{"id":1302397,"url":"https://alion.io/job/instaswitch-software-engineer-full-stack","title":"Software Engineer, Full Stack","company":{"id":3784162,"name":"InstaSwitch","domain":"instaswitch.co","url":"https://alion.io/company/instaswitch","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Gem","truth_index":null},"role":"Backend","role_family":"Backend","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Chicago, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":100000,"max":140000,"currency":"USD","period":"year","gross":null,"usd_annual":140000},"salary_estimate":null,"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"AWS","optional":false},{"name":"Lit","optional":false},{"name":"Python","optional":false},{"name":"Ruby on Rails","optional":false},{"name":"TypeScript","optional":false},{"name":"JavaScript","optional":true},{"name":"React.js","optional":true},{"name":"Ruby","optional":true},{"name":"Web Components","optional":true}],"status":"live","first_seen_at":"2026-05-04T23:32:24Z","employer_posted_date":"2026-05-04","last_verified_at":"2026-09-26T15:48:45Z","board_verified":false,"closed_at":null,"days_open":146,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":146},"description":"Software Engineer, Full Stack\nChicago | Engineering | In office | Full-time\nCompensation Range: $100k-$140k\nAbout InstaSwitch\nInstaSwitch is the fastest way for banks and fintech platforms to activate new accounts, driving deposits and primary relationships. Businesses hesitate to switch accounts due to time and complexity, leading to lost primacy. InstaSwitch automates switching, seamlessly moving income sources, payroll, and spend with minimal effort.\nAbout This Role\nAccount switching is a genuinely hard problem - moving payroll, recurring payments, and spending patterns from one financial institution to another requires integrating with a fragmented ecosystem of banks, financial aggregators, and merchant sites, often with inconsistent APIs and incomplete data. We're building the infrastructure that makes this seamless at scale, and we're doing it with a small team that moves fast and owns everything it builds.\nWe need a strong full-stack engineer who thrives on variety. You'll work across a Rails backend, a TypeScript/Lit frontend, Python microservices, and AWS infrastructure - sometimes in the same day. The work ranges from building partner-facing APIs and banking integrations to shipping frontend components to standing up new services from scratch. If you're energized by a high-variety workload where your decisions run in production for years, this is the right role.\nWhat You’ll Do\nBuild and scale our backend infrastructure using Rails 7+\nContribute to our Lit/TypeScript frontend and client SDK\nBuild seamless API integrations with banking platforms and financial services\nRapidly prototype, test, ship, and iterate on new features\nMaintain and scale secure AWS infrastructure\nCollaborate closely with a small, senior team on architecture and technical direction\nWhat We’re Looking For\n4+ years of software engineering experience\nStrong Ruby on Rails experience\nProficient in TypeScript\nFintech experience\nComfortable working across the stack and in AWS\nComfortable building and iterating without a lot of process scaffolding\nStartup or small team experience\nSelf-directed and effective in ambiguous problem spaces - you figure things out rather than waiting for clear requirements\nNice to Have\nExperience with Lit or web components\nReact or equivalent frontend framework experience\nWeb automation experience\nExperience with financial data provider integrations (Plaid, Teller, etc.)\nPython proficiency\nWhy InstaSwitch\nSmall team, real ownership, hard problems. You won't be maintaining someone else's system - you'll be building ours. If you want your work to matter and your opinions to be heard, this is the right stage to join.\nBenefits\nCompetitive salary ($100k-$140k) w. equity options\nHealth, dental, and vision benefits\nHigh-impact role with direct influence on product direction\nHow to Apply\nIf this sounds like your kind of opportunity, we’d love to hear from you. Send your resume to . We're happy to see side projects, open source contributions, or links to things you've built, whatever you think best represents you.\nCompensation\nThe base pay range for this role is $100,000 - $140,000 per year.","description_format":"text","description_chars":3161,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-09-26T12:05:50Z"}],"liveness":{"score":7,"band":"cold","label":"Long shot","p_open":1,"p_active":0.247,"p_room":0.28,"age_days":146,"expected_fill_days":16,"reasons":["conf:37","win:tail","crowd:"],"computed_at":"2026-09-28T05:45:00Z"},"pay":{"stated_usd_annual":140000,"is_top_pay":false},"html_url":"https://alion.io/job/instaswitch-software-engineer-full-stack","json_url":"https://alion.io/job/instaswitch-software-engineer-full-stack.json","meta":{"generated_at":"2026-09-28T22:15:04Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":236,"day_limit":5000,"remaining_today":4764,"minute_limit":60,"resets_at":"2026-09-29T00:00:00Z"}}}