{"id":1036280,"url":"https://alion.io/job/job-mail-credit-analyst-3","title":"Credit Analyst","company":{"id":678136,"name":"Hire Resolve","domain":"hireresolve.com","url":"https://alion.io/company/hireresolve","size_band":null,"is_staffing_agency":true,"employer_type":"agency","is_intermediary":false,"listed_via":"jobmail.co.za","ats_vendor":"Workable","truth_index":{"grade":"D","score":46,"open_postings":620,"ghost_share":0.906,"stale_share":0,"repost_share":0.324,"time_to_fill_p50_days":14,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Cape Town, South Africa"],"countries":["ZA"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":350000,"max":400000,"currency":"ZAR","period":"year","gross":null,"usd_annual":24302},"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false}],"status":"live","first_seen_at":"2026-09-18T16:26:45Z","employer_posted_date":"2026-10-18","last_verified_at":"2026-10-18T15:28:36Z","board_verified":false,"closed_at":null,"days_open":32,"trust":{"level":"ghost","repost_count":5,"flags":["repost","company_stale"],"days_open":31},"description":"Credit Analyst | Cape Town V/A Waterfront\nHire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.\nKey Responsibilities:\nCredit Risk Assessment: Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.\n\nUnderwriting: Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.\n\nRegulatory Compliance: Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA.\n\nPortfolio Monitoring: Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.\n\nStakeholder Collaboration: Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.\n\nInnovation: Support the integration of data-driven solutions and credit scorecards for risk segmentation.\n\nRequirements:\nEducation: Bachelor’s degree in Finance, Accounting, Law, or a related field.\n\nExperience: 2+ years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.\n\nTechnical Knowledge: In-depth, practical knowledge of the NCA is essential.\n\nSkills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.\n\nAdvantageous: Experience in drafting legal agreements or familiarity with alternative collateral.\n\nCulture Fit: Must be highly methodical and thrive in an entrepreneurial, start-up environment. Strong school and sport background.\n\nPosition Details:\nRemuneration: R350,000 - R400,000 per annum (TCTC).\n\nLocation: Cape Town.\n\nReady to help shape the future of specialist lending?\n? Email your CV to \n? Visit www.hireresolve.com\nPlease send your CV alongside all supporting documents, as well as identification to be considered.\nFurther motivation:Please highlight any sport interest/backgrounds, strong school performance or involvement, and personality.","description_format":"text","description_chars":2250,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-09-18T16:26:45Z"},{"event":"close","at":"2026-09-18T19:29:14Z"},{"event":"reopen","at":"2026-09-18T22:33:32Z"},{"event":"close","at":"2026-09-19T05:18:46Z"},{"event":"reopen","at":"2026-09-19T16:10:59Z"},{"event":"close","at":"2026-09-19T19:13:30Z"},{"event":"reopen","at":"2026-09-19T22:56:25Z"},{"event":"close","at":"2026-09-20T03:39:40Z"},{"event":"reopen","at":"2026-09-21T17:28:01Z"},{"event":"close","at":"2026-09-21T20:29:13Z"},{"event":"reopen","at":"2026-09-30T22:47:37Z"},{"event":"close","at":"2026-10-03T08:40:27Z"},{"event":"reopen","at":"2026-10-03T22:43:16Z"},{"event":"close","at":"2026-10-04T02:52:17Z"},{"event":"reopen","at":"2026-10-04T22:50:28Z"},{"event":"close","at":"2026-10-05T02:09:02Z"},{"event":"reopen","at":"2026-10-08T22:45:46Z"},{"event":"close","at":"2026-10-09T00:49:19Z"},{"event":"reopen","at":"2026-10-13T22:21:45Z"},{"event":"close","at":"2026-10-14T09:13:31Z"},{"event":"reopen","at":"2026-10-15T03:27:54Z"},{"event":"close","at":"2026-10-15T19:42:59Z"},{"event":"reopen","at":"2026-10-18T15:28:36Z"}],"visa":[],"liveness":{"score":2,"band":"cold","label":"Long shot","p_open":1,"p_active":0.087,"p_room":0.28,"age_days":31,"expected_fill_days":14,"reasons":["seen:1","repost:5","agency","stale_co","ghost","win:tail","crowd:junior,brand"],"computed_at":"2026-10-20T05:45:00Z"},"pay":{"stated_usd_annual":24302,"is_top_pay":false},"html_url":"https://alion.io/job/job-mail-credit-analyst-3","json_url":"https://alion.io/job/job-mail-credit-analyst-3.json","meta":{"generated_at":"2026-10-21T04:28:38Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":6540,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":678136},"rest":"https://alion.io/mcp/rest/get_company?id=678136"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fjob-mail-credit-analyst-3"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fjob-mail-credit-analyst-3"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fjob-mail-credit-analyst-3"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/job-mail-credit-analyst-3\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fjob-mail-credit-analyst-3"}]}