Agente de Negócios - Ituporanga/SC

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Agente de Negócios - Ituporanga/SC based in Brazil.

This is an opportunity to build strong relationships with individual and business clients while supporting their financial needs.

You will combine consultative service, business development, and portfolio management to create sustainable results.

The role involves prospecting new clients, strengthening existing relationships, and offering a broad range of financial products and services.

You will also analyze credit proposals, monitor portfolio performance, and help mitigate operational and financial risks.

Working closely with managers and colleagues, you will contribute to commercial strategies and shared team goals.

The position offers a collaborative environment focused on community impact, professional development, and long-term relationships.

It is well suited to someone proactive, commercially minded, organized, and genuinely motivated by helping people and businesses grow.

Accountabilities

• Provide proactive and responsive service to individual and business clients, understanding their needs and offering appropriate financial products and services through a consultative approach.
• Manage and develop an assigned portfolio by maintaining relationships, prospecting new clients, generating business opportunities, and contributing to commercial and sustainability goals.
• Analyze returned checks within the appropriate authority level, working with management when necessary to support client relationships and mitigate risks.
• Update client records and documentation in accordance with applicable policies, verifying information, maintaining accurate contact details, and ensuring proper document digitization.
• Support the onboarding of new individual and business clients by collecting required documentation and validating information for accurate account registration.
• Record client interactions and relevant information in relationship-management systems to support communication, future opportunities, and effective portfolio management.
• Handle account closure requests by understanding client concerns, exploring retention alternatives, and escalating cases appropriately when retention is not possible.
• Support business relationship managers with client service, product negotiations, financial analysis, and review of reports such as income statements and balance sheets.
• Analyze and present low- and medium-complexity credit proposals, assessing repayment capacity, transaction risk, and guarantees to support sustainable lending decisions.
• Monitor overdue accounts, conduct collection activities, assess delinquency and provision-related cases, and contribute to effective management of the delinquent portfolio.
• Maintain contracts, records, operational documents, materials, and other administrative items in an organized and compliant manner.
• Monitor business performance dashboards and unit results, helping the team implement commercial strategies and achieve established objectives.
• Participate in social and educational initiatives that strengthen relationships with clients and the wider community.

Requirements

• Higher education completed or in progress in Business Administration, Economics, Accounting, or a related field.
• Previous experience in sales and customer-facing service.
• Strong communication, relationship-building, and consultative selling skills.
• Proactive and customer-oriented approach, with the ability to identify needs and develop business opportunities.
• Organization and attention to detail when handling documentation, client records, financial information, and operational processes.
• Analytical ability to evaluate credit proposals, financial information, repayment capacity, risks, and guarantees.
• Ability to work collaboratively with managers and colleagues while taking ownership of assigned responsibilities and targets.
• Experience in a financial institution is considered an advantage.
• An active ANBIMA certification is considered a plus.
• Commitment to ethical, transparent, responsible, and cooperative ways of working.

Benefits

• Meal and food allowance of R$ 2,100.00.
• Birthday Day Off.
• Health insurance.
• Dental insurance.
• Transportation allowance.
• Life insurance.
• Private pension plan.
• 50% education assistance for undergraduate and postgraduate programs.
• Childcare assistance of R$ 608.97 for eligible dependents up to 6 years and 11 months.
• Childcare assistance for families with children with disabilities.
• Extended maternity and paternity leave.
• Health and wellness platform.
• Semiannual profit-sharing program, paid twice a year.
• Free telemedicine.
• Full-time employment with a remote work model.
• Opportunity to contribute to community-focused initiatives and a collaborative work environment.