Credit Analyst

Hire Resolve • Bachelor's Degree • Microsoft Excel • 2 days ago
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Salary
$21k – $24k per year
Location
In office (Cape Town)
Seniority
Junior · 2+ years exp
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 20, 2026. First seen by Alion on Sep 18, 2026. Hire Resolve scores D on the Alion truth index.

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Hire Resolve

Hire Resolve is a recruitment and executive search agency headquartered in Cape Town, South Africa, filling permanent and contract roles for client companies in Africa, the Middle East, Europe and North America. Its assignments span engineering and construction, manufacturing, hospitality, legal, finance, IT and energy clients, and it also recruits mechanics and maintenance technicians from South Africa for employers in the Netherlands. Recent searches include structural and civil engineers, construction superintendents and MEP project managers, tax managers, personal injury attorneys and paralegals, hotel managers, luxury housekeeping staff and HVAC technicians.
hireresolve.com • HQ: Cape Town, South Africa • Executive Search • Recruiting & Staffing • Est. 2004

Credit Analyst | Cape Town V/A Waterfront

Hire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.

Key Responsibilities:

  • Credit Risk Assessment: Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.

  • Underwriting: Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.

  • Regulatory Compliance: Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA.

  • Portfolio Monitoring: Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.

  • Stakeholder Collaboration: Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.

  • Innovation: Support the integration of data-driven solutions and credit scorecards for risk segmentation.

Requirements:

  • Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.

  • Experience: 2+ years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.

  • Technical Knowledge: In-depth, practical knowledge of the NCA is essential.

  • Skills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.

  • Advantageous: Experience in drafting legal agreements or familiarity with alternative collateral.

  • Culture Fit: Must be highly methodical and thrive in an entrepreneurial, start-up environment. Strong school and sport background.

Position Details:

  • Remuneration: R350,000 - R400,000 per annum (TCTC).

  • Location: Cape Town.

Ready to help shape the future of specialist lending?

? Email your CV to [email protected]

? Visit www.hireresolve.com

Please send your CV alongside all supporting documents, as well as identification to be considered.

Further motivation:Please highlight any sport interest/backgrounds, strong school performance or involvement, and personality.

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