{"id":1525922,"url":"https://alion.io/job/ing-group-credit-decision-models-developer","title":"Credit Decision Models Developer","company":{"id":3744,"name":"ING Group","domain":"ing.com","url":"https://alion.io/company/ing","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":86,"open_postings":86,"ghost_share":0,"stale_share":0.767,"repost_share":0,"time_to_fill_p50_days":20,"computed_at":"2026-10-03T05:45:00Z"}},"role":"Early Careers","role_family":"Early Careers","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Warsaw, Poland"],"countries":["PL"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Agile","optional":false},{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"Kanban","optional":true},{"name":"Scrum","optional":true}],"status":"live","first_seen_at":"2026-09-30T14:03:26Z","employer_posted_date":"2026-09-30","last_verified_at":"2026-10-04T02:20:54Z","board_verified":true,"closed_at":null,"days_open":3,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":3},"description":"ING Hubs Poland is hiring!\nThe expected salary for this position: - 9600 - 18 000 PLN gross.\nThe financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.\nWe are looking for you, if you have:\nan advanced degree (PhD or Masters) in a quantitative discipline, such as Data Science, Statistics, Mathematics, Physics, Econometrics, Quantitative Finance or related field,\nknowledge of machine learning methods: supervised and unsupervised learning, classification, regression, etc.,\nexperience in development of credit risk models in a financial institution or related industry,\nanalytical skills with the ability to describe models, effectively articulate and document model’s structure, logic and results,\nexperience writing code in Python/SAS (or other statistical programming language as a plus), data processing and advanced visualization,\nknowledge of credit risk management process, including application of credit risk models like e.g., credit decision scorecards, early warning systems, collection systems, IRB, IFRS9 etc.,\nEnglish verbal and writing proficiency.\nYou'll get extra points for:\nknowledge of regulatory framework for credit risk management (IRB, IFRS9, etc.) and lending process,\nexperience with the Agile way of working,\ncode versioning - git.\nYour responsibilities:\nperform development and periodical monitoring of credit risk models like e.g. credit decision, affordability, EWS models across global ING business lines and locations,\nensure models are conceptually sound and appropriate,\nensure model compliance with regulations, internal policies and industry best practices,\nperform analyses and reports within credit risk management area,\ncollaborate closely with cross-functional teams including model validator, risk managers, and business stakeholders and promote best practices,\nstay up-to-date with industry trends and regulatory guidelines, in particular related to advanced analytics models to be able to contribute to the continuous improvement of credit decisioning.\nInformation about the Team:\nAt ING Hubs Poland and ING group we follow the Agile approach and mindset. We use flexible frameworks like Scrum and Kanban at our everyday work. We are innovative and we trust people we work with. The broad autonomy our employees have, stimulates motivation and creativity what allows us to adapt to the changing requirements of business partners. Small units called squads are the core of our organization. They have clear vision of products, overcome challenges autonomously and based on team cooperation, work out the most flexible and effective way of working. You will work in the Credit Risk Modelling team, whose mission is to understand, implement, maintain and develop operational credit scoring models / credit decision models. You will also report and monitor them. As Credit Risk Modeller, you develop statistical models as a basis on which to evaluate the various credit risk parameters at the bank. You will work in a dynamic environment at the forefront of new developments in the field of credit risk management.\nThe role naming convention in the global ING job architecture will be “Model Developer III”.","description_format":"text","description_chars":3225,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"master","optional":false},"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-09-30T14:03:26Z"}],"visa":[],"liveness":{"score":63,"band":"ok","label":"Likely open","p_open":1,"p_active":0.632,"p_room":1,"age_days":2,"expected_fill_days":20,"reasons":["conf:14","stale_co","velocity","win:early","comp:brand"],"computed_at":"2026-10-03T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/ing-group-credit-decision-models-developer","json_url":"https://alion.io/job/ing-group-credit-decision-models-developer.json","meta":{"generated_at":"2026-10-04T02:48:18Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":4172,"day_limit":5000,"remaining_today":828,"minute_limit":60,"resets_at":"2026-10-05T00:00:00Z"}}}