{"id":74303,"url":"https://alion.io/job/iwoca-full-stack-engineer-byg-de","title":"Full-Stack Engineer - Operations Engineering Team","company":{"id":6070,"name":"iwoca","domain":"iwoca.co.uk","url":"https://alion.io/company/iwoca","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":83,"open_postings":9,"ghost_share":0,"stale_share":0.667,"repost_share":0,"time_to_fill_p50_days":52,"computed_at":"2026-10-16T05:45:00Z"}},"role":"Backend","role_family":"Backend","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":75000,"max":90000,"currency":"GBP","period":"year","gross":null,"usd_annual":118950},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"CI/CD","optional":false},{"name":"Claude Code","optional":false},{"name":"Cursor","optional":false},{"name":"Django","optional":false},{"name":"FastAPI","optional":false},{"name":"PostgreSQL","optional":false},{"name":"Python","optional":false},{"name":"TypeScript","optional":false}],"status":"live","first_seen_at":"2026-08-22T14:22:11Z","employer_posted_date":"2026-08-22","last_verified_at":"2026-10-16T22:57:29Z","board_verified":true,"closed_at":null,"days_open":55,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":55},"description":"Full-Stack Engineer - Operations Engineering Team\nHybrid in London - one or two office days per week\nWe’re looking for a Full-Stack Engineer to build the systems that power iwoca’s German business.\nYou’ll join the Operations Engineering team, a cross-functional group that builds the proprietary tools (like our CRM) that our German operations staff use every day. You’ll own high-impact projects from the ground up, using your technical experience and curious mindset to improve how we serve small businesses while also helping to level up the wider engineering team.\nThe company\nSmall businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.\nThat's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed.\nWe’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.\nThe team\nThe Operations Engineering team is a cross-functional group consisting of three full-stack engineers and one product manager. The team works closely with the Operations, Operations Strategy and Analytics teams to deliver impactful changes across the wider Operations function. The team builds and maintains the internal systems - including tools for underwriting, notifications, and account management - that power iwoca’s German market. They support more than 70 colleagues across sales, credit, and collections who rely on these tools every day.\nAs the German business grows, the Operations Engineering team is moving beyond small improvements and into reworking how work is done. By reducing manual steps and improving how information flows through the company, the team directly influences how quickly other teams can act, how reliably iwoca can support its customers, and where we can most effectively spend human effort.\nThe role\nYou’ll work on the systems that internal teams rely on to serve customers. You’ll take an initial problem, engage with stakeholders, and develop solutions through to delivery and see the outcome in daily use. You’ll design and build full-stack services that support core operational workflows, including customer communication, underwriting, and collections.\nSimplify workflows: You’ll decide when and what to automate, translating operational needs into reliable code that reduces manual effort.\n\nEvolve the architecture: You’ll identify ways to modernise our systems, managing trade-offs to keep them dependable as they scale.\n\nAdvocate for quality: You’ll be a key part of the team, using code reviews and design sessions to advocate for better engineering practices and staff user experiences.\n\nExpand your scope: You’ll join a growing team that supports individual ownership, offering you opportunities to lead projects end-to-end, developing your commercial judgement.\n\nThe requirements\nEssential:\nProven track record designing and building backend systems using Python, with the ability to work across front-end codebases, particularly React or TypeScript, to deliver projects end to end.\n\nYou use AI (like Cursor, Claude Code or similar) in your daily flow-whether for work or for fun. You use it to blast through boilerplate and research, so you can focus on the hard parts: complex architecture, rigour, and high-stakes decision-making.\n\nExperience working with relational databases, ideally PostgreSQL or similar, with an understanding of performance and maintainability considerations.\n\nAble to use lateral thinking to anticipate technical challenges and to improve existing systems that support complex workflows.\n\nA track record of taking work from an initial problem through to delivery, including shaping solutions, making trade-offs, and iterating based on how systems are used.\n\nStrong communication skills to be able to explain complex technical topics in simple terms and to articulate and influence decision making within the team.\n\nBonus:\nKnowing how to scale systems: Familiarity with working on internal tools or platforms used by large operational teams.\n\nFramework experience across Python and TypeScript such as Django, FastAPI and React.\n\nModern deployment experience: Working with CI/CD pipelines or deployment workflows.\n\nA data-driven mindset: Using data or metrics to assess whether changes have had the intended effect.\n\nThe salary\nWe expect to pay from £75,000-£90,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.\nThe culture\nAt iwoca, we prioritise a culture of learning, growth, and support, and invest in the development of our team members. We value thought and skill diversity, and encourage people to explore new areas of interest, adopt better tools - including AI - and apply sound judgement so our products and decisions improve over time.\nThe offices\nWe put a lot of effort into making iwoca a great place to work:\nOffices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.\n\nEvents and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions.\n\nThe benefits\nFlexible working hours.\n\nMedical insurance from Vitality, including discounted gym membership.\n\nA choice between a dedicated dental plan or a health cash plan that reimburses everyday medical expenses.\n\nA private GP service (separate from Vitality) for you, your partner, and your dependents.\n\n25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.\n\nA one-month, fully paid sabbatical after four years.\n\nInstant access to external counselling and therapy sessions for team members that need emotional or mental health support.\n\n3% Pension contributions on total earnings.\n\nAn employee equity incentive scheme.\n\nGenerous parental leave and a nursery tax benefit scheme to help you save money.\n\nElectric car scheme and cycle to work scheme.\n\nTwo company retreats a year: we’ve been to France, Italy, Spain, and further afield.\n\nAnd to make sure we all keep learning, we offer:\nA learning and development budget for everyone.\n\nCompany-wide talks with internal and external speakers.\n\nAccess to learning platforms like Treehouse.\n\nUseful links:\niwoca benefits & policies\n\nInterview welcome pack","description_format":"text","description_chars":6838,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual leave","Equity","Flexible schedule","Gym membership","Health insurance","Parental leave"],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Business & SME Lending"],"lifecycle":[{"event":"open","at":"2026-08-22T14:22:11Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"evidence":"Licensed UK visa sponsor (Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Skilled Worker","cap_exempt":false,"checked_at":"2026-10-16T06:21:30+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":37,"band":"fade","label":"Fading","p_open":1,"p_active":0.682,"p_room":0.55,"age_days":54,"expected_fill_days":52,"reasons":["conf:0","velocity","win:tail"],"computed_at":"2026-10-16T05:45:00Z"},"pay":{"stated_usd_annual":118950,"is_top_pay":false},"html_url":"https://alion.io/job/iwoca-full-stack-engineer-byg-de","json_url":"https://alion.io/job/iwoca-full-stack-engineer-byg-de.json","meta":{"generated_at":"2026-10-16T23:38:16Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5671,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-17T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":6070},"rest":"https://alion.io/mcp/rest/get_company?id=6070"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fiwoca-full-stack-engineer-byg-de"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fiwoca-full-stack-engineer-byg-de"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fiwoca-full-stack-engineer-byg-de"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/iwoca-full-stack-engineer-byg-de\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fiwoca-full-stack-engineer-byg-de"}]}