{"id":1083004,"url":"https://alion.io/job/jpmorganchase-software-engineer-iii-real-time-payments-services","title":"Software Engineer III, Real-Time Payments Services","company":{"id":257,"name":"JPMorganChase","domain":"jpmorganchase.com","url":"https://alion.io/company/jpmorganchase","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Oracle","truth_index":{"grade":"A","score":90,"open_postings":1151,"ghost_share":0.01,"stale_share":0.533,"repost_share":0.06,"time_to_fill_p50_days":12,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Backend","role_family":"Backend","seniority":"middle","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Singapore"],"countries":["SG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":62000,"max_usd":120000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":73},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Amazon Aurora","optional":false},{"name":"Amazon CloudWatch","optional":false},{"name":"Amazon EC2","optional":false},{"name":"Amazon ECS","optional":false},{"name":"Amazon EKS","optional":false},{"name":"Amazon S3","optional":false},{"name":"Apache Kafka","optional":false},{"name":"AWS","optional":false},{"name":"Blue-Green Deployment","optional":false},{"name":"CI/CD","optional":false},{"name":"gRPC","optional":false},{"name":"IAM","optional":false},{"name":"Incident Management","optional":false},{"name":"Java","optional":false},{"name":"Kubernetes","optional":false},{"name":"Least Privilege","optional":false},{"name":"Rest API","optional":false},{"name":"Service Mesh","optional":false},{"name":"Spring Boot","optional":false},{"name":"Tokenization","optional":false},{"name":"VMWare","optional":false},{"name":"Copilot","optional":true},{"name":"Datadog","optional":true},{"name":"Grafana","optional":true},{"name":"OpenTelemetry","optional":true},{"name":"Prometheus","optional":true},{"name":"Splunk","optional":true}],"status":"live","first_seen_at":"2026-09-21T03:33:53Z","employer_posted_date":"2026-09-21","last_verified_at":"2026-10-30T16:55:46Z","board_verified":true,"closed_at":null,"days_open":39,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":39},"description":"As a Software Engineer III in Real-Time Payments Services, you will build and run mission-critical Real-Time Payments (RTP) services with strong ownership across engineering, resiliency, release readiness, and incident response. The role requires deep experience in high-throughput payment systems and modern engineering capabilities across GemFire, AI-enabled operations, microservices, cloud-native architecture, and AWS.\nJob Responsibilities\nLead production incident management for payment flows (P1/P2), including triage, war-room coordination, mitigation, RCA, and preventive actions.\nDevelop and scale microservices for payment initiation, validation, routing, settlement, reconciliation, and exception handling.\nImplement distributed in-memory data patterns using VMware GemFire / Apache Geode for ultra-low-latency state, reference data, and session/context caching.\nBuild AI-assisted observability and operations use cases (anomaly detection, alert correlation, incident prediction, runbook automation, GenAI-assisted triage).\nOwn release quality with CI/CD gates, canary/blue-green strategies, rollback automation, and zero/low-downtime deployments.\nCollaborate with product, operations, risk, compliance, and partner banks/processors to deliver secure and compliant payment outcomes.\nEnsure strong controls for audit/regulatory needs, data lineage, traceability, and operational reporting.\nDrives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team.\nApplies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.\nRequired qualifications, capabilities, and skills\nFormal training or certification on software engineering concepts and 3+ years applied experience\nBachelor’s Degree in Computer Science, Cybersecurity, Data Science, or related disciplines \nStrong Java ecosystem skills (Java 11+/Spring Boot), REST/gRPC APIs, asynchronous/event-driven design.\nProven experience with **microservices architecture** and domain-driven service decomposition.\nHands-on experience with **GemFire/Geode** (regions, partitioning, WAN replication, CQ/events, consistency/performance tuning).\nStrong AWS experience: EKS/ECS, EC2, VPC, ALB/NLB, S3, RDS/Aurora, ElastiCache, IAM, CloudWatch, KMS, Secrets Manager.\nExperience with cloud-native operations: containers, Kubernetes, autoscaling, health checks, service mesh (preferred).\nSolid incident management background in high-availability systems, including on-call, runbooks, SRE practices, and post-incident remediation.\nMessaging and streaming experience (Kafka, MQ, SNS/SQS) and resilient integration patterns.\nStrong understanding of security and compliance in financial systems (encryption, tokenization, least privilege, audit controls).\nDemonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.\nStrong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices\nPreferred qualifications, capabilities, and skills\nBackend engineering; expeirence in payment platforms (RTP/instant payments preferred).\nMicrosoft Copilot and claude integration and analsys for L3 day 2 day work. \nObservability stack experience (Datadog/Splunk/ELK, Prometheus/Grafana, OpenTelemetry, distributed tracing).","description_format":"text","description_chars":4109,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Wealth Management & Financial Advisors","Asset Management & Funds","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-09-21T04:40:00Z"},{"event":"close","at":"2026-10-07T03:16:33Z"},{"event":"restore","at":"2026-10-16T03:53:03Z"},{"event":"open","at":"2026-10-24T07:48:30Z"}],"visa":[],"liveness":{"score":14,"band":"cold","label":"Long shot","p_open":1,"p_active":0.387,"p_room":0.35,"age_days":39,"expected_fill_days":12,"reasons":["conf:2","stale_co","velocity","win:tail","comp:brand"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/jpmorganchase-software-engineer-iii-real-time-payments-services","json_url":"https://alion.io/job/jpmorganchase-software-engineer-iii-real-time-payments-services.json","meta":{"generated_at":"2026-10-30T17:53:27Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":6722,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":257},"rest":"https://alion.io/mcp/rest/get_company?id=257"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fjpmorganchase-software-engineer-iii-real-time-payments-services"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fjpmorganchase-software-engineer-iii-real-time-payments-services"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fjpmorganchase-software-engineer-iii-real-time-payments-services"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/jpmorganchase-software-engineer-iii-real-time-payments-services\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fjpmorganchase-software-engineer-iii-real-time-payments-services"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1083004}},{"tool":"search_jobs","arguments":{"company":"jpmorganchase.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1083004},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); 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