{"id":2395458,"url":"https://alion.io/job/independence-pet-group-senior-product-analyst-coverage-forms","title":"Senior Product Analyst, Coverage & Forms","company":{"id":2952795,"name":"Independence Pet Group","domain":"independencepetgroup.com","url":"https://alion.io/company/independencepetgroup","size_band":"11-50","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["United States"],"countries":["US"],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":82275,"max":102843,"currency":"USD","period":"year","gross":null,"usd_annual":102843},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-12T22:29:30Z","employer_posted_date":"2026-10-12","last_verified_at":"2026-10-22T17:36:04Z","board_verified":true,"closed_at":null,"days_open":9,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":9},"description":"Established in 2021,Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.\nWe believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi-brand and omni-channel approach include our own insurance carrier, insurance brands and partner brands.\nSenior Product Analyst, Coverage & Forms\nThis role is based in the US and is a fully remote position\nPosition Summary\nThe Senior Analyst, Coverage & Forms (Product Underwriting) plays a key role in the development, maintenance, compliance, and enhancement of pet insurance policy forms, coverage language, and underwriting guidelines. This position partners closely with Product, Actuarial, Underwriting, Compliance, MGA partners, and other stakeholders to ensure policy language accurately reflects pricing, underwriting intent, regulatory requirements, and customer needs.\nThe ideal candidate combines strong insurance product knowledge, coverage form development experience, regulatory awareness, and exceptional project management skills to support the ongoing evolution of the organization's products and underwriting practices.\nKey Responsibilities\nCoverage & Forms Development\nDraft, revise, and maintain policy coverage forms, endorsements, customer notices, and other insurance-related documents.\nDevelop coverage and benefit language that aligns with actuarial pricing, underwriting guidelines, business objectives, and customer needs.\nAssist in the development and execution of insurance product, coverage, and forms strategies.\nCreate side-by-side coverage comparisons and competitive analyses to support product enhancements and regulatory filings.\nIdentify opportunities to improve coverage language, policy forms, underwriting guidelines, and related documentation.\nRegulatory Compliance & Filings\nEnsure policy forms and coverage language comply with applicable state regulations, statutes, and filing requirements.\nPrepare filing documentation and assist with regulatory submissions and responses to Department of Insurance inquiries.\nValidate form revisions using compliance tools and regulatory resources.\nMaintain controls, documentation standards, and workflow processes supporting forms development and implementation.\nStakeholder Collaboration\nPartner with Product, Underwriting, Actuarial, Compliance, Legal, Operations, and MGA stakeholders to support product development initiatives.\nLead stakeholder discussions to gather input, build consensus, and secure approvals for coverage and form changes.\nPresent recommendations, analyses, and project updates to business leaders and cross-functional teams.\nServe as a subject matter resource for coverage, forms, and underwriting-related questions.\nUnderwriting & Product Support\nSupport the development and maintenance of underwriting guidelines, procedures, and controls.\nEnsure underwriting guidelines are appropriately reflected in organizational products, policies, and procedures.\nConduct impact assessments related to coverage, forms, and underwriting changes.\nProvide underwriting input on complex, escalated, large loss, fraud, or unique coverage situations when appropriate.\nIdentify areas of underwriting or coverage risk and recommend improvements.\nImplementation & Documentation\nManage project timelines, deliverables, and implementation activities related to coverage and forms revisions.\nSupport testing, validation, and implementation of form changes within quoting, issuance, rating, and policy administration systems.\nDevelop communications, training materials, procedural documentation, and stakeholder resources related to coverage and forms changes.\nMaintain high-quality documentation and version control standards across forms and underwriting materials.\nQualifications\nRequired Experience\n5+ years of insurance industry experience in coverage development, policy forms, underwriting, product management, compliance, or a related discipline.\nExperience drafting, revising, and maintaining insurance policy language and coverage forms.\nKnowledge of insurance regulatory requirements and state filing processes.\nExperience managing multiple projects and timelines simultaneously.\nStrong analytical, organizational, and documentation skills.