ years of experience in Data Product, Analytics Product, or Data Science-led product roles\n\nStrong background in data science, analytics, or applied machine learning\n\nExperience turning data and models into real product features\n\nStrong understanding of metrics, experimentation, forecasting, and data pipelines\n\nAbility to write clear, structured specs for data and AI-driven systems\n\nComfortable working with ambiguity, probabilistic outcomes, and imperfect data\n\nHighly organised, analytical, and outcome-focused\n\nStrong communication skills - able to explain complex concepts simply\n\nNice to Have\nExperience in fintech, payments, or financial analytics\n\nExperience with forecasting, anomaly detection, or recommendation systems\n\nFamiliarity with BI tools, experimentation frameworks, or ML platforms\n\nExperience working on AI assistants, copilots, or decision-support tools\n\nMindset We Look For\nMini-CEO mentality - you own intelligence outcomes, not just models\n\nData-first thinking with strong product judgement\n\nObsession with clarity, trust, and real-world usefulness\n\nComfortable making decisions with incomplete or noisy data\n\nLow-ego, highly collaborative partner to engineers and data scientists\n\nStartup DNA - fast iteration, ownership, no bureaucracy\n\nBenefits:\nCompetitive cash-based compensation\n\nIncard stock options\n\n25 days of paid time off per year, plus bank holidays and your birthday off\n\nGlobal health insurance and unlimited paid sick leave","description_format":"text","description_chars":4300,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Health insurance","Stock options"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Artificial Intelligence","Cards & Card Issuing","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-09-11T08:44:23Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"evidence":"Licensed UK visa sponsor (Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Skilled Worker","cap_exempt":false,"checked_at":"2026-11-06T06:20:25+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":6,"band":"cold","label":"Long shot","p_open":1,"p_active":0.2,"p_room":0.28,"age_days":325,"expected_fill_days":36,"reasons":["conf:3","stale_co","ghost","win:tail","crowd:"],"computed_at":"2026-11-06T05:58:05Z"},"pay":null,"html_url":"https://alion.io/job/incard-senior-product-owner-data-ai","json_url":"https://alion.io/job/incard-senior-product-owner-data-ai.json","meta":{"generated_at":"2026-11-06T10:22:11Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":18649,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-07T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":678777},"rest":"https://alion.io/mcp/rest/get_company?id=678777"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fincard-senior-product-owner-data-ai"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fincard-senior-product-owner-data-ai"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fincard-senior-product-owner-data-ai"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/incard-senior-product-owner-data-ai\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fincard-senior-product-owner-data-ai"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":727228}},{"tool":"search_jobs","arguments":{"company":"incard.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":727228},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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