\nPreferred Experience\nProperty & Casualty, Pet Insurance, Specialty Insurance, or Personal Lines insurance experience.\nExperience working with product filings and Department of Insurance submissions.\nExperience supporting underwriting guideline development and implementation.\nExperience conducting competitive coverage reviews and product comparisons.\nKnowledge of veterinary terminology, animal health concepts, or pet insurance products.\nEducation\nCandidates must meet one of the following requirements:\nAssociate's Degree and relevant industry experience; or\nEquivalent combination of education and experience; or\nCertified Veterinary Technician (CVT); or\nRegistered Veterinary Technician (RVT).\nSuccess Profile\nThe successful candidate will demonstrate:\nStrong attention to detail and commitment to accuracy.\nExcellent written communication and policy drafting skills.\nAbility to balance regulatory requirements with business objectives.\nStrong collaboration and stakeholder management capabilities.\nSound judgment and problem-solving skills.\nAbility to operate independently while managing multiple priorities.\nIntellectual curiosity and a continuous improvement mindset.\nHigh-quality, well-reasoned work product and ownership of deliverables.\nWhy Join Us\nThis position offers the opportunity to directly influence the design, compliance, and evolution of pet insurance products while partnering across Product, Actuarial, Underwriting, Compliance, and Operations. The role provides significant visibility, ownership, and impact in shaping coverage offerings that drive both business growth and customer value.\nCompensation\nBase pay range: $82,275 - $102,843 per year. This is the range we reasonably expect to pay at hire. Placement within the range depends on job-related factors such as experience, skills, and certifications.\nBase pay is one part of a total rewards package that includes the benefits listed below.\nAll of our jobs come with great benefits including healthcare, parental leave and opportunities for career advancements. Some offerings are dependent upon the location of where you work and can include the following:\nComprehensive full medical, dental and vision Insurance\n\nBasic Life Insurance at no cost to the employee\n\nCompany paid short-term and long-term disability\n\n12 weeks of 100% paid Parental Leave\n\nHealth Savings Account (HSA)\n\nFlexible Spending Accounts (FSA)\n\nRetirement savings plan\n\nPersonal Paid Time Off\n\nPaid holidays and company-wide Wellness Day off\n\nPaid time off to volunteer at nonprofit organizations\n\nPet friendly office environment\n\nCommuter Benefits\n\nGroup Pet Insurance\n\nOn the job training and skills development\n\nEmployee Assistance Program (EAP)\n\nInterview Technology Notice:\nPlease note that phone and video interviews or screenings may be recorded and transcribed using interview technology to support our recruitment process.\nBy continuing with the interview, you consent to this use.\nText Messaging Notice:\nIf you provide a mobile phone number, you may receive job-related communications via text message. Message and data rates may apply.\nYou may opt out of text communications at any time by replying “STOP.”","description_format":"text","description_chars":7765,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"associate","optional":false},"security_clearance":false,"languages":[]},"benefits":["Life insurance","Parental leave","Pet friendly","Retirement plans","Vision insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Property & Casualty Insurance","InsurTech"],"lifecycle":[{"event":"open","at":"2026-10-12T22:29:30Z"}],"visa":[],"liveness":{"score":36,"band":"fade","label":"Fading","p_open":1,"p_active":0.381,"p_room":0.945,"age_days":9,"expected_fill_days":14,"reasons":["conf:13","velocity","win:mid"],"computed_at":"2026-10-22T06:10:10Z"},"pay":{"stated_usd_annual":102843,"is_top_pay":false},"html_url":"https://alion.io/job/independence-pet-group-senior-product-analyst-coverage-forms","json_url":"https://alion.io/job/independence-pet-group-senior-product-analyst-coverage-forms.json","meta":{"generated_at":"2026-10-22T20:05:38Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3878,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-23T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2952795},"rest":"https://alion.io/mcp/rest/get_company?id=2952795"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Findependence-pet-group-senior-product-analyst-coverage-forms"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Findependence-pet-group-senior-product-analyst-coverage-forms"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Findependence-pet-group-senior-product-analyst-coverage-forms"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/independence-pet-group-senior-product-analyst-coverage-forms\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Findependence-pet-group-senior-product-analyst-coverage-forms"}]}